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US Bank Altitude Reserve Card (2017 - 2023)

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Old May 1, 2017, 2:17 am
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Last edit by: yugi
US Bank Altitude Reserve card
  • 50,000 bonus points after $4,500 spend within first 90 days
  • Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
  • $400 annual fee
  • Free authorized users
  • 3x on travel and mobile wallet purchases
  • 5x on hotel and car rental purchases made via US Bank portal
Travel category is defined as follows: purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay, Android Google Pay™, Microsoft Wallet, LG Pay®

Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.

Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html

Point Redemptions
  • Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
  • Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
  • Otherwise redeem at 1c per point.
  • With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
  • To redeem for lodging the minimum purchase must be $500 $150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is $250 $150. $10 minimum for the rest of the categories.
  • Some non-US travel charges work with Realtime Rewards even though they shouldn't.

Reconsideration Line: 1-800-947-1444





















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US Bank Altitude Reserve Card (2017 - 2023)

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Old Jun 14, 2020, 7:14 pm
  #1456  
 
Join Date: Jan 2002
Location: Charlotte NC USA
Programs: Hyatt Globalist, AA Exec Plat, Alaska 75k, IHG Diamond, Wyndham Diamond, Hilton Diamond
Posts: 863
Just used my AR to cover an Uber Eats order for the first time. Was under the impression that it would work with Real-time-rewards. Alas, no RTR text.

A workaround next time would be to do an Uber Cash load with AR, but it would be nice to have more confirmation of exactly what's working and what isn't before doing that...?

TIA for corrections and data points on this.
DaveH is offline  
Old Jun 16, 2020, 11:59 am
  #1457  
 
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
Rewards on site

Anyone able to access their rewards on us Bank site? Whenever I click on rewards, I get a bad request browser. Only way I can access my rewards are thru us Bank iOS app
trikotret is offline  
Old Jun 16, 2020, 12:23 pm
  #1458  
mia
Moderator
 
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
Originally Posted by trikotret
....bad request browser. ....
Tried using a different browser or a Private/Incognito window?
mia is offline  
Old Jun 16, 2020, 12:27 pm
  #1459  
 
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
Originally Posted by mia
Tried using a different browser or a Private/Incognito window?
Good point. I'm using Microsoft edge. I'll try In private window
trikotret is offline  
Old Jun 16, 2020, 1:24 pm
  #1460  
 
Join Date: Apr 2017
Posts: 470
Anyone can confirm what DOC said before of 3 points on restaurants starting back from 6/1? Because I have never received an email about it
good_boy_1234 is offline  
Old Jun 16, 2020, 1:27 pm
  #1461  
 
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
Originally Posted by good_boy_1234
Anyone can confirm what DOC said before of 3 points on restaurants starting back from 6/1? Because I have never received an email about it
It's on their site under card benifits. It says 3x on restaurant from June to Dec 31. It also says charges will go towards Travel credit.
trikotret is offline  
Old Jun 18, 2020, 10:46 pm
  #1462  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,970
I received a travel credit, which says "Travel/Dining category credit, up to $325"
yugi is offline  
Old Jun 19, 2020, 10:13 am
  #1463  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,855
I didn't have any trouble finding the information on the dining credit.

https://www.myvisacardportal.com/usb...r/A953756.html

"In addition to travel purchases, between 6/1/2020 and 12/31/2020 Purchases made from any merchant classified as a restaurant, fast-food restaurant or bar will qualify toward the current $325 annual travel credit. "
EasternTraveler is offline  
Old Jun 24, 2020, 9:37 am
  #1464  
 
Join Date: Aug 2018
Posts: 206
Originally Posted by geoff325
11/24 0/12 accounts, 6/12 inquiries only 3 CC. No auto approval will try reco. Have personal and business checking, business cash card, 800 score 250k income..man they love saying no on the AR
Called underwriting, asked them to take a look - denied second time. Response as follows:

Maximum amount of unsecured credit already available

What does this mean? I don't have an personal cards with them, I do have 2 business cards with them both 0 percent interest, one is 2k balance/3k limit 3k balance/4k limit

Ideas? are they talking about USB unsecured credit or across all cards?

Last edited by geoff325; Jun 24, 2020 at 9:48 am Reason: edit
geoff325 is offline  
Old Jun 24, 2020, 11:23 am
  #1465  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,855
Originally Posted by geoff325
Called underwriting, asked them to take a look - denied second time. Response as follows:

Maximum amount of unsecured credit already available

What does this mean? I don't have an personal cards with them, I do have 2 business cards with them both 0 percent interest, one is 2k balance/3k limit 3k balance/4k limit

Ideas? are they talking about USB unsecured credit or across all cards?
Odd, the system did a referral on my application. A day later a nice lady calls and goes over my application and then offers me $100K limit or option to get a higher limit if I provide financials. Gave me a 8.49 APR (didn't matter, I don't carry). My score hovers around 808 since I always have inquiries and new accounts, not to mention balance go up and down a lot throughout the month. I have 4 cards with US Bank.
EasternTraveler is offline  
Old Jun 26, 2020, 7:45 am
  #1466  
 
Join Date: Mar 2007
Location: MSP
Programs: Marriott Lifetime Titanium, UA Silver, Hertz 5*
Posts: 913
I had received 5K last Nov/Dec on my first renewal (which is worth $75 when redeemed for travel) making it a $0 annual fee card. However, what I did do was use up the points and bring my points balance down below the 35K that can be used to offset the annual fee. Since I was well below the threshold, that option was never brought up.
crazyhorse is offline  
Old Jun 26, 2020, 11:14 am
  #1467  
 
Join Date: Jun 2020
Posts: 8
Originally Posted by crazyhorse
I had received 5K last Nov/Dec on my first renewal (which is worth $75 when redeemed for travel) making it a $0 annual fee card. However, what I did do was use up the points and bring my points balance down below the 35K that can be used to offset the annual fee. Since I was well below the threshold, that option was never brought up.
I had literally fewer than 100 points, which is why I don't understand why this rep even brought it up.
equilibriphile is offline  
Old Jun 27, 2020, 3:34 pm
  #1468  
Etp
 
Join Date: Oct 2017
Posts: 98
The card gives 3x on mobile wallet purchases. Does the 3x earning rate work on all mobile wallets, including Garmin Pay and Fitbit Pay?
Etp is offline  
Old Jun 27, 2020, 3:59 pm
  #1469  
mia
Moderator
 
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
Originally Posted by Etp
....Does the 3x earning rate work on all mobile wallets, ....
Terms here: https://applications.usbank.com/oad/...rId=DW9V2P3V61

“Mobile wallet” is defined as the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay, Google Pay™ and LG Pay
mia is offline  
Old Jun 27, 2020, 4:25 pm
  #1470  
Etp
 
Join Date: Oct 2017
Posts: 98
Originally Posted by mia
Thanks for sharing T&C. Sometimes how things work in practice is different from how T&C can be interpreted. Are you aware of defintive examples of Garmin Pay or Fitbit Pay not earning 3X?
Etp is offline  


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