|
Originally Posted by justforfun
(Post 28791554)
I got #2 . Lovely.
|
Class action suit filed in Portland.
They're pulling in a celebrity LA firm with talk of $70 billion national damages. Good, this should kill Equifax and ge the other bureaus to beef up security. |
With almost half of the US population affected, the class action suit would settle for $50 per person. Anymore than that and Equifax goes bankrupt.
I hope Equifax is barred from the credit bureau business for atleast 2 years, but the credit monitoring program seems to be the better deal here. Ofcourse the smart move is to freeze all your credit reports. |
My date to signup is Sept 12, since the data was stolen weeks ago I would think the hackers have already been using it.
|
Originally Posted by SanDiego1K
(Post 28793157)
As did my husband. Just lovely.
Quoting Brian Krebs here: "I have long urged consumers to assume that all of the personal information jeopardized in this breach is already compromised and for sale many times over in the cybercrime underground (because it demonstrably is for a significant portion of Americans)." Krebs offers specific advice and lots of general background info on how to protect your interests. And it makes for fascinating reading too. https://krebsonsecurity.com |
Originally Posted by tmiw
(Post 28792450)
Really, trusting that kind of data to a set of private companies is a bit suspect to me. Maybe it's time for some sort of national ID system (despite a lot of Americans' very likely objections to such a concept).
Anything that requires a social security number now would be replaced with this new ID credentials. Maybe the way to get around it is to make it opt-in and not require the national ID number for anything essential. For instance, you'd be able to register to vote, get a passport or apply using this new national ID but it wouldn't be the only way to identify yourself. It would be an additional way. The only stick they might apply might be that if you get hacked and your social security number is used to rob you, you would have liability as long as you had the option to use this national ID instead. Of course the govt. would have to build up a system to issue and then authenticate this national ID, each time you used it to get credit of some kind, apply for a job, apply for a driver's license, etc. |
Not really
Originally Posted by 889
(Post 28790427)
I just got the message, "Based on the information provided, we believe that your personal information was not impacted by this incident." So apparently they are doing some sifting out when you first try to enrol.
|
Well, all to the good. Maybe I'm not in Equifax's fiendish files at all.
|
I logged in to freeze our credit. Not sure I opted into or out of anything but I did have to agree to terms.
|
Originally Posted by umonk2014
(Post 28793886)
Try putting any junk name and any random number ... it will say the same thing !
|
Both my wife and I got #2 . Now I guess it's time to freeze everything.
|
Originally Posted by wco81
(Post 28793739)
That should be the way to go, something tokenized so that you can give out randomized credentials out of your phone or from a website each time you apply for a cell phone account, cable account, credit card, etc.
Anything that requires a social security number now would be replaced with this new ID credentials. Maybe the way to get around it is to make it opt-in and not require the national ID number for anything essential. For instance, you'd be able to register to vote, get a passport or apply using this new national ID but it wouldn't be the only way to identify yourself. It would be an additional way. The only stick they might apply might be that if you get hacked and your social security number is used to rob you, you would have liability as long as you had the option to use this national ID instead. Of course the govt. would have to build up a system to issue and then authenticate this national ID, each time you used it to get credit of some kind, apply for a job, apply for a driver's license, etc. |
After 9/11, there was some discussion about it, so more for national security than data security.
Again make it opt-in, at least for a transitional period. Maybe starting at some point, stop issuing new social security numbers and force people to get this new ID instead. Older people would never have to get this new ID, unless they wanted to. |
So they've updated their breach website:
September 8, 2017 We understand that some consumers are experiencing difficulties getting the answers and support they need through our website and call center. Ramping up the website and call center to handle the anticipated volume is ongoing and we are focused on making improvements as quickly as possible. We apologize for any inconvenience this process has created. Thus far today, we’ve made the following adjustments: 1). YOU CAN DETERMINE YOUR STATUS IMMEDIATELY Some consumers who visited the website soon after its launch failed to receive confirmation clarifying whether or not they were potentially impacted. That issue is now resolved, and we encourage those consumers to revisit the site to receive a response that clarifies their status. 2). NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident. 3). EXPANDED OUR CALL CENTER We have tripled our call center team to over 2000 agents and continue to add agents. Our goal is to make this process as convenient and consistent as possible. We will continue to identify steps to improve this process. And we will continue as well to listen to your comments and suggestions. |
Originally Posted by tmiw
(Post 28794829)
I reentered my info and I get message #2 now.
And, I'm guessing, virtually everyone else as well. |
| All times are GMT -6. The time now is 4:14 pm. |
This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.