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US Bank Altitude Reserve Card (2017 - 2023)

Old May 1, 2017, 2:17 am
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Last edit by: yugi
US Bank Altitude Reserve card
  • 50,000 bonus points after $4,500 spend within first 90 days
  • Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
  • $400 annual fee
  • Free authorized users
  • 3x on travel and mobile wallet purchases
  • 5x on hotel and car rental purchases made via US Bank portal
Travel category is defined as follows: purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay, Android Google Pay™, Microsoft Wallet, LG Pay®

Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.

Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html

Point Redemptions
  • Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
  • Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
  • Otherwise redeem at 1c per point.
  • With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
  • To redeem for lodging the minimum purchase must be $500 $150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is $250 $150. $10 minimum for the rest of the categories.
  • Some non-US travel charges work with Realtime Rewards even though they shouldn't.

Reconsideration Line: 1-800-947-1444





















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US Bank Altitude Reserve Card (2017 - 2023)

Old Aug 4, 2019, 11:31 pm
  #856  
 
Join Date: Mar 2014
Location: America!
Programs: Hilton Diamond, Hyatt Explorist Caesars Wyndham Diamond, MGM Gold
Posts: 249
Opened Altitude last week. Very much aware that they have very low tolerance for gift card purchases. Is there like a safe limit? Like one $500 visa gc at grocery store per week (with couple of random items so total is not $505.95) to hit the minimum spend requirement for account opening bonus?

I am also planning to buy 5 iPhones with Xfinity mobile online and pay them in full with altitude cc. Total will be around $4000. Is that totally ok or will that be a red flag for a single big purchase? Call CSR and have them online when making the purchase? I see xfinity comcast (interner and tv) takes apple pay. Does xfinity mobile take apple or samsung pay so I can get 3x?

Last edited by sowhatwegetdrunk; Aug 5, 2019 at 12:30 pm
sowhatwegetdrunk is offline  
Old Aug 5, 2019, 6:42 am
  #857  
 
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,254
Originally Posted by sowhatwegetdrunk
Opened Altitude last week. Very much aware that they have very low tolerance for gift card purchases. Is there like a safe limit? Like one $500 visa gc at grocery store per week (with couple of random items so total is not $505.95) to hit the minimum spend requirement for account opening bonus?

I am also planning to buy 5 iPhones with Xfinity mobile online and pay them in full with altitude cc. Total will be around $4000. Is that totally ok or will that be a red flag for a single big purchase? Call CSR and have them online when making the purchase? Does xfinity take apple or samsung pay so I can get 3x?
My first purchase with my AR was an in person $5500 non-gift card Apple Pay transaction. Went through and never heard a peep from US Bank.
jags86 is online now  
Old Aug 6, 2019, 2:49 am
  #858  
 
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,899
Does anyone here has an experience that card got blocked disabled during overseas travel because transaction was not in the country of the travel notice?
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Old Aug 6, 2019, 11:09 am
  #859  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,970
Originally Posted by invisible
Does anyone here has an experience that card got blocked disabled during overseas travel because transaction was not in the country of the travel notice?
You can change your travel notification online. It allows to put notifications up to 3 months ahead. I had no issues so far. Used the card successfully in Germany, Mexico, Netherlands, Israel, Egypt. My mom is using this card in Germany without issues so far.
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Old Aug 18, 2019, 7:14 am
  #860  
 
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,899
Booking flights using points

Hello everyone,

Do you have experience using rewards points to book flights? If so, are there any 'gotchas' one should be aware of?

Looking to book three tickets on SIN-(HAN)-LQP-HAN-SIN in December. All flights will be with VN (Vietnam Airlines).

Anyone have booked flights in far away regions using points with local carriers? What was the experience?
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Old Aug 21, 2019, 10:08 pm
  #861  
 
Join Date: Sep 2005
Programs: UA gold; WN A; PC plat; Marriott Gold
Posts: 425
Applied online for a gold checking account 8/19 evening and was approved. Applied online for Altitude Reserve card 8/21 afternoon and got message that we cannot make decision right now, we'll let you know. Got email a few hours later that the card has been approved.
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Old Aug 22, 2019, 1:52 am
  #862  
 
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,899
Question - ride sharing services - Uber, Lyft, Grab, etc - are they classified as 'travel' with 3X points?
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Old Aug 22, 2019, 9:35 am
  #863  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Originally Posted by invisible
Question - ride sharing services - Uber, Lyft, Grab, etc - are they classified as 'travel' with 3X points?
Yes, they also count for the RTR if you want, and you can double dip on the travel credit for them too, if desired.
akr1970akr is offline  
Old Aug 22, 2019, 1:49 pm
  #864  
 
Join Date: Aug 2018
Posts: 206
Originally Posted by qisu
Applied online for a gold checking account 8/19 evening and was approved. Applied online for Altitude Reserve card 8/21 afternoon and got message that we cannot make decision right now, we'll let you know. Got email a few hours later that the card has been approved.
Whats your 5/24 status?
geoff325 is offline  
Old Aug 22, 2019, 2:22 pm
  #865  
 
Join Date: Sep 2005
Programs: UA gold; WN A; PC plat; Marriott Gold
Posts: 425
Originally Posted by geoff325
Whats your 5/24 status?
In the last 24 months, approved for 4 Chase cards, 2 BoA cards, 2 Amex cards.
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Old Aug 22, 2019, 4:08 pm
  #866  
 
Join Date: Oct 2016
Location: SBA
Programs: UA Gold 1MM, Marriott Gold, IHG Plat, Hertz PC
Posts: 940
Question on the Priority Pass visits, one website mentioned " 4 free cardholder visits and 4 free individual guest visits per year" - what's the difference between the two?

Also do those visits include the PP restaurants?

Thanks
tstauck is offline  
Old Aug 22, 2019, 4:16 pm
  #867  
FlyerTalk Evangelist
 
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,507
Originally Posted by tstauck
Question on the Priority Pass visits, one website mentioned " 4 free cardholder visits and 4 free individual guest visits per year" - what's the difference between the two?

Also do those visits include the PP restaurants?

Thanks
Four annual visits for the cardholder, and four annual visits for a guest accompanying the cardholder. It appears that more than one guest can accompany the cardholder at some locations, but each guest would use up one of the four allowed guest visits.

And yes, Priority Pass restaurants are still included.
guv1976 is offline  
Old Aug 22, 2019, 7:33 pm
  #868  
 
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,899
Originally Posted by akr1970akr
Yes, they also count for the RTR if you want, and you can double dip on the travel credit for them too, if desired.
Apparently Grab is coded as ‘Business Services’ in the statement so I doubt it will get 3x points.
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Old Aug 23, 2019, 9:22 am
  #869  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Originally Posted by invisible

Apparently Grab is coded as ‘Business Services’ in the statement so I doubt it will get 3x points.
Never used Grab, but Uber coded up as Taxi/Limo last time I used it with USB AR.

Maybe call Grab and get them to fix their MCC.
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Old Aug 23, 2019, 11:43 am
  #870  
 
Join Date: Oct 2016
Location: SBA
Programs: UA Gold 1MM, Marriott Gold, IHG Plat, Hertz PC
Posts: 940
Originally Posted by guv1976
Four annual visits for the cardholder, and four annual visits for a guest accompanying the cardholder. It appears that more than one guest can accompany the cardholder at some locations, but each guest would use up one of the four allowed guest visits.

And yes, Priority Pass restaurants are still included.
Thanks!
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