May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
Jun 9, 2017, 12:51 pm
#271
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,970
Pretty obvious that US Bank doesn't want you to buy a lot of GCs to meet the minimum spend. Given what we've read, I'd never buy $3000 worth.
But I am thinking of buying 1 $500 GC. Kind of daring them to shut me down for it. I'd kind of like to see them defend THAT in small claims court.
Of course, while such tough talk sounds nice, it would also be a PITA.
But I am thinking of buying 1 $500 GC. Kind of daring them to shut me down for it. I'd kind of like to see them defend THAT in small claims court.
Of course, while such tough talk sounds nice, it would also be a PITA.
Jun 9, 2017, 12:54 pm
#272
Join Date: Dec 2013
Posts: 68
one $500 vgc from giftcardmall.com (1x)
one plastiq mortgage payment (1x)
one plastiq HOA payment (1x)
2 delta air tickets (with travel credit)
3 carnival cruise tickets. (with travel credit)
$20 college tuition payment. (1x)
global entry (with $100 credit)
Can i argue?
one plastiq mortgage payment (1x)
one plastiq HOA payment (1x)
2 delta air tickets (with travel credit)
3 carnival cruise tickets. (with travel credit)
$20 college tuition payment. (1x)
global entry (with $100 credit)
Can i argue?
Jun 9, 2017, 1:00 pm
#273
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,970
Looks like you were shutdown for buying a single VGC from GCM. Otherwise it's all legit transactions. This is a bit too severe. Not worth to keep this card, I think. Ask them to refund your AF, then you will be at profit.
Jun 9, 2017, 1:58 pm
#274
Join Date: Dec 2013
Posts: 68
the single vgc transaction was posted on 05/09/2017.
it has been one month old.
if that is the reason, not sure why they catch it so late.
Last edited by rfclub; Jun 9, 2017 at 2:13 pm
Jun 9, 2017, 2:41 pm
#275
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,970
Jun 9, 2017, 3:09 pm
#276
Join Date: Dec 2013
Posts: 68
but need to wait for the next statement.
plastiq payments were also on May 11 and May 15.
last transaction was the global entry on may 22.
Jun 9, 2017, 3:59 pm
#277
Join Date: Dec 2013
Posts: 68
any lawyer here? Any hope for class action?
since US Bank does not have proof that I violated the card member agreement, the closure violates CA CIV 1747.85.
http://codes.findlaw.com/ca/civil-co...t-1747-85.html
since US Bank does not have proof that I violated the card member agreement, the closure violates CA CIV 1747.85.
http://codes.findlaw.com/ca/civil-co...t-1747-85.html
Jun 9, 2017, 6:51 pm
#278
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,740
any lawyer here? Any hope for class action?
since US Bank does not have proof that I violated the card member agreement, the closure violates CA CIV 1747.85.
http://codes.findlaw.com/ca/civil-co...t-1747-85.html
since US Bank does not have proof that I violated the card member agreement, the closure violates CA CIV 1747.85.
http://codes.findlaw.com/ca/civil-co...t-1747-85.html
http://frequentmiler.boardingarea.co...i-arbitration/
Jun 9, 2017, 9:54 pm
#279
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,404
This is freakin' nuts. I'm going to try to hold on for my bonus miles and never use this card again.
Jun 10, 2017, 5:51 am
#281
Join Date: Dec 2010
Posts: 1,512
Maybe they don't like who spend $4500 very fast? like get a bonus quickly and go.
Totally nuts. My wife got that card and we will spend this amount organically only.
Totally nuts. My wife got that card and we will spend this amount organically only.
Jun 10, 2017, 8:30 am
#282
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
- How do you know what information US Bank holds?
- Does the issuer need proof, or only a reasonable suspicion?
- Does this California code section apply to a Federally regulated out-of-state issuer?
- How have you been harmed, and can you quantify the damages?
Jun 10, 2017, 10:16 am
#283
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,970
Jun 11, 2017, 7:26 am
#285
Join Date: Dec 2015
Posts: 393
If my wife gets the card, can she pay for my Global Entry application and get the credit? I'm thinking the answer is yes, but curious if there is a data point out there?