Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Sep 4, 2018, 8:57 pm
#1141
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,073
A family member was denied today. The stated reason was "Too many accounts were recently opened".
I am not sure how many Alaska cards she has had opened in the past 2 years, so I am not sure if the "too many accounts" is a reference to BofAm's "2-3-4" restriction, or if it is referring to "too many cards opened in general, from various banks". (They wrote that they had done an Experian credit check.)
Would anyone have an idea as to what the "too many accounts recently opened" likely is referring to?
I am not sure how many Alaska cards she has had opened in the past 2 years, so I am not sure if the "too many accounts" is a reference to BofAm's "2-3-4" restriction, or if it is referring to "too many cards opened in general, from various banks". (They wrote that they had done an Experian credit check.)
Would anyone have an idea as to what the "too many accounts recently opened" likely is referring to?
Sep 4, 2018, 9:38 pm
#1142
Join Date: Jul 2009
Location: SEA
Posts: 2,556
Ten accounts (one an Alaska account) in the past 12 months.
Over the past 24 months, not sure - but probably around 18 accounts total, with maybe 4 of those being Alaska accounts.
Last edited by muji; Sep 4, 2018 at 10:36 pm
Sep 4, 2018, 10:52 pm
#1143
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,073
Talk about pushing the envelope. No surprise on the rejection.
Sep 8, 2018, 12:06 pm
#1144
Join Date: Aug 2010
Location: LAS, MPL
Programs: DL Platinum, 1 MM
Posts: 1,320
I just received an offer in the mail for a Business card, 30K miles and all the usual goodies, plus a one time FREE companion fare to start with, then the $99 annual companion fare, $50 annual fee for the company, $25 per card. Hadn't seen this before, seems to be targeted.
Sep 8, 2018, 12:37 pm
#1145
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,073
I just received an offer in the mail for a Business card, 30K miles and all the usual goodies, plus a one time FREE companion fare to start with, then the $99 annual companion fare, $50 annual fee for the company, $25 per card. Hadn't seen this before, seems to be targeted.
Sep 9, 2018, 5:55 am
#1146
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,932
https://www.flyertalk.com/forum/cred...24-months.html
So if it was 4 BofA accounts already in the past 24 months, 2/3/4 is definitely a reason for denial. (ie, any cards from BofA, not just Alaska, count. But just 4 Alaska cards will put you at the limit.)
Sep 10, 2018, 8:41 am
#1147
Join Date: Mar 2003
Location: EWR Ionosphere Club, LAX Clipper Club, Still Traveling Global, yearly BIS miles
Programs: EAL Silver Wings, I-Club, Flying Colonels DL, WorldPass PLat from the olde Meatball and PE SMARTbank
Posts: 1,986
any changes in limits on number of AK biz cc you can have?
multiple biz more likely to be approved than per cc?
multiple biz more likely to be approved than per cc?
Sep 11, 2018, 12:26 pm
#1148
Join Date: Feb 2018
Programs: Hyatt Lifetime Globalist
Posts: 644
BoA Alaska Airlines Personal Card - Complete Waste of Time and Effort
Denied Alaska personal card for too many hard pulls for other cards, 5 this year. Denied on app, then denied on recon. Rest of my credit profile is great, just too many pulls. Did Alaska business card app following day, went pending, called recon, they passed me to Fraud Prevention, they verified some info and passed back for approval which occurred immediately. I called recon and they said already approved. No docs needed. I do own a decade old real business.
So no personal card, but business card was easy. There is your DP. Cheers
So no personal card, but business card was easy. There is your DP. Cheers
Listen Alaska Airlines, if you read the forum, why do you turn over your affinity program to people like BoA? My wife and I are exactly who you want as your prospective customers- want to upgrade from Southwest, travel frequently. Yet BoA antagonizes and insults me for trying to obtain your branded credit card. It is a direct reflection on Alaska Airlines to have this kind of insulting experience.
Had a good conversation with an Alaska phone rep who told me after some minutes of discussion and friendly chat that they have had complaints from customers for years about BoA declining Alaska CC apps. She sounded extremely sympathetic and frustrated to hear yet another complaint. How freaking crazy is that??? What the hell is wrong with you Alaska, break the contract with BoA for gross incompetence!
My take-away for readers is, if you have more than a few hard-pulls on your credit report over the past 24 months, then BoA thinks you are a POS and will not issue you a Alaska Airline credit card.
I spend my money with those that offer good credit card-tied affinity programs- SPG, Hyatt, IHG, MGM, Southwest. If you (BoA/Alaska Airlines) want to deny me an Alaska Airline card because I applied for and was issued the cards of other programs, that is a colossally idiotic decision. I have an Alaska flight already booked 2 weeks from now and after that, it'll be the last one I ever take unless I absolutely have no other choice.
Sep 11, 2018, 12:55 pm
#1149
Join Date: Jul 2013
Posts: 1,784
Ok, a follow-up post, now weeks later. Called in for a 3rd reconsideration of the personal app, rep pulled my credit AGAIN, said it was auto-denied but she thought I should be approved based on my strong credit profile (other than the pulls this year) and would resubmit. That submission sat with no action for nearly 2 weeks and today I received a follow-up call to deny again. Reason, too many credit pulls in past 24 months. To be clear- my only other BoA issued card is the Alaska business card issued two months ago. Utterly ....ing ridiculous. High income documented on tax returns, no debt other than home mortgage, payoff cards monthly, 780'ish FICO.
Listen Alaska Airlines, if you read the forum, why do you turn over your affinity program to people like BoA? My wife and I are exactly who you want as your prospective customers- want to upgrade from Southwest, travel frequently. Yet BoA antagonizes and insults me for trying to obtain your branded credit card. It is a direct reflection on Alaska Airlines to have this kind of insulting experience.
Had a good conversation with an Alaska phone rep who told me after some minutes of discussion and friendly chat that they have had complaints from customers for years about BoA declining Alaska CC apps. She sounded extremely sympathetic and frustrated to hear yet another complaint. How freaking crazy is that??? What the hell is wrong with you Alaska, break the contract with BoA for gross incompetence!
My take-away for readers is, if you have more than a few hard-pulls on your credit report over the past 24 months, then BoA thinks you are a POS and will not issue you a Alaska Airline credit card.
I spend my money with those that offer good credit card-tied affinity programs- SPG, Hyatt, IHG, MGM, Southwest. If you (BoA/Alaska Airlines) want to deny me an Alaska Airline card because I applied for and was issued the cards of other programs, that is a colossally idiotic decision. I have an Alaska flight already booked 2 weeks from now and after that, it'll be the last one I ever take unless I absolutely have no other choice.
Listen Alaska Airlines, if you read the forum, why do you turn over your affinity program to people like BoA? My wife and I are exactly who you want as your prospective customers- want to upgrade from Southwest, travel frequently. Yet BoA antagonizes and insults me for trying to obtain your branded credit card. It is a direct reflection on Alaska Airlines to have this kind of insulting experience.
Had a good conversation with an Alaska phone rep who told me after some minutes of discussion and friendly chat that they have had complaints from customers for years about BoA declining Alaska CC apps. She sounded extremely sympathetic and frustrated to hear yet another complaint. How freaking crazy is that??? What the hell is wrong with you Alaska, break the contract with BoA for gross incompetence!
My take-away for readers is, if you have more than a few hard-pulls on your credit report over the past 24 months, then BoA thinks you are a POS and will not issue you a Alaska Airline credit card.
I spend my money with those that offer good credit card-tied affinity programs- SPG, Hyatt, IHG, MGM, Southwest. If you (BoA/Alaska Airlines) want to deny me an Alaska Airline card because I applied for and was issued the cards of other programs, that is a colossally idiotic decision. I have an Alaska flight already booked 2 weeks from now and after that, it'll be the last one I ever take unless I absolutely have no other choice.
Sep 12, 2018, 7:10 am
#1151
Join Date: May 2009
Location: South Park, CO
Programs: Tegridy Elite
Posts: 5,678
Ok, a follow-up post, now weeks later. Called in for a 3rd reconsideration of the personal app, rep pulled my credit AGAIN, said it was auto-denied but she thought I should be approved based on my strong credit profile (other than the pulls this year) and would resubmit. That submission sat with no action for nearly 2 weeks and today I received a follow-up call to deny again. Reason, too many credit pulls in past 24 months. To be clear- my only other BoA issued card is the Alaska business card issued two months ago. Utterly ....ing ridiculous. High income documented on tax returns, no debt other than home mortgage, payoff cards monthly, 780'ish FICO.
Listen Alaska Airlines, if you read the forum, why do you turn over your affinity program to people like BoA? My wife and I are exactly who you want as your prospective customers- want to upgrade from Southwest, travel frequently. Yet BoA antagonizes and insults me for trying to obtain your branded credit card. It is a direct reflection on Alaska Airlines to have this kind of insulting experience.
Had a good conversation with an Alaska phone rep who told me after some minutes of discussion and friendly chat that they have had complaints from customers for years about BoA declining Alaska CC apps. She sounded extremely sympathetic and frustrated to hear yet another complaint. How freaking crazy is that??? What the hell is wrong with you Alaska, break the contract with BoA for gross incompetence!
My take-away for readers is, if you have more than a few hard-pulls on your credit report over the past 24 months, then BoA thinks you are a POS and will not issue you a Alaska Airline credit card.
I spend my money with those that offer good credit card-tied affinity programs- SPG, Hyatt, IHG, MGM, Southwest. If you (BoA/Alaska Airlines) want to deny me an Alaska Airline card because I applied for and was issued the cards of other programs, that is a colossally idiotic decision. I have an Alaska flight already booked 2 weeks from now and after that, it'll be the last one I ever take unless I absolutely have no other choice.
Listen Alaska Airlines, if you read the forum, why do you turn over your affinity program to people like BoA? My wife and I are exactly who you want as your prospective customers- want to upgrade from Southwest, travel frequently. Yet BoA antagonizes and insults me for trying to obtain your branded credit card. It is a direct reflection on Alaska Airlines to have this kind of insulting experience.
Had a good conversation with an Alaska phone rep who told me after some minutes of discussion and friendly chat that they have had complaints from customers for years about BoA declining Alaska CC apps. She sounded extremely sympathetic and frustrated to hear yet another complaint. How freaking crazy is that??? What the hell is wrong with you Alaska, break the contract with BoA for gross incompetence!
My take-away for readers is, if you have more than a few hard-pulls on your credit report over the past 24 months, then BoA thinks you are a POS and will not issue you a Alaska Airline credit card.
I spend my money with those that offer good credit card-tied affinity programs- SPG, Hyatt, IHG, MGM, Southwest. If you (BoA/Alaska Airlines) want to deny me an Alaska Airline card because I applied for and was issued the cards of other programs, that is a colossally idiotic decision. I have an Alaska flight already booked 2 weeks from now and after that, it'll be the last one I ever take unless I absolutely have no other choice.
Sep 12, 2018, 9:05 am
#1152
Join Date: Feb 2018
Programs: Hyatt Lifetime Globalist
Posts: 644
AS has no direct control over the bank's approval criteria. The bank is the one taking the financial risk of extending credit, not AS. Some banks are tougher than others (and some are inconsistent). I had that many HPs and got the AS personal card before. Look at the bright side, you got the biz card which lately is more difficult to get consistently. Yet you're going to boycott AS in a fit of pique over the personal card (despite having the biz card and also not being precluded from applying in the future)? I think that's cutting off your nose to spite your face, but you do you.
Sep 12, 2018, 9:23 am
#1153
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,073
Alaska chooses who administers their credit card program. The approval process is broken. I am extremely loyal and spend money with businesses that treat me well. The current issuer treated me very poorly for absolutely no good reason and I called them out publicly. No need for a personal attack.
Sep 13, 2018, 5:59 am
#1154
Join Date: Jan 2017
Posts: 790
Ok, a follow-up post, now weeks later. Called in for a 3rd reconsideration of the personal app, rep pulled my credit AGAIN, said it was auto-denied but she thought I should be approved based on my strong credit profile (other than the pulls this year) and would resubmit. That submission sat with no action for nearly 2 weeks and today I received a follow-up call to deny again. Reason, too many credit pulls in past 24 months. To be clear- my only other BoA issued card is the Alaska business card issued two months ago. Utterly ....ing ridiculous. High income documented on tax returns, no debt other than home mortgage, payoff cards monthly, 780'ish FICO.
Listen Alaska Airlines, if you read the forum, why do you turn over your affinity program to people like BoA? My wife and I are exactly who you want as your prospective customers- want to upgrade from Southwest, travel frequently. Yet BoA antagonizes and insults me for trying to obtain your branded credit card. It is a direct reflection on Alaska Airlines to have this kind of insulting experience.
Had a good conversation with an Alaska phone rep who told me after some minutes of discussion and friendly chat that they have had complaints from customers for years about BoA declining Alaska CC apps. She sounded extremely sympathetic and frustrated to hear yet another complaint. How freaking crazy is that??? What the hell is wrong with you Alaska, break the contract with BoA for gross incompetence!
My take-away for readers is, if you have more than a few hard-pulls on your credit report over the past 24 months, then BoA thinks you are a POS and will not issue you a Alaska Airline credit card.
I spend my money with those that offer good credit card-tied affinity programs- SPG, Hyatt, IHG, MGM, Southwest. If you (BoA/Alaska Airlines) want to deny me an Alaska Airline card because I applied for and was issued the cards of other programs, that is a colossally idiotic decision. I have an Alaska flight already booked 2 weeks from now and after that, it'll be the last one I ever take unless I absolutely have no other choice.
Listen Alaska Airlines, if you read the forum, why do you turn over your affinity program to people like BoA? My wife and I are exactly who you want as your prospective customers- want to upgrade from Southwest, travel frequently. Yet BoA antagonizes and insults me for trying to obtain your branded credit card. It is a direct reflection on Alaska Airlines to have this kind of insulting experience.
Had a good conversation with an Alaska phone rep who told me after some minutes of discussion and friendly chat that they have had complaints from customers for years about BoA declining Alaska CC apps. She sounded extremely sympathetic and frustrated to hear yet another complaint. How freaking crazy is that??? What the hell is wrong with you Alaska, break the contract with BoA for gross incompetence!
My take-away for readers is, if you have more than a few hard-pulls on your credit report over the past 24 months, then BoA thinks you are a POS and will not issue you a Alaska Airline credit card.
I spend my money with those that offer good credit card-tied affinity programs- SPG, Hyatt, IHG, MGM, Southwest. If you (BoA/Alaska Airlines) want to deny me an Alaska Airline card because I applied for and was issued the cards of other programs, that is a colossally idiotic decision. I have an Alaska flight already booked 2 weeks from now and after that, it'll be the last one I ever take unless I absolutely have no other choice.
BoA - no joke
Barclays - no joke
Chase - nice cards but 5/24 and may shut you down if you press your luck with too many cards in general and greater chance if you press your luck AND MS
Citi - can churn the AA cards
AMEX - can get a good few cards if you play it right, but they can cut you off in a heartbeat (see their new bonus denial tool upon applying)
CapOne - I have no idea, but never found them too lucrative
US Bank - difficult to deal with/no joke
Wells Fargo - what, JUST released a decent card? but certainly not a game changer
Make hay, while you can, on churning ladies and gentleman. And maximize existing good cards that you have like the Chase Sapphire Reserve, etc.
Sep 13, 2018, 2:24 pm
#1155
Join Date: Apr 2018
Posts: 262
Ok, a follow-up post, now weeks later. Called in for a 3rd reconsideration of the personal app, rep pulled my credit AGAIN, said it was auto-denied but she thought I should be approved based on my strong credit profile (other than the pulls this year) and would resubmit. That submission sat with no action for nearly 2 weeks and today I received a follow-up call to deny again. Reason, too many credit pulls in past 24 months. To be clear- my only other BoA issued card is the Alaska business card issued two months ago. Utterly ....ing ridiculous. High income documented on tax returns, no debt other than home mortgage, payoff cards monthly, 780'ish FICO.
Listen Alaska Airlines, if you read the forum, why do you turn over your affinity program to people like BoA? My wife and I are exactly who you want as your prospective customers- want to upgrade from Southwest, travel frequently. Yet BoA antagonizes and insults me for trying to obtain your branded credit card. It is a direct reflection on Alaska Airlines to have this kind of insulting experience.
Had a good conversation with an Alaska phone rep who told me after some minutes of discussion and friendly chat that they have had complaints from customers for years about BoA declining Alaska CC apps. She sounded extremely sympathetic and frustrated to hear yet another complaint. How freaking crazy is that??? What the hell is wrong with you Alaska, break the contract with BoA for gross incompetence!
My take-away for readers is, if you have more than a few hard-pulls on your credit report over the past 24 months, then BoA thinks you are a POS and will not issue you a Alaska Airline credit card.
I spend my money with those that offer good credit card-tied affinity programs- SPG, Hyatt, IHG, MGM, Southwest. If you (BoA/Alaska Airlines) want to deny me an Alaska Airline card because I applied for and was issued the cards of other programs, that is a colossally idiotic decision. I have an Alaska flight already booked 2 weeks from now and after that, it'll be the last one I ever take unless I absolutely have no other choice.
Listen Alaska Airlines, if you read the forum, why do you turn over your affinity program to people like BoA? My wife and I are exactly who you want as your prospective customers- want to upgrade from Southwest, travel frequently. Yet BoA antagonizes and insults me for trying to obtain your branded credit card. It is a direct reflection on Alaska Airlines to have this kind of insulting experience.
Had a good conversation with an Alaska phone rep who told me after some minutes of discussion and friendly chat that they have had complaints from customers for years about BoA declining Alaska CC apps. She sounded extremely sympathetic and frustrated to hear yet another complaint. How freaking crazy is that??? What the hell is wrong with you Alaska, break the contract with BoA for gross incompetence!
My take-away for readers is, if you have more than a few hard-pulls on your credit report over the past 24 months, then BoA thinks you are a POS and will not issue you a Alaska Airline credit card.
I spend my money with those that offer good credit card-tied affinity programs- SPG, Hyatt, IHG, MGM, Southwest. If you (BoA/Alaska Airlines) want to deny me an Alaska Airline card because I applied for and was issued the cards of other programs, that is a colossally idiotic decision. I have an Alaska flight already booked 2 weeks from now and after that, it'll be the last one I ever take unless I absolutely have no other choice.