May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
Jan 11, 2020, 12:58 pm
#1067
Join Date: Jan 2013
Posts: 213
Anybody else having problems with Lyft/Uber recently? It hasn't been triggering RTR for me at all in the last month or two.
Jan 11, 2020, 8:33 pm
#1069
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Jan 12, 2020, 9:41 am
#1070
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
So in order to be considered as a travel category for this card, you have to use it directly with airlines, hotels and car rentals? If you book with Expedia you'll only earn 1x?
Jan 12, 2020, 10:50 am
#1071
Join Date: Nov 2013
Programs: AS Gold, Hyatt Diamond, Starriott LTPP
Posts: 341
Jan 12, 2020, 2:19 pm
#1073
Join Date: Apr 2017
Posts: 470
I applied for this card back in early Nov (still shocked as my first and only card rejection in my life) and the reason was multiple recent inquiries and no long history with them (I opened a small checking account just few days before I applied)...I even tried having my Bank to appeal and they claimed it was unsuccessful
do you guys recommend applying again or better to wait? If the latter how long?
do you guys recommend applying again or better to wait? If the latter how long?
Jan 13, 2020, 1:02 am
#1074
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Correct. It is all dependent on MCC and some small hotels in developing world might use MCC which would not earn 3x points.
Jan 13, 2020, 1:14 am
#1075
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Did anyone used travel insurance coming with the card
Hello,
If you used the travel insurance provided by the Altitude card, would you mind to provide couple of details?
- What was the insurance for - travel delay/cancellation/lost baggage/etc
- What type of documents did you submit to the insurer and what/how long was the process?
- What kind of resolution/reimbursement was provided and are you satisfied with the outcome?
Thanks
If you used the travel insurance provided by the Altitude card, would you mind to provide couple of details?
- What was the insurance for - travel delay/cancellation/lost baggage/etc
- What type of documents did you submit to the insurer and what/how long was the process?
- What kind of resolution/reimbursement was provided and are you satisfied with the outcome?
Thanks
Jan 13, 2020, 11:45 am
#1076
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,573
Hello,
If you used the travel insurance provided by the Altitude card, would you mind to provide couple of details?
- What was the insurance for - travel delay/cancellation/lost baggage/etc
- What type of documents did you submit to the insurer and what/how long was the process?
- What kind of resolution/reimbursement was provided and are you satisfied with the outcome?
Thanks
If you used the travel insurance provided by the Altitude card, would you mind to provide couple of details?
- What was the insurance for - travel delay/cancellation/lost baggage/etc
- What type of documents did you submit to the insurer and what/how long was the process?
- What kind of resolution/reimbursement was provided and are you satisfied with the outcome?
Thanks
Jan 14, 2020, 10:49 am
#1077
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,983
I made a $790 purchase at a Waldorf-Astoria hotel and a $875 purchase at Southwest and neither got the Real-time Rewards text message. I have enough points to cover these purchases at 1.5 cpp. I do get text messages for smaller purchases like Uber, Lyft. I have Airlines and Lodging selected in my Real-time Rewards settings. What can be the problem?
Jan 14, 2020, 10:57 am
#1078
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
I made a $790 purchase at a Waldorf-Astoria hotel and a $875 purchase at Southwest and neither got the Real-time Rewards text message. I have enough points to cover these purchases at 1.5 cpp. I do get text messages for smaller purchases like Uber, Lyft. I have Airlines and Lodging selected in my Real-time Rewards settings. What can be the problem?
Jan 14, 2020, 11:58 am
#1079
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,983
I suspected that was the case. Sigh. So with real-time rewards, it is impossible to spend all of your points down to zero at 1.5 cpp, correct?
Last edited by michael_v; Jan 14, 2020 at 1:18 pm
Jan 14, 2020, 12:40 pm
#1080
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
You have to enough to equal 1%. Let's say a ticket is $700, you would need 70k points to get the text and then you'll be able to use 46k towards the 700 ticket. No idea why it's setup like that. Other option would be to use their portal.