US Bank Altitude Reserve Card

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US Bank Altitude Reserve card
  • 50,000 bonus points after $4,500 spend within first 90 days
  • Up to $325 annually in statement credits for eligible travel purchases
  • $400 annual fee
Travel category is defined as follows: purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay, Android Google Pay™, Microsoft Wallet

Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 4 Priority Pass lounge visits for primary cardholder and 1 guest per PP membership year.

Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html

Point Redemptions
  • Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
  • Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
  • Otherwise redeem at 1c per point.
  • With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
  • To redeem for lodging the minimum purchase must be $500 and you must have enough points to cover the whole purchase. For car rentals, the minimum is $250.
  • Some non-US travel charges work with Realtime Rewards even though they shouldn't.



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Old May 1, 17, 7:08 am
  #61  
 
Join Date: Dec 2009
Posts: 55
Originally Posted by gm9928 View Post
I applied and was not approved "based on the information provided." They'll "follow up within 7-10 days" with a letter.
(I have a FlexPerks card with them and a checking account. The FlexPerks card for 9 months, the checking account for a few weeks.)

Waiting to hear other peoples experiences and who gets instant approvals...
I got a similar result, but just called recon. The rep said that the system didn't pick up my existing card (Club Carlson) for some reason, so she'd re-submit it for me and I'll have a decision in 1-2 business days.
dukewake is offline  
Old May 1, 17, 8:00 am
  #62  
 
Join Date: Sep 2007
Programs: AA Plat, HH Diamond, SPG Gold, National EE
Posts: 38
Instant approval $33K credit line. Lets see how long this lasts.
dctech is offline  
Old May 1, 17, 8:15 am
  #63  
 
Join Date: Apr 2017
Posts: 451
Originally Posted by gm9928 View Post
I applied and was not approved "based on the information provided." They'll "follow up within 7-10 days" with a letter.
(I have a FlexPerks card with them and a checking account. The FlexPerks card for 9 months, the checking account for a few weeks.)

Waiting to hear other peoples experiences and who gets instant approvals...


The same thing happened to me. I have US bank's credit card. no checking account.
lincoln boy is offline  
Old May 1, 17, 8:30 am
  #64  
 
Join Date: Nov 2010
Location: Washington, DC
Posts: 356
Originally Posted by dukewake View Post
I got a similar result, but just called recon. The rep said that the system didn't pick up my existing card (Club Carlson) for some reason, so she'd re-submit it for me and I'll have a decision in 1-2 business days.
Thanks for the tip! Did the same thing: called recon and the system hadn't picked up my existing card or bank account for some reason. Being re-submitted, with a decision in 1-2 days.
gm9928 is offline  
Old May 1, 17, 9:08 am
  #65  
 
Join Date: Dec 2010
Programs: Kettle Class Silver
Posts: 497
I got exactly the same message. Current Club Carlson consumer cardholder.

Originally Posted by gm9928 View Post
I applied and was not approved "based on the information provided." They'll "follow up within 7-10 days" with a letter.
(I have a FlexPerks card with them and a checking account. The FlexPerks card for 9 months, the checking account for a few weeks.)

Waiting to hear other peoples experiences and who gets instant approvals...
progapanda is offline  
Old May 1, 17, 9:21 am
  #66  
 
Join Date: Feb 2013
Programs: Hyatt Explorist, MLife Gold, Marriott Gold, HHonors Gold, SPG Gold, Amex Plat
Posts: 3,466
There's no way to be logged in and get the Altitude application link. If I'm logged in and go to "products" and compare cards or whatever, the next screen shows logged out. And it keeps cycling that way.
Stgermainparis is offline  
Old May 1, 17, 10:06 am
  #67  
 
Join Date: Apr 2011
Programs: Delta Gold, Hilton Diamond, National Emerald Preferred, SPG Gold
Posts: 29
Just declined, have a car loan through them, but nothing else. Called and rep said I MUST have a Checking or Savings (Deposit) account with them.
tazdmb is offline  
Old May 1, 17, 10:10 am
  #68  
 
Join Date: Nov 2010
Location: Washington, DC
Posts: 356
Originally Posted by tazdmb View Post
Just declined, have a car loan through them, but nothing else. Called and rep said I MUST have a Checking or Savings (Deposit) account with them.
But their website specifically lists (among other accounts) "or Consumer Credit Card issued by U.S. Bank."

http://mycard.usbank.com/credit/team...e_reserve.html
gm9928 is offline  
Old May 1, 17, 10:13 am
  #69  
 
Join Date: Feb 2013
Programs: Hyatt Explorist, MLife Gold, Marriott Gold, HHonors Gold, SPG Gold, Amex Plat
Posts: 3,466
Originally Posted by tazdmb View Post
Just declined, have a car loan through them, but nothing else. Called and rep said I MUST have a Checking or Savings (Deposit) account with them.
Originally Posted by gm9928 View Post
But their website specifically lists (among other accounts) "or Consumer Credit Card issued by U.S. Bank."

http://mycard.usbank.com/credit/team...e_reserve.html
Yes, I would call back. That's ridic. This is why I'm waiting to apply. Let them work out the kinks.
Stgermainparis is offline  
Old May 1, 17, 10:16 am
  #70  
 
Join Date: Apr 2011
Programs: Delta Gold, Hilton Diamond, National Emerald Preferred, SPG Gold
Posts: 29
Just called back again and pointed out there own terms, they will now re-evaluated and get back to me in 24 hours..
tazdmb is offline  
Old May 1, 17, 10:31 am
  #71  
 
Join Date: Dec 2016
Location: SF
Programs: Elite status at local McDonalds, Carwash, and Post Office
Posts: 51
And then...a rare unicorn just walked by.

Radpad (paying rent with cc) codes as travel on many cards (CSP, CSR, and Amex), you can search Radpad on Flyertalk for more data points. There is also a feature on the mobile app to pay with Apple Pay or Android pay, making this a mobile wallet feature as well. Could you possibly get 6x points each month for one of your biggest monthly expenses? Dear God that would be amazing.

My rent is $3k a month, that's 18,000 points a month worth 1.5 cents a piece through their travel portal, grossing $270 each month in travel with a single purchase!!!!

Uh yeah, this card would definitely be worth it. Excuse me while I go open a US Bank account...

Crossing fingers!
CJS415 is offline  
Old May 1, 17, 10:39 am
  #72  
 
Join Date: Dec 2016
Location: SF
Programs: Elite status at local McDonalds, Carwash, and Post Office
Posts: 51
Originally Posted by CJS415 View Post
And then...a rare unicorn just walked by.
Well that ended quickly, Customer Service said it would only multiply as travel or mobile wallet, not both. That sucks, oh well, back to the drawing board.

Last edited by mia; May 1, 17 at 12:08 pm Reason: Prune quotation
CJS415 is offline  
Old May 1, 17, 11:11 am
  #73  
 
Join Date: Oct 2005
Location: SF
Programs: UA, VX, QF, EY, VA
Posts: 756
Originally Posted by CJS415 View Post
Well that ended quickly, Customer Service said it would only multiply as travel or mobile wallet, not both. That sucks, oh well, back to the drawing board.
It's USBank anyway. It'll be nerfed within a year. 3x on mobile wallet is unsustainable.
patrick.barnes is offline  
Old May 1, 17, 1:31 pm
  #74  
 
Join Date: Feb 2006
Posts: 238
Has anyone been able to confirm whether or not the annual fee is reduced to $299 if you are one of their WEALTH CUSTOMERS?

It was a rumor that had been posted on one of the other other travel sites.
diesteldorf is offline  
Old May 1, 17, 1:33 pm
  #75  
 
Join Date: Oct 2016
Posts: 266
Originally Posted by CJS415 View Post
Well that ended quickly, Customer Service said it would only multiply as travel or mobile wallet, not both. That sucks, oh well, back to the drawing board.
Latest info anyway is that RadPad has both 1) stopped coding as travel and 2) is sending emails to those who use a Visa Infinite saying they'll have to pay a higher fee in following months to cover the extra interchange costs.
gregsfortytwo is offline  

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