May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
May 10, 2017, 4:19 pm
#151
Join Date: Apr 2011
Location: LAX
Posts: 36
They also don't have AUH or DXB. Yet they have Seychelles (SEZ). Was hoping to use points to book AUH-SEZ. What makes it even worse is that they have AUH as an airport when looking up hotels :/
May 10, 2017, 6:17 pm
#152
Join Date: Jun 2016
Posts: 2,257
I was also initially excited about using points to buy air ticket from portal. But after my experience with Merrill+ (dont allow mixed cabin awards e.g., cannot be business class in departing segment, economy in return segment) , Go Far Rewards, and now hearing abt what happen with US Bank's, it is as if they are trying to make it difficult for us to purchase.
Perhaps calling CSR to complain will lead to something else.
May 10, 2017, 7:12 pm
#153
Join Date: Jan 2006
Location: MSP
Programs: SAA, DL, BA, UA, IHG, SPG
Posts: 162
None of my Apple Pay transactions denote them being Apple Pay like they do on my Amex cards either. I guess we'll see when the first statements cut!
May 10, 2017, 10:13 pm
#154
Join Date: Oct 2015
Posts: 59
My first statement actually posted today...not sure why so early. I had 1 Android Pay tx at staples that posted in time. No indication anywhere that it is a mobile wallet payment, however I did receive the bonus points in the statement.
May 10, 2017, 11:06 pm
#155
Join Date: Oct 2015
Location: HNL
Posts: 148
$325 travel credit posted same day as hotel charge cleared, at least that's easy!
May 11, 2017, 9:44 am
#156
Join Date: Dec 2007
Location: TX
Posts: 212
Looks like you can't set the cash advance limit to 0 on this card
May 11, 2017, 10:50 am
#157
Join Date: Oct 2005
Location: SF
Programs: UA, VX, QF, EY, VA
Posts: 756
May 11, 2017, 5:51 pm
#159
Join Date: Sep 2013
Posts: 169
Looks like my card got shutdown.
I am able to login but can't access reward portal anymore, also card removed from Android Pay and can't be added back again.
Only 3x500 ms last week from wfm(paid with phone), cvs and safeway(chip), mixed with regular spendings.
I am able to login but can't access reward portal anymore, also card removed from Android Pay and can't be added back again.
Only 3x500 ms last week from wfm(paid with phone), cvs and safeway(chip), mixed with regular spendings.
May 12, 2017, 9:34 am
#161
Join Date: Apr 2011
Programs: Delta Gold, Hilton Diamond, National Emerald Preferred, SPG Gold
Posts: 32
My card was just shut down also, I called they said "suspicious activity" regarding CVS and using to bypass cash advance fees. I got the 4,500 spend in but wonder if i will ever get a single point.
May 12, 2017, 4:51 pm
#162
Join Date: Apr 1999
Location: Northport, NY
Posts: 1,732
I currently have both personal and business Flex Perks and Club Carlson cards I applied for the Altitude card and was declined. I called the recon line and they said I had too much existing credit with US Bank. We lowered one card by $20,000 and she resubmitted it saying that would do the trick. Called again today and was told I was still declined 
Wasted a hard pull 
Wasted a hard pull
May 12, 2017, 7:02 pm
#163
Join Date: Oct 2015
Location: HNL
Posts: 148
Any other USB cards? Total shutdown? Did you only use mobile pay or did you swipe any GCs?
May 13, 2017, 5:46 pm
#164
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
What I am interested to see is what happens when Android Pay/Samsung Pay integrate with Visa Checkout, likely later this year. Will those payments count as mobile wallet payments? If so this could get interesting. I have no desire to use an Android phone, but if it codes as mobile wallet I'd be willing to buy a cheap Android device just to use at Visa Checkout sites...
May 13, 2017, 9:50 pm
#165
Join Date: Dec 2016
Location: SF
Programs: Elite status at local McDonalds, Carwash, and Post Office
Posts: 51
Radpad has a feature that allows Apple Pay to be used, triple points for most likely your biggest monthly expense (if you rent), that's no bad at all. I just opened a US Bank account, so I have to wait at least 35 days before even attempting to apply. Fingers crossed though.