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-   -   Keeper card (https://www.flyertalk.com/forum/credit-card-programs/1847082-keeper-card.html)

garykung Jun 13, 2017 5:21 pm


Originally Posted by sdsearch (Post 28438066)
The OP said clearly that this is a card they don't want to do spend on, just keep in a drawer, and yet still get benefits from it. That's why the example of Chase hotel cards which give a free night of some sort for nothing more than paying the annual once a year, and otherwise keeping the card in a drawer doesn't diminish that benefit.

The OP was looking for specific benefits like free nights (or totally free flights, but those are pretty impossible), without spend, and that requires a co-branded card, doesn't it? :confused:

What OP really wants:


Originally Posted by YoVikings (Post 28419666)
What I am looking for is a card that by having it or using it will give you a good discount on purchases/access to lounges / get a free or upgraded stay an hotel or in flight. A card that I can only use once a while to keep it active.

would be a card that requires a significant AF.

Bottom line - OP's keeper card does not exist.

yugi Jun 14, 2017 9:30 am


Originally Posted by garykung (Post 28439094)
What OP really wants:



would be a card that requires a significant AF.

Bottom line - OP's keeper card does not exist.

It does. I mentioned it.

garykung Jun 14, 2017 1:55 pm


Originally Posted by yugi (Post 28441819)
It does. I mentioned it.


Originally Posted by yugi (Post 28422767)
City National Crystal Visa Infinite. If you can add enough AUs (up to 3), you can come out positive over the AF, as each AU receives $250 airline reimbursement. Unlimited PP access, and some other nice perks. Categories are 3x on gas, groceries, restaurants and travel. Each point is between 0.95 and 1.2 cents, depends on how you spend it.

The card is not available in all states. Per CNB:


Credit cards offered in City National Bank offices in the states of California, Georgia, Minnesota, Nevada, New York and Tennessee.

newaliases Jun 14, 2017 2:42 pm

List of keeper cards and why.

Crystal Visa - if you get the three authorized users, you and the three free AU each get $250, easily offsetting the AF. Priority pass for TWO holders that allows unlimited guests.

Chase Hyatt, IHG, Marriot; Club Carlson - free nights/status/or points

JetBlue Barclays Plus - free checked bags, 50% discount food purchased in flight and bonus points each year, etc; plus a ton of points for using it to buy JetBlue flights

Amex Bus Platinum - doubles (and in a year, increases by 50%) value of MR points, Marriot/SPG and Hilton status, Centurion lounge access, etc.

Citi Prestige - generous $300 travel credit that works on airplane tickets, one of the best travel insurance of all the cards, 4th night free benefit. Used to be even better before this month :(

Chase Reserve/Preferred - someone above already explained why.

Any of the multitude of Amex cards, preferably the ones with no AF - I know it's a broad category, but the Amex cards generally give you the Amex offers, which can save you a ton of money, so any one is a keeper in my mind.

BofAML Alaska Air - besides the normal free checked bag, etc., this has a great annual companion fare where you get a companion ticket for $99 plus taxes, potentially saving you a ton.

Chase Unlimited (good all around), Chase Ink Preferred (good for buying gift cards, paying for cell phones, etc.) and Chase Freedom (good for quarterly category) - keepers for ways to earn high number of UR that are worth a great amount.

yugi Jun 14, 2017 5:50 pm


Originally Posted by garykung (Post 28442928)
The card is not available in all states. Per CNB:

You can visit one of the states and get the card in a branch.

yugi Jun 14, 2017 6:01 pm


Originally Posted by newaliases (Post 28443086)
List of keeper cards and why.

Crystal Visa - if you get the three authorized users, you and the three free AU each get $250, easily offsetting the AF. Priority pass for TWO holders that allows unlimited guests.

Chase Hyatt, IHG, Marriot; Club Carlson - free nights/status/or points

JetBlue Barclays Plus - free checked bags, 50% discount food purchased in flight and bonus points each year, etc; plus a ton of points for using it to buy JetBlue flights

Amex Bus Platinum - doubles (and in a year, increases by 50%) value of MR points, Marriot/SPG and Hilton status, Centurion lounge access, etc.

Citi Prestige - generous $300 travel credit that works on airplane tickets, one of the best travel insurance of all the cards, 4th night free benefit. Used to be even better before this month :(

Chase Reserve/Preferred - someone above already explained why.

Any of the multitude of Amex cards, preferably the ones with no AF - I know it's a broad category, but the Amex cards generally give you the Amex offers, which can save you a ton of money, so any one is a keeper in my mind.

BofAML Alaska Air - besides the normal free checked bag, etc., this has a great annual companion fare where you get a companion ticket for $99 plus taxes, potentially saving you a ton.

Chase Unlimited (good all around), Chase Ink Preferred (good for buying gift cards, paying for cell phones, etc.) and Chase Freedom (good for quarterly category) - keepers for ways to earn high number of UR that are worth a great amount.

Citi Prestige has $250 per year reimbursement, and PP access + 2 guests.
I'd say Ink Cash is better than Ink Preferred.
Amex Business Platinum doesn't double the value of points anymore, it's now adds 54% to the value.
I'd also add Amex BBP to the list.


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