US Bank Altitude Reserve Card

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Old Jun 9, 19, 9:32 am   -   Wikipost
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US Bank Altitude Reserve card
  • 50,000 bonus points after $4,500 spend within first 90 days
  • Up to $325 annually in statement credits for eligible travel purchases
  • $400 annual fee
Travel category is defined as follows: purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay, Android Google Pay™, Microsoft Wallet

Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 4 Priority Pass lounge visits for primary cardholder and 1 guest per PP membership year.

Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
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Old Apr 19, 17, 8:48 pm
  #31  
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Originally Posted by Tyler2017 View Post
I see. Perhaps I shouldn't have been to Benihana or Ruth Chris so many times. After all, it brings a false impression that pay at the table is widespread. It was like during October 2015, where I thought almost every single store would have EMV since I happened to shop at Target, Rite Aid, Walmart, and Walgreens during that very week.
Agreed, the migration definitely should have gone a lot faster than it has. In fact, I wonder if maybe giving retailers the 1-2 year delay they asked for would have been for the best--especially since we're now getting to the point where we should have been two years ago.

Moving back on topic, US Bank may end up regretting the 3x for NFC transactions if they don't add restrictions to discourage MS.
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Old Apr 20, 17, 8:38 am
  #32  
 
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Disney World, and Disney Land both have mobile payment stations. Its how they accept Magic Bands.
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Old Apr 20, 17, 11:03 am
  #33  
 
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Originally Posted by daw4888 View Post
Disney World, and Disney Land both have mobile payment stations. Its how they accept Magic Bands.
Disneyland in California doesn't have Magic Bands, and won't. The new MaxPass system uses QR or barcodes displayed on the guest's smartphone. I've never seen mobile payments accepted in Disneyland (though it's been a couple months since my last visit), they still swipe on the side of the terminal. I actually did see one place using a chip reader (the crystal shop in New Orleans Square IIRC), but that store is separately operated and not run by Disney itself.
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Old Apr 20, 17, 11:17 am
  #34  
 
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Here is the new card from MarketWatch


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Old Apr 20, 17, 12:53 pm
  #35  
 
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What a dull design... wish they had a couple options.
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Old Apr 20, 17, 1:10 pm
  #36  
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Originally Posted by Miles Man View Post
The "reserve" card is for high-valued clients of US Bank. 99% of the people reading this will not be eligible, unless they are changing qualifications.
For now, it’s only available to consumers who have U.S. Bank accounts. Customers must have an eligible bank account open for a minimum of 35 days before applying.

http://www.marketwatch.com/story/thi...rve-2017-04-20
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Old Apr 20, 17, 1:14 pm
  #37  
 
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Originally Posted by mia View Post
For now, it’s only available to consumers who have U.S. Bank accounts. Customers must have an eligible bank account open for a minimum of 35 days before applying.

http://www.marketwatch.com/story/thi...rve-2017-04-20
I tried to apply to apply for a US Bank account and got rejected. Can't even get the bank account!
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Old Apr 20, 17, 5:09 pm
  #38  
 
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Originally Posted by mia View Post
For now, it’s only available to consumers who have U.S. Bank accounts. Customers must have an eligible bank account open for a minimum of 35 days before applying.

http://www.marketwatch.com/story/thi...rve-2017-04-20
I saw another release that said UsBank credit card holders would be considered current customers and eligible to apply. Can't find it now though.
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Old Apr 20, 17, 5:53 pm
  #39  
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What about holders of a US Bank business credit card?
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Old Apr 21, 17, 8:09 am
  #40  
 
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Some good info here:

What US Bank is Telling Employees About the Card
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Old Apr 22, 17, 9:50 am
  #41  
 
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So is the 3x mobile payments on top of the normal 1x on all purchases?
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Old Apr 22, 17, 11:02 am
  #42  
mia
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Originally Posted by livestrongforever View Post
So is the 3x mobile payments on top of the normal 1x on all purchases?
No. You earn 3 -or- 1:

Customers earn points at the following rates:

Travel: Earn 3X points per $1 for eligible net travel purchases made directly with airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise line companies.

Mobile wallet: Earn 3X points per $1 for eligible net mobile wallet purchases when using the Altitude Reserve card with your mobile device to pay through Apple Pay,® Android Pay,™ Samsung Pay and Microsoft Wallet.

All other purchases: Earn 1X point per $1 spent on all other eligible net purchases.
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Old Apr 24, 17, 7:10 pm
  #43  
 
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More info here:

https://thepointsguy.com/2017/04/us-...serve-card-qa/
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Old Apr 25, 17, 7:49 am
  #44  
 
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Alright, has it been established what is the best way to go about getting this card for a person living in a state without USBank presence, and no prior USBank products?

Say, credit is otherwise excellent, and all the metrics well below what banks would frown upon. So it's also in USBank's interest to take them on as a customer.
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Old Apr 25, 17, 8:39 am
  #45  
 
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Originally Posted by flyershmlyer View Post
Alright, has it been established what is the best way to go about getting this card for a person living in a state without USBank presence, and no prior USBank products?

Say, credit is otherwise excellent, and all the metrics well below what banks would frown upon. So it's also in USBank's interest to take them on as a customer.
Well, you must be a USBank customer to apply for the Altitude. That part doesn't seem negotiable. So you'd need to first open a different USBank consumer cc and wait 35 days (or 30?), before you can open one. Of course, two apps that close together with USBank might be problematic since they are apparently touchy about apps.

I'm guessing they are trying to roll this out slowly so they don't get hit with an unmanageable number of apps.
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