May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
Nov 12, 2019, 2:31 pm
#976
Join Date: Apr 2017
Posts: 470
Just applied for this card in branch...in process...I opened a checking account 2 days ago and I have read somewhere that in branch application doesn’t require the waiting period...now I am concerned!
I was never rejected for a card (high credit score and only 3 personal cards opened last 2 years...one of them was last month though)
I was never rejected for a card (high credit score and only 3 personal cards opened last 2 years...one of them was last month though)
Nov 12, 2019, 3:43 pm
#977
Join Date: Aug 2009
Posts: 662
Just applied for this card in branch...in process...I opened a checking account 2 days ago and I have read somewhere that in branch application doesn’t require the waiting period...now I am concerned!
I was never rejected for a card (high credit score and only 3 personal cards opened last 2 years...one of them was last month though)
I was never rejected for a card (high credit score and only 3 personal cards opened last 2 years...one of them was last month though)
Nov 13, 2019, 7:51 am
#978
Join Date: Mar 2007
Location: MSP
Programs: Marriott Lifetime Titanium, UA Silver, Hertz 5*
Posts: 913
Nov 13, 2019, 8:56 am
#979
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,255
If Apple Pay is an option I always go through that so I don’t have to worry about this.
Nov 13, 2019, 11:34 pm
#982
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Regarding OTAs - I specifically asked US Bank customer service about this and was told that bookings done online via OTA websites are not considered under travel category and will not earn 3x points. So if you want to book something under OTAs, make sure that you do it via the one which has an app and supports mobile wallet.
Nov 13, 2019, 11:36 pm
#983
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Question about train travel - did anyone use the card for train rides in Japan and got 3x points? I am arriving at Tokyo and then will be travelling to Nikko. Planning to get Nikko Pass which can be purchased at Tobu Railway office at Asakusa.
Nov 14, 2019, 8:57 am
#984
Join Date: Apr 2017
Posts: 470
Disappointing...made a phone call and they said they manually reviewed my application and rejected for multiple recent inquiries...first time I get rejected for a credit card in my life most of those inquiries are line increase or business card inquiries...I only have 3 personal credit cards in my report over the last 2 years...
Really disappointing...I have a strong credit score and never had a late payment or even carried a balance.
Not sure what to do now or when to re-apply or even close my checking account I opened just for this card...
Really disappointing...I have a strong credit score and never had a late payment or even carried a balance.
Not sure what to do now or when to re-apply or even close my checking account I opened just for this card...
Nov 14, 2019, 9:03 am
#985
Join Date: Jul 2018
Posts: 354
In Hawaii, and trying to establish a relationship with USB for my wife so she can get the AR. I already have a USB biz card and so I'm eligible to open a checking/savings account, but she isn't. Does anyone know if it's possible for me to open a deposit account with USB, and then add my wife as a co-owner (remotely), to establish the relationship for her with the bank? And, that being said, would that be a sufficient relationship for her to apply for the AR? We're not planning on going to a USB branch anytime soon.
Nov 14, 2019, 10:28 am
#986
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Disappointing...made a phone call and they said they manually reviewed my application and rejected for multiple recent inquiries...first time I get rejected for a credit card in my life most of those inquiries are line increase or business card inquiries...I only have 3 personal credit cards in my report over the last 2 years...
Really disappointing...I have a strong credit score and never had a late payment or even carried a balance.
Not sure what to do now or when to re-apply or even close my checking account I opened just for this card...
Really disappointing...I have a strong credit score and never had a late payment or even carried a balance.
Not sure what to do now or when to re-apply or even close my checking account I opened just for this card...
Nov 14, 2019, 10:42 am
#987
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,585
In Hawaii, and trying to establish a relationship with USB for my wife so she can get the AR. I already have a USB biz card and so I'm eligible to open a checking/savings account, but she isn't. Does anyone know if it's possible for me to open a deposit account with USB, and then add my wife as a co-owner (remotely), to establish the relationship for her with the bank? And, that being said, would that be a sufficient relationship for her to apply for the AR? We're not planning on going to a USB branch anytime soon.
Nov 14, 2019, 10:50 am
#988
Join Date: Jul 2018
Posts: 354
She was auto-denied at the last step. Also, when she tried to apply for a checking account, after inputting her zip code, USB popped up a message that said both savings and checking accounts were not available for our zip code.
Nov 14, 2019, 11:00 am
#989
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,585
Edited to add: Other available US Bank credit cards can be found here:
https://www.usbank.com/credit-cards.html
Nov 14, 2019, 12:04 pm
#990
Join Date: Apr 2017
Posts: 470
I know it might be a difficult card but as I said I was never rejected by a card before and got many difficult card before including CNB crystal infinite. I have a great credit score and never had a payment delay.