May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
Jun 6, 2022, 5:54 pm
#1891
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
You have to have enough points to cover charge to get RTR triggered. You can't pay points and cash. Just buy a ticket that's 149 to be safe
Jun 12, 2022, 11:38 pm
#1892
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
How one can see in the transactions list/detail if the particular transaction was done by using a mobile wallet or by using a physical card?
Jun 13, 2022, 2:13 pm
#1894
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
Jun 13, 2022, 4:17 pm
#1895
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,584
I use Google Pay for my mobile-wallet transactions. On the Google Pay app, there is a tab labeled, "Activity," which lets me see the charges I made via Google Pay over the past 60 days.
Jun 13, 2022, 6:54 pm
#1896
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
It was not always the case - I remember a year or so ago on the portal it was possible to see the details of the transaction, including the method how it was made.
Jun 13, 2022, 7:23 pm
#1897
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Partially answering my own question - if you go to transaction details on the portal, you will see Method. It can have following values
Card Swiped - when the physical card was used using a magnetic strip reader (need to confirm)
Chip card reader - then either mobile wallet was used or physical card was used by inserting it into a chip reader
Manually Entered - when the card's number was used online or the digital wallet was used within app purchase (like Expedia/eBay/etc when you pay with a digital wallet within the app).
As you can see, only the first case clearly gives you an answer to how the card was used. In the other two cases, it is a guessing game...
Card Swiped - when the physical card was used using a magnetic strip reader (need to confirm)
Chip card reader - then either mobile wallet was used or physical card was used by inserting it into a chip reader
Manually Entered - when the card's number was used online or the digital wallet was used within app purchase (like Expedia/eBay/etc when you pay with a digital wallet within the app).
As you can see, only the first case clearly gives you an answer to how the card was used. In the other two cases, it is a guessing game...
Jun 14, 2022, 12:57 am
#1898
Moderator: Manufactured Spending
Join Date: Jul 2011
Posts: 6,580
Partially answering my own question - if you go to transaction details on the portal, you will see Method. It can have following values
Card Swiped - when the physical card was used using a magnetic strip reader (need to confirm)
Chip card reader - then either mobile wallet was used or physical card was used by inserting it into a chip reader
Manually Entered - when the card's number was used online or the digital wallet was used within app purchase (like Expedia/eBay/etc when you pay with a digital wallet within the app).
As you can see, only the first case clearly gives you an answer to how the card was used. In the other two cases, it is a guessing game...
Card Swiped - when the physical card was used using a magnetic strip reader (need to confirm)
Chip card reader - then either mobile wallet was used or physical card was used by inserting it into a chip reader
Manually Entered - when the card's number was used online or the digital wallet was used within app purchase (like Expedia/eBay/etc when you pay with a digital wallet within the app).
As you can see, only the first case clearly gives you an answer to how the card was used. In the other two cases, it is a guessing game...
Jun 14, 2022, 4:04 pm
#1899
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Jun 18, 2022, 10:05 pm
#1900
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
Jun 19, 2022, 12:27 pm
#1901
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,863
I thought the use of dining for the travel credit was only for last year, but I am still getting it and have used up my 325 with restaurants charges.
Jun 19, 2022, 12:58 pm
#1903
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,863
Jun 21, 2022, 1:24 am
#1904
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Can someone clarify when/if hotel/car rental charges are going to get RTR and $325 credit?
I have a reservation with Holiday Inn I made online several weeks ago for the first week of July. Several days ago Holiday Inn charged the car for the whole stay and then these charges were posted. The charge is $422.
While I was told that hotel charges are qualified for $325 credit, there was nothing posted as a credit on the card. While a dining charge for $16 posted a day later already got the credit. And I did not get any RTR for Holiday Inn either.
Then, there is a rental car - I currently have Hertz rental going on with a total charge of $190. I am convinced that I won't see either $325 nor RTR with this one either...
Do you have the same situation?
I have a reservation with Holiday Inn I made online several weeks ago for the first week of July. Several days ago Holiday Inn charged the car for the whole stay and then these charges were posted. The charge is $422.
While I was told that hotel charges are qualified for $325 credit, there was nothing posted as a credit on the card. While a dining charge for $16 posted a day later already got the credit. And I did not get any RTR for Holiday Inn either.
Then, there is a rental car - I currently have Hertz rental going on with a total charge of $190. I am convinced that I won't see either $325 nor RTR with this one either...
Do you have the same situation?
Jun 21, 2022, 10:12 am
#1905
Join Date: Feb 2013
Posts: 30
Annual fee came due, called and was immediately offered 10k points for staying, no spend requirement.