BofA Possible Shut down??
 

Hi all
I have a year old personal bofa travel rewards card that I earn 2.625 cause of my status with bofa. I also have a bofa business card. Last year, I put a little over 900k in business and personal expenses on my personal card and then transferred the points to my business card to redeem at 1% cash. I also put around 18k yearly charges on my business card just to show it's active. The statements would close with a 2k balance which I would pay in full on due date. Never paid interest. These are all legit charges and no MS spending at all. Does anyone have any DP if they ever got shut down for spending more than reported income? Only thing that might create a red flag is my point transfers to business card although they allow combo of points between business and personal cards with world points.

Lots of people use personal accounts to pay for business expenses and get reimbursed. Never had an issue really. AMEX did once call, but did not turn off my card before calling, to ask about large charges after months of repeating high volume. The rep noted my account and 4 years later, 3 cards with Amex, haven't had an issue. They didn't even do a hard pull when I went from Green to Gold PR.

OP - you have nothing to worry about.