Alliant CU VISA, 3% cash 1st yr, then 2.5% (Capped). Fee waived 1st year.
Aug 28, 2017, 11:06 am
#76
Join Date: Aug 2017
Posts: 2
"The 1% visa international transaction fee that is charged is not eligible for cash back. Only the actual purchase would be eligible for the cash back. "
I guess there is a standard 1% credit card fee for converting to foreign currency, they simply don't give cash back on that fee. So you end up netting 2% first year, and 1.5% after that on purchases in other countries. This is better than any other CC that I know of.
Oct 20, 2017, 9:27 am
#78
Join Date: Oct 2010
Location: Chicago, IL
Posts: 488
Credit sesame reported that Alliant pulled my TU 2 days ago and opened a new account. Anyway I have this card since March.
I called them asking about it and they saw nothing wrong with me account no unusual activity.
hmmmmm I might call again and asked if they did a credit pull on me and what was that for.
I called them asking about it and they saw nothing wrong with me account no unusual activity.
hmmmmm I might call again and asked if they did a credit pull on me and what was that for.
Jan 7, 2018, 4:39 pm
#83
Join Date: Dec 2015
Location: DCA
Posts: 818
I received a warning letter from Alliant yesterday. Basically they said they did a review of my account and found the activity was not consistent with personal/household usage and went into how it shouldn't be used for business purposes. Concluded by saying they reserve the right to continually review accounts and may close it if they continue to see it used for business purposes.
Have been doing 70-90k/month on it since about August; previously had been doing 20k since I got the card in March (my CL at the time - got it bumped to 30k at my 6 month anniversary; no cycling until Aug).
Any else get the letter? If so, what's your volume like and what is your CL?
Have been doing 70-90k/month on it since about August; previously had been doing 20k since I got the card in March (my CL at the time - got it bumped to 30k at my 6 month anniversary; no cycling until Aug).
Any else get the letter? If so, what's your volume like and what is your CL?
Jan 11, 2018, 11:47 am
#85
Join Date: Nov 2010
Location: Washington, DC
Posts: 393
I received a warning letter from Alliant yesterday. Basically they said they did a review of my account and found the activity was not consistent with personal/household usage and went into how it shouldn't be used for business purposes. Concluded by saying they reserve the right to continually review accounts and may close it if they continue to see it used for business purposes.
Have been doing 70-90k/month on it since about August; previously had been doing 20k since I got the card in March (my CL at the time - got it bumped to 30k at my 6 month anniversary; no cycling until Aug).
Any else get the letter? If so, what's your volume like and what is your CL?
Have been doing 70-90k/month on it since about August; previously had been doing 20k since I got the card in March (my CL at the time - got it bumped to 30k at my 6 month anniversary; no cycling until Aug).
Any else get the letter? If so, what's your volume like and what is your CL?
Jan 17, 2018, 4:48 pm
#86
Join Date: Jan 2011
Location: USA
Posts: 84
Their rewards website is thoroughly confusing. When selecting Checking/Savings there is a textbox for account number. Don't they know my account number? Why should I need to type it in. Does anyone know how long it takes for the "Statement Credit" to post to your account?
Jan 17, 2018, 4:54 pm
#87
Join Date: Mar 2009
Posts: 2,293
Their rewards website is thoroughly confusing. When selecting Checking/Savings there is a textbox for account number. Don't they know my account number? Why should I need to type it in. Does anyone know how long it takes for the "Statement Credit" to post to your account?
A statement credit takes 1-2 billing cycles to post.
Jan 17, 2018, 4:59 pm
#88
Join Date: Jan 2011
Location: USA
Posts: 84
1-2 billing cycles? So we're talking a couple of months? YIKES.
Jan 18, 2018, 9:15 am
#89
Join Date: Jan 2011
Location: USA
Posts: 84
Another thing I noticed there doesn't seem to be a way to pay out of savings? Not only are you restricted to one payment account but when you setup your payment account you're required to provide a checking account, then optionally a savings account. When you go to pay the checking is selected by default and there doesn't seem to be a way to select savings.