May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
Jan 12, 2019, 1:28 pm
#646
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Online, you're just a something a computer can auto reject.
Jan 12, 2019, 4:24 pm
#647
Join Date: May 2015
Location: Jacksonville, AR
Programs: Hilton - Diamond; SPG/Marriott - Gold
Posts: 245
DP regarding 50k bonus posting: I met the min spend just after the first statement closed. 50k bonus didn't post until payment due date for the second statement passed (~40 days after I met the min spend).
Jan 16, 2019, 8:34 am
#648
Join Date: Jun 2010
Programs: Whatever's Cheapest, Accruing Miles, Redeeming for Premium Cabins, Not Chasing Status Unnecessarily
Posts: 2,264
When the Altitude first came out, I opened a savings account, and then applied and approved and spent and got max value from the card, including the 2x travel credit harvest and fee refund.
I then closed the card, and like an idiot closed the savings account.
Several months ago I reopened an account, and then applied, was rejected, reconsidered, rejected. Was told to reapply in future, but couldn't tell me when .... inquiry wasted.
Just now applied, rejected, called to close bank account, sent to cc people, reconsidered, rejected, called back, confirmed rejected, closed bank account.
I'm never applying to USB again unless I receive a targeted offer
My inquiries are like LOL/24 though so maybe that's why
I then closed the card, and like an idiot closed the savings account.
Several months ago I reopened an account, and then applied, was rejected, reconsidered, rejected. Was told to reapply in future, but couldn't tell me when .... inquiry wasted.
Just now applied, rejected, called to close bank account, sent to cc people, reconsidered, rejected, called back, confirmed rejected, closed bank account.
I'm never applying to USB again unless I receive a targeted offer
My inquiries are like LOL/24 though so maybe that's why
Last edited by EmailKid; Jan 16, 2019 at 9:07 am Reason: Back to back posts
Feb 7, 2019, 8:17 pm
#649
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,983
Does CheapTickets.com qualify for real-time rewards in any amount?
Feb 9, 2019, 7:36 am
#650
Join Date: Apr 2016
Programs: Chase UR, Skymiles, HHonors, SPG
Posts: 20
Question regarding Real-Time Rewards, which is an awesome way to redeem Altitude points at their 1.5x value ...
I sometimes take Lyft and there will be a pre-authorization charge against the credit card that exceeds the $10 minimum required to trigger the Real-Time Rewards option that arrives via text.
HOWEVER, the eventual charge for my Lyft ride ends up being on $6 or $7, which would not qualify for the RT rewards.
I haven't tried doing the redemption, but I wonder if it would work, even though the eventual charge is lower than what the pre-authorization charge was?
I sometimes take Lyft and there will be a pre-authorization charge against the credit card that exceeds the $10 minimum required to trigger the Real-Time Rewards option that arrives via text.
HOWEVER, the eventual charge for my Lyft ride ends up being on $6 or $7, which would not qualify for the RT rewards.
I haven't tried doing the redemption, but I wonder if it would work, even though the eventual charge is lower than what the pre-authorization charge was?
Feb 9, 2019, 9:26 am
#651
Join Date: Nov 2013
Programs: AS Gold, Hyatt Diamond, Starriott LTPP
Posts: 341
Question regarding Real-Time Rewards, which is an awesome way to redeem Altitude points at their 1.5x value ...
I sometimes take Lyft and there will be a pre-authorization charge against the credit card that exceeds the $10 minimum required to trigger the Real-Time Rewards option that arrives via text.
HOWEVER, the eventual charge for my Lyft ride ends up being on $6 or $7, which would not qualify for the RT rewards.
I haven't tried doing the redemption, but I wonder if it would work, even though the eventual charge is lower than what the pre-authorization charge was?
I sometimes take Lyft and there will be a pre-authorization charge against the credit card that exceeds the $10 minimum required to trigger the Real-Time Rewards option that arrives via text.
HOWEVER, the eventual charge for my Lyft ride ends up being on $6 or $7, which would not qualify for the RT rewards.
I haven't tried doing the redemption, but I wonder if it would work, even though the eventual charge is lower than what the pre-authorization charge was?
Feb 9, 2019, 10:15 am
#652
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Question regarding Real-Time Rewards, which is an awesome way to redeem Altitude points at their 1.5x value ...
I sometimes take Lyft and there will be a pre-authorization charge against the credit card that exceeds the $10 minimum required to trigger the Real-Time Rewards option that arrives via text.
HOWEVER, the eventual charge for my Lyft ride ends up being on $6 or $7, which would not qualify for the RT rewards.
I haven't tried doing the redemption, but I wonder if it would work, even though the eventual charge is lower than what the pre-authorization charge was?
I sometimes take Lyft and there will be a pre-authorization charge against the credit card that exceeds the $10 minimum required to trigger the Real-Time Rewards option that arrives via text.
HOWEVER, the eventual charge for my Lyft ride ends up being on $6 or $7, which would not qualify for the RT rewards.
I haven't tried doing the redemption, but I wonder if it would work, even though the eventual charge is lower than what the pre-authorization charge was?
With the changes to the CSR travel portal in the last year, I think AR is much better than CSR for the domestic, non F/J long haul traveler. One cool thing about RTR - they earn 3x too!
Feb 9, 2019, 10:22 am
#653
Join Date: Apr 2016
Programs: Chase UR, Skymiles, HHonors, SPG
Posts: 20
Thanks for the replies. I figured I could do it simply bc the RTR Text has been received, but I was concerned about a trail of clawbacks.
Feb 9, 2019, 10:27 am
#654
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Like everything, avoid major abuses / eyeballs on accounts, and you'll likely be ok.
I can't imagine that their first priority is tracking down $15 uber reward/redemptions that were cancelled, vs. genuine scam/fraudulent usage.
I can't imagine that their first priority is tracking down $15 uber reward/redemptions that were cancelled, vs. genuine scam/fraudulent usage.
Feb 10, 2019, 4:20 pm
#655
Join Date: Dec 2015
Posts: 393
For the real-time rewards. If I don't have enough points to cover the entire airfare, will it give me the option to redeem with points what is available?
Feb 10, 2019, 4:47 pm
#656
Join Date: Jan 2018
Location: BGI | MIA
Programs: AA Platinum Pro | Hyatt Globalist | HH Diamond | SPG Gold
Posts: 316
Feb 10, 2019, 9:22 pm
#657
Join Date: Sep 2012
Posts: 4,431
I'm having some trouble using my remaining 20K points. I don't have enough for the minimum for hotels, and I don't do $250 car rentals. I can only Uber so much (besides, I can get discounted Uber GC). Other than using the USB portal or short domestic flights, I find this fairly restrictive.
Feb 11, 2019, 5:57 am
#658
Join Date: Dec 2015
Posts: 393
There seemed to be mixed messages about the following. If I have 20Ks, can I do a purchase of $300 and use the real-time rewards. Or do I need to actually have 30K point to use real-time rewards for a $300 purcahse - and then US Bank just takes the 20,K points.
Feb 11, 2019, 6:01 am
#659
Join Date: Jan 2018
Location: BGI | MIA
Programs: AA Platinum Pro | Hyatt Globalist | HH Diamond | SPG Gold
Posts: 316
it worked on AA giftcards. It calculated the points at 1.5C a piece to trigger the transaction. I was left with 5 points.
so calculate the whole dollar amount and divide by .015 and that should get you the cost in points needs to trigger RTR
Feb 12, 2019, 10:00 am
#660
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
I'm having some trouble using my remaining 20K points. I don't have enough for the minimum for hotels, and I don't do $250 car rentals. I can only Uber so much (besides, I can get discounted Uber GC). Other than using the USB portal or short domestic flights, I find this fairly restrictive.
If you were doing this a lot it could end up getting eyeballs on your account.
But you likely would get away with it if it was occasional/rare/once.
