Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
#1456
Join Date: Jan 2002
Location: Charlotte NC USA
Programs: Hyatt Globalist, AA Exec Plat, Alaska 75k, IHG Diamond, Wyndham Diamond, Hilton Diamond
Posts: 863
Just used my AR to cover an Uber Eats order for the first time. Was under the impression that it would work with Real-time-rewards. Alas, no RTR text.
A workaround next time would be to do an Uber Cash load with AR, but it would be nice to have more confirmation of exactly what's working and what isn't before doing that...?
TIA for corrections and data points on this.
A workaround next time would be to do an Uber Cash load with AR, but it would be nice to have more confirmation of exactly what's working and what isn't before doing that...?
TIA for corrections and data points on this.
#1457
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
Rewards on site
Anyone able to access their rewards on us Bank site? Whenever I click on rewards, I get a bad request browser. Only way I can access my rewards are thru us Bank iOS app
#1458
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
#1460
Join Date: Apr 2017
Posts: 470
Anyone can confirm what DOC said before of 3 points on restaurants starting back from 6/1? Because I have never received an email about it
#1461
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
It's on their site under card benifits. It says 3x on restaurant from June to Dec 31. It also says charges will go towards Travel credit.
#1462
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,970
I received a travel credit, which says "Travel/Dining category credit, up to $325"
#1463
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,855
I didn't have any trouble finding the information on the dining credit.
https://www.myvisacardportal.com/usb...r/A953756.html
"In addition to travel purchases, between 6/1/2020 and 12/31/2020 Purchases made from any merchant classified as a restaurant, fast-food restaurant or bar will qualify toward the current $325 annual travel credit. "
https://www.myvisacardportal.com/usb...r/A953756.html
"In addition to travel purchases, between 6/1/2020 and 12/31/2020 Purchases made from any merchant classified as a restaurant, fast-food restaurant or bar will qualify toward the current $325 annual travel credit. "
#1464
Join Date: Aug 2018
Posts: 206
Maximum amount of unsecured credit already available
What does this mean? I don't have an personal cards with them, I do have 2 business cards with them both 0 percent interest, one is 2k balance/3k limit 3k balance/4k limit
Ideas? are they talking about USB unsecured credit or across all cards?
Last edited by geoff325; Jun 24, 2020 at 9:48 am Reason: edit
#1465
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,855
Called underwriting, asked them to take a look - denied second time. Response as follows:
Maximum amount of unsecured credit already available
What does this mean? I don't have an personal cards with them, I do have 2 business cards with them both 0 percent interest, one is 2k balance/3k limit 3k balance/4k limit
Ideas? are they talking about USB unsecured credit or across all cards?
Maximum amount of unsecured credit already available
What does this mean? I don't have an personal cards with them, I do have 2 business cards with them both 0 percent interest, one is 2k balance/3k limit 3k balance/4k limit
Ideas? are they talking about USB unsecured credit or across all cards?
#1466
Join Date: Mar 2007
Location: MSP
Programs: Marriott Lifetime Titanium, UA Silver, Hertz 5*
Posts: 913
I had received 5K last Nov/Dec on my first renewal (which is worth $75 when redeemed for travel) making it a $0 annual fee card. However, what I did do was use up the points and bring my points balance down below the 35K that can be used to offset the annual fee. Since I was well below the threshold, that option was never brought up.
#1467
Join Date: Jun 2020
Posts: 8
I had received 5K last Nov/Dec on my first renewal (which is worth $75 when redeemed for travel) making it a $0 annual fee card. However, what I did do was use up the points and bring my points balance down below the 35K that can be used to offset the annual fee. Since I was well below the threshold, that option was never brought up.
#1468
Join Date: Oct 2017
Posts: 98
The card gives 3x on mobile wallet purchases. Does the 3x earning rate work on all mobile wallets, including Garmin Pay and Fitbit Pay?
#1469
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
Terms here: https://applications.usbank.com/oad/...rId=DW9V2P3V61
“Mobile wallet” is defined as the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay, Google Pay™ and LG Pay
#1470
Join Date: Oct 2017
Posts: 98