Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Mar 14, 2019, 10:17 am
#1291
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Huh. I am confused; this is an anonymous forum (well, except for that CFO of a huge company who posted a beef he had and made his screen name with his exact first and last name 
). I do not even care as I have this business card, I am just trying to help others. Who has time to search people's post history to only possibly get a random, incomplete picture of their credit card acquisition trends.
This has been very normal information shared on this thread (and other CC threads) in the past. I think this thread just took a nose dive until the newly upped bonus breathed some life into the new applications. The reason for the nose dive being the difficulty to get approved. Thus, it is extremely helpful to understand if people getting approved have had something like 3-5 new cards in the last 6-12 months, versus 5-12 new cards like a ton of people here (myself included). Not sure what a nefarious person could do with this info on a screen named individual.
). I do not even care as I have this business card, I am just trying to help others. Who has time to search people's post history to only possibly get a random, incomplete picture of their credit card acquisition trends.This has been very normal information shared on this thread (and other CC threads) in the past. I think this thread just took a nose dive until the newly upped bonus breathed some life into the new applications. The reason for the nose dive being the difficulty to get approved. Thus, it is extremely helpful to understand if people getting approved have had something like 3-5 new cards in the last 6-12 months, versus 5-12 new cards like a ton of people here (myself included). Not sure what a nefarious person could do with this info on a screen named individual.
Alaska card has been popular for a long time. There was no nose dive as far as I know. BA has its own criteria and it has not changed much.
Mar 14, 2019, 10:23 am
#1292
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
In my experience having had a mortgage with zero issues with BoA for over 6 years, plus a checking account, plus my first credit card ever in good standing for over 15 years got me a big fat rejection when I applied for the personal Alaska card. I got the business version soon after luckily. The issue is BoA is now stingy on approvals, hence my request for people to share info above. I do churn so there is that, and it's why I was rejected, but churn is a subjective word. My exact data point is somewhere way back in this thread if anyone has interest but we should stick in the present if possible I think in case anything has shifted.
Mar 14, 2019, 10:59 am
#1293
Join Date: Jan 2017
Posts: 790
You would be surprised to see how many people would busy mining online data. If you want to share your data, it is fine. As I said, it is subj to other folks to decide what personal data to share.
Alaska card has been popular for a long time. There was no nose dive as far as I know. BA has its own criteria and it has not changed much.
Alaska card has been popular for a long time. There was no nose dive as far as I know. BA has its own criteria and it has not changed much.
And if you want to see the clear as day nose dive and shift in BoA credit card approvals into stingy mode, read back in this thread around a year ago. This thread used to be on fire because people churned it (as you know), and it's been ghost town city for the last 6-9 months.
Mar 14, 2019, 11:04 am
#1294
Join Date: Jan 2017
Posts: 790
I do not even care as I have gotten more than enough credit cards, but the facts are facts. BoA has become difficult to play the game with. If you are anything more than a casual user, it is not easy, you do not even have to be a churner to get rejected (just like Barclays). But I am not a sage, which is why I ... wait for it ... am asking for data points above. I think it will be really helpful for the entire community if we can do our best to read the entire thread before we make sweeping, overarching statements and playing gotchas / bolding stuff someone is unabashedly admitting.
Mar 14, 2019, 11:15 am
#1295
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Sharing data points is literally the bread and butter of this forum, and Reddit. My post is simply encouraging people to share. If someone is not comfortable, they do not. I do not track down people who are not sharing and shame them and report them to the FlyerTalk police. I really appreciate your contributions to this thread. You are sharing the ultimate most obvious fact ever above though. And about the data mining, many people would happily share but they are busy and they post quickly and do not share all the details, hence my urge. Even if the data is mined, what is someone going to do with hearsay, loose data about hard pulls and incredibly rough numbers of how many credit cards someone has gotten in the last half year. You are making me laugh here.
Mar 14, 2019, 11:19 am
#1296
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
I do not even care as I have gotten more than enough credit cards, but the facts are facts. BoA has become difficult to play the game with. If you are anything more than a casual user, it is not easy, you do not even have to be a churner to get rejected (just like Barclays). But I am not a sage, which is why I ... wait for it ... am asking for data points above. I think it will be really helpful for the entire community if we can do our best to read the entire thread before we make sweeping, overarching statements and playing gotchas / bolding stuff someone is unabashedly admitting.
Ultimately FT is a place for folks to share experience with travel related activities. It is not a place for pure credit card churners.
Mar 14, 2019, 11:29 am
#1297
Join Date: Jan 2017
Posts: 790
Wrong, FT is a place for everyone who fits into these forums. Churners who do it ethically are just as valid as someone who gets a new credit card every 2 years from the American Airlines flight attendant. Plus, churners are often travel aficionados who have rich travel experience and stories to contribute to the community outside of credit card acquisition.
Mar 14, 2019, 11:34 am
#1298
Join Date: Jan 2017
Posts: 790
Mar 14, 2019, 11:49 am
#1299
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Wrong, FT is a place for everyone who fits into these forums. Churners who do it ethically are just as valid as someone who gets a new credit card every 2 years from the American Airlines flight attendant. Plus, churners are often travel aficionados who have rich travel experience and stories to contribute to the community outside of credit card acquisition.
Mar 14, 2019, 11:53 am
#1300
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Pass on this, too. These threads will die on the vine if people do not explain tangible details as to why what happened occurred. Innocuous, well-spirited asks are the bare bones basics of this forum, whether someone wants to pick up a credit card or a new suitcase. Have a great day.
Mar 14, 2019, 12:57 pm
#1301
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
To me, a "pure credit card churner" (as someone for whom FT in not the right forum) would be someone who doesn't churn cards like airline cards, which can only be used for travel. They would be someone who only churns cashback cards, points cards for points that can be redeemed for cash or gift cards, etc. Ie, they're a "pure" credit card churner because they do nothing much related to travel, they only churn credit cards to get more money.
If they'are churning travel cards like this one, it's to get airline miles to fly places, which by definition is a travel related activity. And you just said FT is place to discuss travel related activity.
Mar 14, 2019, 1:47 pm
#1302
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
To me, a "pure credit card churner" (as someone for whom FT in not the right forum) would be someone who doesn't churn cards like airline cards, which can only be used for travel. They would be someone who only churns cashback cards, points cards for points that can be redeemed for cash or gift cards, etc. Ie, they're a "pure" credit card churner because they do nothing much related to travel, they only churn credit cards to get more money.
If they'are churning travel cards like this one, it's to get airline miles to fly places, which by definition is a travel related activity. And you just said FT is place to discuss travel related activity.
If they'are churning travel cards like this one, it's to get airline miles to fly places, which by definition is a travel related activity. And you just said FT is place to discuss travel related activity.
There are other forums with focus on credit card application, approval and churning. The one I can think of is MyFICO. It is more on card application, not travel.
Mar 15, 2019, 2:36 am
#1303
Join Date: Jan 2017
Location: SFO/SJC/OAK
Programs: OZ Diamond (*G), KQ Asante Gold (ST+), Hilton Diamond, IHG Diamond, Marriott Gold
Posts: 1,511
Mar 15, 2019, 5:29 am
#1304
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Mar 15, 2019, 8:28 am
#1305
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,080
Mod Hat On:
OK everyone. Time for a break. Let's end the squabbling and take a deep breath. Back to the card itself and let's not criticize each other.
Mod Hat Off:
Thread temporarily closed.
OK everyone. Time for a break. Let's end the squabbling and take a deep breath. Back to the card itself and let's not criticize each other.
Mod Hat Off:
Thread temporarily closed.
Last edited by philemer; Mar 15, 2019 at 8:34 am