Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
#436
Join Date: Feb 2009
Location: Buffalo, NY
Posts: 66
Got a mailer a few days ago that you can now redeem points towards travel purchases using Real-Time Mobile Rewards. I never utilized Real-Time Mobile Rewards, because you were basically only getting a $1 statement credit for every 100 points redeemed. However, it looks like they are now offering the same 1.5x bonus as their booking site when redeemed this way. You still have to book directly with airlines, hotels, and car rental companies, so purchases through travel agents may not qualify. The example they give is redeeming 25,000 points to cover a $375 airline ticket charged to your card. If this works like the mailer implies, we can finally redeem points at the highest rate without using the horrible booking site. It's not clear whether you'll still receive the 3x points on these travel purchases, but if not, it's not a big deal, since you didn't earn points using their booking site anyway.
#437
Join Date: Jan 2006
Location: MSP
Programs: SAA, DL, BA, UA, IHG, SPG
Posts: 162
Got a mailer a few days ago that you can now redeem points towards travel purchases using Real-Time Mobile Rewards. I never utilized Real-Time Mobile Rewards, because you were basically only getting a $1 statement credit for every 100 points redeemed. However, it looks like they are now offering the same 1.5x bonus as their booking site when redeemed this way. You still have to book directly with airlines, hotels, and car rental companies, so purchases through travel agents may not qualify. The example they give is redeeming 25,000 points to cover a $375 airline ticket charged to your card. If this works like the mailer implies, we can finally redeem points at the highest rate without using the horrible booking site. It's not clear whether you'll still receive the 3x points on these travel purchases, but if not, it's not a big deal, since you didn't earn points using their booking site anyway.
#438
Join Date: Feb 2009
Location: Buffalo, NY
Posts: 66
The fine print specifically says "Minimum purchase amount for Car Rental is preset at $250.00. Minimum purchase amount for Lodging is preset at $500.00." I'm hoping that "preset" implies that you can change it on the Real-Time Mobile Rewards page like you can for other categories. If $250 and $500 were really the minimum dollar amounts for those categories, adding the "preset" part wouldn't have been needed. I logged in and set my minimum to $100 and checked off all the travel categories. I guess I'll see what happens next time I book something.
#439
Join Date: Aug 2005
Location: DFW
Posts: 1,249
The fine print specifically says "Minimum purchase amount for Car Rental is preset at $250.00. Minimum purchase amount for Lodging is preset at $500.00." I'm hoping that "preset" implies that you can change it on the Real-Time Mobile Rewards page like you can for other categories. If $250 and $500 were really the minimum dollar amounts for those categories, adding the "preset" part wouldn't have been needed. I logged in and set my minimum to $100 and checked off all the travel categories. I guess I'll see what happens next time I book something.
Categories not available for redemption at this time are Gas Stations and Restaurants.Minimum purchase amount for Lodging is pre-set at $500.00. Minimum purchase amount for Car Rental is pre-set at $250.00. All other participating categories will follow the minimum purchase amount selected below.
Purchases below the minimum purchase amount will not be eligible for redemption.
#440
Join Date: Feb 2009
Location: Buffalo, NY
Posts: 66
The wording says that the settings for car and lodging has the hard coded minimum. OTOH, you never know for sure until you try.
Categories not available for redemption at this time are Gas Stations and Restaurants.Minimum purchase amount for Lodging is pre-set at $500.00. Minimum purchase amount for Car Rental is pre-set at $250.00. All other participating categories will follow the minimum purchase amount selected below.
Purchases below the minimum purchase amount will not be eligible for redemption.
Categories not available for redemption at this time are Gas Stations and Restaurants.Minimum purchase amount for Lodging is pre-set at $500.00. Minimum purchase amount for Car Rental is pre-set at $250.00. All other participating categories will follow the minimum purchase amount selected below.
Purchases below the minimum purchase amount will not be eligible for redemption.
#441
Join Date: Sep 2012
Posts: 4,431
I’m interested in applying for this card. The only relationship I have with US Bank is the Club Carlson Business card (couple years ago). I saw a few people in the same situation last year but didn’t see how it turned out in reconsideration. Is my relationship with them enough?
#442
Join Date: Aug 2005
Location: DFW
Posts: 1,249
I’m interested in applying for this card. The only relationship I have with US Bank is the Club Carlson Business card (couple years ago). I saw a few people in the same situation last year but didn’t see how it turned out in reconsideration. Is my relationship with them enough?
YMMV but worked for me.
#443
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,970
The wording says that the settings for car and lodging has the hard coded minimum. OTOH, you never know for sure until you try.
Categories not available for redemption at this time are Gas Stations and Restaurants.Minimum purchase amount for Lodging is pre-set at $500.00. Minimum purchase amount for Car Rental is pre-set at $250.00. All other participating categories will follow the minimum purchase amount selected below.
Purchases below the minimum purchase amount will not be eligible for redemption.
Categories not available for redemption at this time are Gas Stations and Restaurants.Minimum purchase amount for Lodging is pre-set at $500.00. Minimum purchase amount for Car Rental is pre-set at $250.00. All other participating categories will follow the minimum purchase amount selected below.
Purchases below the minimum purchase amount will not be eligible for redemption.
#445
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,970
https://www.rtr.myrewardsaccess.com/
#446
Join Date: Feb 2009
Location: Buffalo, NY
Posts: 66
Real-Time Rewards text messages are available only for transactions with U.S. merchants.
https://www.rtr.myrewardsaccess.com/
https://www.rtr.myrewardsaccess.com/
#447
Join Date: Aug 2011
Programs: Marriott Gold, Hilton Diamond, Radisson Rewards Gold, Best Western Diamond Select
Posts: 1,856
Altitude reserve now allowing redemption via text
This is pretty cool for those with US Bank cards particularly altitude reserve. You'll get a text after making a travel purchase asking if you want to redeem points in exchange at 1.5 cents per point. Seems to be limited to US merchants though and there are some (possibly customizable) minimum purchase amounts.
US Bank makes Real-Time Mobile Rewards awesome. Are you listening Chase? Amex? Citi? - Frequent Miler
US Bank makes Real-Time Mobile Rewards awesome. Are you listening Chase? Amex? Citi? - Frequent Miler
#448
Join Date: Jun 2005
Location: RNO
Posts: 375
If you go to the Real-Time Rewards Preferences and click on the link to view examples of Airlines, British Airways and Emirates are listed, so International airlines should be included. Maybe you have to purchase the tickets from their US booking departments though, which would be a bummer for me, because I frequently fly out of Toronto.
#449
Join Date: Feb 2009
Location: Buffalo, NY
Posts: 66
Which airline was it, and what was the departure airport?