Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Apr 6, 2017, 4:21 pm
#211
Join Date: Jan 2012
Posts: 31
I called to cancel my personal card and was turned over to a cancellation person and she grew more and more unfriendly the longer the conversation continued. She started off asking why I wanted to cancel. Then offered to convert to a no annual fee card. When I declined, she got really blunt and said to the effect that 'I see you've had other cards with us and then cancelled them. That makes me think you're only opening the card to get the points', said in a very snarky tone. I do fly on Alaska Airlines quite a bit and it didn't make me feel very good about them any more.
Apr 6, 2017, 4:41 pm
#212
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,932
On my latest AS business card (which I just got last month), it took at least 2 weeks after I activated and started using the card before I saw the annual fee showing up online. So "soon" may not necessarily be all that soon.
Apr 6, 2017, 5:56 pm
#213
FlyerTalk Evangelist
Join Date: Dec 2003
Location: LAX
Posts: 10,906
I called to cancel my personal card and was turned over to a cancellation person and she grew more and more unfriendly the longer the conversation continued. She started off asking why I wanted to cancel. Then offered to convert to a no annual fee card. When I declined, she got really blunt and said to the effect that 'I see you've had other cards with us and then cancelled them. That makes me think you're only opening the card to get the points', said in a very snarky tone. I do fly on Alaska Airlines quite a bit and it didn't make me feel very good about them any more.
Apr 7, 2017, 3:42 pm
#214
Join Date: Oct 2011
Posts: 4,166
I called to cancel my personal card and was turned over to a cancellation person and she grew more and more unfriendly the longer the conversation continued. She started off asking why I wanted to cancel. Then offered to convert to a no annual fee card. When I declined, she got really blunt and said to the effect that 'I see you've had other cards with us and then cancelled them. That makes me think you're only opening the card to get the points', said in a very snarky tone. I do fly on Alaska Airlines quite a bit and it didn't make me feel very good about them any more.
Apr 8, 2017, 9:00 am
#215
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,932
I called to cancel my personal card and was turned over to a cancellation person and she grew more and more unfriendly the longer the conversation continued. She started off asking why I wanted to cancel. Then offered to convert to a no annual fee card. When I declined, she got really blunt and said to the effect that 'I see you've had other cards with us and then cancelled them. That makes me think you're only opening the card to get the points', said in a very snarky tone. I do fly on Alaska Airlines quite a bit and it didn't make me feel very good about them any more.
Or you'd feel better about flying an airline whose bank who lets you keep the getting the card, just never gives you the bonus again?
The bank and the airline are separate companies. The bank can't easily see (without look at your earnings on the card at the very least) whether you fly Alaska Airlines a lot or not. (And if most of your Alaska Airlines flights are paid with another bank's card, they can't see that you fly Alaska Airlines a lot at all.)
IMHO, the agent was smart if they looked up your card history after you declined an offer to downgrade after complaining about the annual fee. Yes, they certainly should have been more polite about it, but the fact that they pointed out your behavior shouldn't be such a big surprise. It's one reason some people try to talk to banks as little as possible.
Apr 9, 2017, 7:29 pm
#218
Join Date: Jul 2012
Posts: 497
Answered my own question - I was approved for a biz card and I still have two personal cards open, though I substantially lowered the credit limit on both of the personal cards.
Apr 10, 2017, 2:42 pm
#220
Join Date: Sep 2016
Location: Las Vegas
Programs: American Airlines Plat Pro, Marriott Titanium, Hyatt Globalist
Posts: 207
Applied for an Alaska Personal card and a Business card today.
Personal went to pending; I called recon and was approved after confirming my identity.
Business was rejected. I called recon and they said my AAoA was too short (~2 years) and that "the total amount of credit extended to you by other banks" was a factor (????). They offered to give me a secured version of the card, and told me that the secured version still got the 30k bonus.
Probably going to HUCA about the business card and see if I can have someone switch me to the unsecured version.
Personal went to pending; I called recon and was approved after confirming my identity.
Business was rejected. I called recon and they said my AAoA was too short (~2 years) and that "the total amount of credit extended to you by other banks" was a factor (????). They offered to give me a secured version of the card, and told me that the secured version still got the 30k bonus.
Probably going to HUCA about the business card and see if I can have someone switch me to the unsecured version.
Apr 11, 2017, 11:39 am
#221
Join Date: Apr 2017
Posts: 4
I called to cancel my personal card and was turned over to a cancellation person and she grew more and more unfriendly the longer the conversation continued. She started off asking why I wanted to cancel. Then offered to convert to a no annual fee card. When I declined, she got really blunt and said to the effect that 'I see you've had other cards with us and then cancelled them. That makes me think you're only opening the card to get the points', said in a very snarky tone. I do fly on Alaska Airlines quite a bit and it didn't make me feel very good about them any more.
I did get questions about my business during recon (which I own a rental home and used that for justification). But nothing too invasive and $1500 CD wasn't required.
Apr 11, 2017, 3:54 pm
#222
Join Date: Oct 2009
Location: N. CA
Posts: 64
I just got turned down yesterday.
Background: I had two AS card in 2015, and two in 2016. one Amtrak in 2016. All accounts are closed at this point. BOA is my primary bank used for >10 yrs. currently only have one better balance card with them.
I called and talked to two different people to reconsider it. First one told me they could not open a new account for me since i had the sufficient accounts with them. I asked if it is possible to move some of the other cc I have with them over and get the application approved. Straight up no. She said she could not even open a new credit card account at this point for me, so no moving credit line is possible because of that.
I called again and talked to another person, and I requested for reconsideration. got more info from me and on hold for about 10 mins. Still no, stating in the past 24 months, already gave me sufficient accounts.
I wonder if BOA started to set a limit on how many new account people can get from them within 24 months window now.
Background: I had two AS card in 2015, and two in 2016. one Amtrak in 2016. All accounts are closed at this point. BOA is my primary bank used for >10 yrs. currently only have one better balance card with them.
I called and talked to two different people to reconsider it. First one told me they could not open a new account for me since i had the sufficient accounts with them. I asked if it is possible to move some of the other cc I have with them over and get the application approved. Straight up no. She said she could not even open a new credit card account at this point for me, so no moving credit line is possible because of that.
I called again and talked to another person, and I requested for reconsideration. got more info from me and on hold for about 10 mins. Still no, stating in the past 24 months, already gave me sufficient accounts.
I wonder if BOA started to set a limit on how many new account people can get from them within 24 months window now.
Apr 12, 2017, 4:21 pm
#223
Join Date: Dec 2011
Location: Bay area, CA
Programs: SW, AS, UA, AA, Delta, Hilton, Hyatt, Club Carlson, SPG, IHG, Choice
Posts: 183
As Personal and business, both cards offer companion fare, can someone help with following questions?
1) Are companion fare codes one time use/year or can I use it multiple times throughout the year as long as I am on same itinerary?
2) Since there will be two companion fare cores (from personal & business), if there are 3 people on itinerary, how does companion fare work? Can I use one companion fare code each for 2nd and 3rd person?
1) Are companion fare codes one time use/year or can I use it multiple times throughout the year as long as I am on same itinerary?
2) Since there will be two companion fare cores (from personal & business), if there are 3 people on itinerary, how does companion fare work? Can I use one companion fare code each for 2nd and 3rd person?
Apr 12, 2017, 6:49 pm
#224
Join Date: Mar 2015
Location: SEA
Programs: AS MVP , Delta Gold Medallion, "Credit Card" status for various hotels
Posts: 672
As Personal and business, both cards offer companion fare, can someone help with following questions?
1) Are companion fare codes one time use/year or can I use it multiple times throughout the year as long as I am on same itinerary?
2) Since there will be two companion fare cores (from personal & business), if there are 3 people on itinerary, how does companion fare work? Can I use one companion fare code each for 2nd and 3rd person?
1) Are companion fare codes one time use/year or can I use it multiple times throughout the year as long as I am on same itinerary?
2) Since there will be two companion fare cores (from personal & business), if there are 3 people on itinerary, how does companion fare work? Can I use one companion fare code each for 2nd and 3rd person?
2) the 3rd person will need to pay the regular fare. You can't apply two companion codes to the same primary flier in the same reservation. Each code must be ticketed with someone paying a regular fare.
Apr 13, 2017, 3:15 pm
#225
Join Date: Nov 2009
Posts: 519
My last AS personal card was approved in Nov 16, I am ready to apply another one. Should I keep old card open or reduce the limit and close account before applying new one. I already have chekcing/saving/other no fee card and AS business card with BofA.