Alliant CU VISA, 3% cash 1st yr, then 2.5% (Capped). Fee waived 1st year.
May 23, 2018, 10:26 am
#136
Join Date: Jan 2008
Location: Georgia
Programs: DL DM/2MM
Posts: 1,033
I called and canceled this card on the same day its $59 annual fee posted (mid cycle). I called back when the statement cycle ended and a bill posted with a $59 balance to inquire about why there was a balance due on the account. Was told twice (after HUCA) that Alliant does not credit annual fees once they have been charged—even if canceled on the same day it is charged. 
Anybody else experience this or should I HUCA some more?
Anybody else experience this or should I HUCA some more?
Also, they use an outside processor to run their customer service for credit cards.
May 25, 2018, 10:27 am
#137
Join Date: Jul 2017
Programs: UR, Marriott, AA, WN, Chick Fil A Red
Posts: 182
I spoke to them this morning, and they said as long as I quit MSing with it they would keep the card open. This warning is from the recent VGC promotions where I only did about $30k. I've been putting some non-bonus organic on it, so I just plan to use it for that now I guess. It's disappointing it can't be used for volume on the obvious options for MS.
Aug 24, 2018, 8:05 am
#139
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
Jan 16, 2019, 7:50 am
#141
Join Date: Jun 2010
Programs: Whatever's Cheapest, Accruing Miles, Redeeming for Premium Cabins, Not Chasing Status Unnecessarily
Posts: 2,264
RE ANNUAL FEE
i opened the account in september.
i secure messaged alliant to get the low down. it looks like in June their annual fee procedure changed. I'm assuming the message appears on the statement date that the warning appears or otherwise there is a conflict in the two dates mentioned below potentially:
"Visa Signature Fee Waiver - UPDATED PROCESS as of 6/14/18
Signature cardholders can request to avoid paying the annual fee if they make the request within 30 days from the date on which the following message appears.. "Your next billing cycle will include your $59 annual fee.You may avoid paying the annual fee by contacting us at 800-328-1935 to close your account no later than 30 days from the statement date.
Thank you,
Julie :
Feedback
i opened the account in september.
i secure messaged alliant to get the low down. it looks like in June their annual fee procedure changed. I'm assuming the message appears on the statement date that the warning appears or otherwise there is a conflict in the two dates mentioned below potentially:
"Visa Signature Fee Waiver - UPDATED PROCESS as of 6/14/18
Signature cardholders can request to avoid paying the annual fee if they make the request within 30 days from the date on which the following message appears.. "Your next billing cycle will include your $59 annual fee.You may avoid paying the annual fee by contacting us at 800-328-1935 to close your account no later than 30 days from the statement date.
Thank you,
Julie :
Feedback
Mar 19, 2019, 1:22 pm
#142
Join Date: Jan 2011
Location: USA
Posts: 84
Downgrading Alliant VISA Signature
I have a 1.5 year old Alliant VISA Signature card with a $59 fee. Does anyone know if Alliant able to product change this to one of their no fee cards? If so do they do this properly without a hard pull or a new card showing up on my credit report?
Mar 19, 2019, 6:05 pm
#143
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
I don't really understand the purpose of this unless you hold a Chase Sapphire Preferred or something. 2.5% cash back is unbeatable unless you travel and can redeem for more than 2.5 cpm.
Mar 19, 2019, 7:16 pm
#144
Join Date: Jun 2002
Posts: 960
For those who spend less than $11,800 per year, a no-fee 2% card is better than a $59/year 2.5% card.
Mar 20, 2019, 8:31 am
#145
Join Date: Jul 2018
Posts: 159
Why not just get the Citi double cash card?
Mar 20, 2019, 8:45 am
#146
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,949
Mar 25, 2019, 1:20 pm
#147
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
No hard pull as well.
Apr 1, 2019, 11:19 pm
#150
Join Date: Apr 2019
Posts: 1
Has anyone else noticed that the signature card is now listed with an annual fee of $99? My annual fee is
about to post in a couple days and my last statement says it will be 59. Not sure if those who had
the card under the old annual fee are permanently grandfathered or not. I suppose I should look
through my past statements to see if this is mentioned at all
about to post in a couple days and my last statement says it will be 59. Not sure if those who had
the card under the old annual fee are permanently grandfathered or not. I suppose I should look
through my past statements to see if this is mentioned at all
