US Bank Altitude Reserve Card

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Old Jun 9, 19, 9:32 am   -   Wikipost
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US Bank Altitude Reserve card
  • 50,000 bonus points after $4,500 spend within first 90 days
  • Up to $325 annually in statement credits for eligible travel purchases
  • $400 annual fee
Travel category is defined as follows: purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay, Android Google Pay™, Microsoft Wallet

Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 4 Priority Pass lounge visits for primary cardholder and 1 guest per PP membership year.

Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
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Old Aug 4, 19, 11:31 pm
  #856  
 
Join Date: Mar 2014
Posts: 55
Opened Altitude last week. Very much aware that they have very low tolerance for gift card purchases. Is there like a safe limit? Like one $500 visa gc at grocery store per week (with couple of random items so total is not $505.95) to hit the minimum spend requirement for account opening bonus?

I am also planning to buy 5 iPhones with Xfinity mobile online and pay them in full with altitude cc. Total will be around $4000. Is that totally ok or will that be a red flag for a single big purchase? Call CSR and have them online when making the purchase? I see xfinity comcast (interner and tv) takes apple pay. Does xfinity mobile take apple or samsung pay so I can get 3x?

Last edited by sowhatwegetdrunk; Aug 5, 19 at 12:30 pm
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Old Aug 5, 19, 6:42 am
  #857  
 
Join Date: Mar 2013
Posts: 361
Originally Posted by sowhatwegetdrunk View Post
Opened Altitude last week. Very much aware that they have very low tolerance for gift card purchases. Is there like a safe limit? Like one $500 visa gc at grocery store per week (with couple of random items so total is not $505.95) to hit the minimum spend requirement for account opening bonus?

I am also planning to buy 5 iPhones with Xfinity mobile online and pay them in full with altitude cc. Total will be around $4000. Is that totally ok or will that be a red flag for a single big purchase? Call CSR and have them online when making the purchase? Does xfinity take apple or samsung pay so I can get 3x?
My first purchase with my AR was an in person $5500 non-gift card Apple Pay transaction. Went through and never heard a peep from US Bank.
jags86 is offline  
Old Aug 6, 19, 2:49 am
  #858  
 
Join Date: Dec 2007
Programs: Star Alliance
Posts: 4,724
Does anyone here has an experience that card got blocked disabled during overseas travel because transaction was not in the country of the travel notice?
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Old Aug 6, 19, 11:09 am
  #859  
 
Join Date: Jan 2014
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Originally Posted by invisible View Post
Does anyone here has an experience that card got blocked disabled during overseas travel because transaction was not in the country of the travel notice?
You can change your travel notification online. It allows to put notifications up to 3 months ahead. I had no issues so far. Used the card successfully in Germany, Mexico, Netherlands, Israel, Egypt. My mom is using this card in Germany without issues so far.
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Old Aug 18, 19, 7:14 am
  #860  
 
Join Date: Dec 2007
Programs: Star Alliance
Posts: 4,724
Booking flights using points

Hello everyone,

Do you have experience using rewards points to book flights? If so, are there any 'gotchas' one should be aware of?

Looking to book three tickets on SIN-(HAN)-LQP-HAN-SIN in December. All flights will be with VN (Vietnam Airlines).

Anyone have booked flights in far away regions using points with local carriers? What was the experience?
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Old Aug 21, 19, 10:08 pm
  #861  
 
Join Date: Sep 2005
Programs: UA gold; WN A; PC plat; Marriott Gold
Posts: 383
Applied online for a gold checking account 8/19 evening and was approved. Applied online for Altitude Reserve card 8/21 afternoon and got message that we cannot make decision right now, we'll let you know. Got email a few hours later that the card has been approved.
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Old Aug 22, 19, 1:52 am
  #862  
 
Join Date: Dec 2007
Programs: Star Alliance
Posts: 4,724
Question - ride sharing services - Uber, Lyft, Grab, etc - are they classified as 'travel' with 3X points?
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Old Aug 22, 19, 9:35 am
  #863  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
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Originally Posted by invisible View Post
Question - ride sharing services - Uber, Lyft, Grab, etc - are they classified as 'travel' with 3X points?
Yes, they also count for the RTR if you want, and you can double dip on the travel credit for them too, if desired.
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Old Aug 22, 19, 1:49 pm
  #864  
 
Join Date: Aug 2018
Posts: 91
Originally Posted by qisu View Post
Applied online for a gold checking account 8/19 evening and was approved. Applied online for Altitude Reserve card 8/21 afternoon and got message that we cannot make decision right now, we'll let you know. Got email a few hours later that the card has been approved.
Whats your 5/24 status?
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Old Aug 22, 19, 2:22 pm
  #865  
 
Join Date: Sep 2005
Programs: UA gold; WN A; PC plat; Marriott Gold
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Originally Posted by geoff325 View Post
Whats your 5/24 status?
In the last 24 months, approved for 4 Chase cards, 2 BoA cards, 2 Amex cards.
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Old Aug 22, 19, 4:08 pm
  #866  
 
Join Date: Oct 2016
Location: SBA
Programs: UA Gold 1MM, Marriott Gold, IHG Gold, Hertz PC
Posts: 430
Question on the Priority Pass visits, one website mentioned " 4 free cardholder visits and 4 free individual guest visits per year" - what's the difference between the two?

Also do those visits include the PP restaurants?

Thanks
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Old Aug 22, 19, 4:16 pm
  #867  
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Originally Posted by tstauck View Post
Question on the Priority Pass visits, one website mentioned " 4 free cardholder visits and 4 free individual guest visits per year" - what's the difference between the two?

Also do those visits include the PP restaurants?

Thanks
Four annual visits for the cardholder, and four annual visits for a guest accompanying the cardholder. It appears that more than one guest can accompany the cardholder at some locations, but each guest would use up one of the four allowed guest visits.

And yes, Priority Pass restaurants are still included.
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Old Aug 22, 19, 7:33 pm
  #868  
 
Join Date: Dec 2007
Programs: Star Alliance
Posts: 4,724
Originally Posted by akr1970akr View Post
Yes, they also count for the RTR if you want, and you can double dip on the travel credit for them too, if desired.
Apparently Grab is coded as ‘Business Services’ in the statement so I doubt it will get 3x points.
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Old Aug 23, 19, 9:22 am
  #869  
 
Join Date: Jul 2014
Location: Western US
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Originally Posted by invisible View Post

Apparently Grab is coded as ‘Business Services’ in the statement so I doubt it will get 3x points.
Never used Grab, but Uber coded up as Taxi/Limo last time I used it with USB AR.

Maybe call Grab and get them to fix their MCC.
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Old Aug 23, 19, 11:43 am
  #870  
 
Join Date: Oct 2016
Location: SBA
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Originally Posted by guv1976 View Post
Four annual visits for the cardholder, and four annual visits for a guest accompanying the cardholder. It appears that more than one guest can accompany the cardholder at some locations, but each guest would use up one of the four allowed guest visits.

And yes, Priority Pass restaurants are still included.
Thanks!
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