Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Mar 21, 2018, 12:13 pm
#931
Join Date: Oct 2014
Posts: 265
People are answering you but you are not understanding their answer.
A component missing from your understanding perhaps is that CL is not immediately freed up when closing a card. A bank may only be willing to extend XX,XXX total credit line exposure to any one individual. Even though you have closed those cards, the credit lines still remain allocated for XX months. If that is the case with her (and it appears to be the case) then their system will only automatically offer X,XXX credit for the new app. If that amount is less than 5k then they appear to give you a lesser product line that doesn't require the 5k credit line.
A component missing from your understanding perhaps is that CL is not immediately freed up when closing a card. A bank may only be willing to extend XX,XXX total credit line exposure to any one individual. Even though you have closed those cards, the credit lines still remain allocated for XX months. If that is the case with her (and it appears to be the case) then their system will only automatically offer X,XXX credit for the new app. If that amount is less than 5k then they appear to give you a lesser product line that doesn't require the 5k credit line.
Mar 21, 2018, 2:43 pm
#932
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
I applied for BIZ version more than one month's ago, and got the letter asking additional information. Since I applied as new business, the only thing I emailed them is my personal tax returns for the past 2 years. I received a phone call from them 10 days ago to go over some routine income questions, and the analyst said she is going to recommend approval. Finally yesterday I got an email from BOA that my business card was approved and in mail!
A question for other business card churners, do you have to go through the same process again when you apply for another alaska biz card?
Thanks.
A question for other business card churners, do you have to go through the same process again when you apply for another alaska biz card?
Thanks.
Mar 21, 2018, 3:11 pm
#933
Join Date: Feb 2003
Location: On strike
Posts: 8,135
AFAIK, either not everyone has to go through this even for a first business card, or else it's a pretty new requirement. I was approved for a business card a year ago with no questions asked, and so were many other people. Then $1500 CD requirement started for some people but not for others. Now there's no talk a $1500 CD requirement any more but instead this tax return stuff. So BofA seems to be constantly changing their business card approval process, and whether's it's changing it for everyone or not, and whether they're done changing it or not, etc, those are hard to determine.
Mar 22, 2018, 7:24 am
#934
Join Date: Jul 2013
Posts: 1,784
I can't say for sure since I have not bothered with AS card apps lately due to their bad attitude. Too many other good cards out there to put up with jumping thru B/As hoops for a mere 35K miles.
Mar 22, 2018, 8:22 am
#935
Join Date: Oct 2014
Posts: 265
MY DP was from some years ago. From what I've read here, I think it's become much more unlikely to get approved for a Sig at Recon when you have recently been approved for a Plat. Their new response seems to be 'we gave you a card, now stop complaining and go away'. I can't say for sure since I have not bothered with AS card apps lately due to their bad attitude. Too many other good cards out there to put up with jumping thru B/As hoops for a mere 35K miles.
I can't say for sure since I have not bothered with AS card apps lately due to their bad attitude. Too many other good cards out there to put up with jumping thru B/As hoops for a mere 35K miles.To reiterate here are her application dates and cards:
07/17/16 Personal (canceled 3/21/17)
02/01/17 Business (canceled 5/21/17)
04/25/17 Personal (canceled 12/7/17)
08/02/17 Business (3/18/2018 limit reduced from 10k to 2k)
3/20/18 - applied for personal Signature cars using link from wiki with $100 statement credit. We were taken to a page that was titled "Platinum Plus" and it said status is pending with a reference number and link to check status. Checked the status and it said she had been declined. We called recon, they said a freeze was on her credit and we needed to lift it so they could re-run the application. We lifted the freeze, and confirmed with the agent that she was applying for the Signature card - he said "NO - it is for Platinum plus". He could not change this to apply for the Signature, so we asked him to cancel the application. He did.
My take was that she either violated the anti-churn (still aren't sure about business apps counting toward 2/3/4) or the business line that we reduced a couple days before hadn't been reallocated yet, so we were exceeding the credit they were willing to extend. I figured I had little chance of getting approved for the Signature, and getting recon to change a Platinum Plus was also unlikely.
3/22/2018 (This morning) I got a referral link - which is a bit wonky to fill out. I managed to fill it out and was approved for a good sized credit limit that seems in line with her income! Plus I get 5k for making the referral! Now I wonder if it is a possibility that the link you use could have something to do with your approval? Also, it would also seem to indicate the business applications do not count toward the 2/3/4 - if they did her 7/7/16 application would have tripped her up on the "4" in 2 years.
xxxxxxx
Last edited by philemer; Mar 24, 2018 at 10:30 am Reason: not allowed
Mar 22, 2018, 8:46 am
#936
Join Date: Mar 2015
Posts: 5
Business Application: My SO applied for the Business card...got a letter saying she needed to send in last 2 tax returns. She did. Then got a letter saying she would get the card if she did 1500 CD. Reason for 1500 CD was not enough credit history and no history with BOA. My SO has plenty of credit history AND personal banking with BOA for the past 15 years. We figured this was an automatic letter being sent out. Called the recon number and specialist said they would have someone call her back in the next 24 to 48 hours. Will report back. I also have an outstanding Business application out so am waiting for a letter to come in the mail with the 1500 CD and then i'll do the same process as above.
For clarity: I have 2 applications this year and 1 BOA personal alaska air card. Score over 775 and make about 85k.
For clarity: I have 2 applications this year and 1 BOA personal alaska air card. Score over 775 and make about 85k.
Mar 23, 2018, 8:44 am
#937
Join Date: Apr 2014
Programs: Hilton - Diamond, IHG - Spire Amb
Posts: 901
AFAIK, either not everyone has to go through this even for a first business card, or else it's a pretty new requirement. I was approved for a business card a year ago with no questions asked, and so were many other people. Then $1500 CD requirement started for some people but not for others. Now there's no talk a $1500 CD requirement any more but instead this tax return stuff. So BofA seems to be constantly changing their business card approval process, and whether's it's changing it for everyone or not, and whether they're done changing it or not, etc, those are hard to determine.
Mar 24, 2018, 8:06 am
#938
Join Date: Dec 2010
Posts: 1,310
[text from quoted post now removed]
FYI anyone looking to apply through a referral link. There's a MUCH better offer than has a $100 statement credit as well, which turns this from a $75 cost fee card into a $25 profit.
https://www.doctorofcredit.com/alask...on-pass-offer/
Alaska's Famous Companion Fare™ + 30,000 Bonus Miles + $100 statement creditBuy one ticket, get one for just taxes and fees ($0 fare plus taxes and fees from just $22) plus receive 30,000 bonus miles plus a $100 statement credit with this special offer. To qualify, make purchases of $1,000 or more within the first 90 days of opening your account
FYI anyone looking to apply through a referral link. There's a MUCH better offer than has a $100 statement credit as well, which turns this from a $75 cost fee card into a $25 profit.
https://www.doctorofcredit.com/alask...on-pass-offer/
Alaska's Famous Companion Fare™ + 30,000 Bonus Miles + $100 statement creditBuy one ticket, get one for just taxes and fees ($0 fare plus taxes and fees from just $22) plus receive 30,000 bonus miles plus a $100 statement credit with this special offer. To qualify, make purchases of $1,000 or more within the first 90 days of opening your account
Last edited by philemer; Mar 24, 2018 at 10:31 am
Mar 24, 2018, 8:11 am
#939
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
FYI anyone looking to apply through a referral link. There's a MUCH better offer than has a $100 statement credit as well, which turns this from a $75 cost fee card into a $25 profit.
https://www.doctorofcredit.com/alask...on-pass-offer/
Alaska's Famous Companion Fare™ + 30,000 Bonus Miles + $100 statement creditBuy one ticket, get one for just taxes and fees ($0 fare plus taxes and fees from just $22) plus receive 30,000 bonus miles plus a $100 statement credit with this special offer. To qualify, make purchases of $1,000 or more within the first 90 days of opening your account
Last edited by philemer; Mar 24, 2018 at 10:35 am
Mar 24, 2018, 10:40 am
#940
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,079
I removed a comment from a post above re: referral (probably tongue-in-cheek ) and had to remove it from a couple quoted posts, so let's get back on topic. Happy churning.
) and had to remove it from a couple quoted posts, so let's get back on topic. Happy churning.
Mar 26, 2018, 12:54 pm
#942
Join Date: Mar 2017
Location: USA
Programs: AA Gold, Hyatt Globalist, Hilton Diamond
Posts: 310
Curious
Mar 26, 2018, 6:41 pm
#943
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Mar 27, 2018, 9:27 am
#944
Join Date: Mar 2017
Location: USA
Programs: AA Gold, Hyatt Globalist, Hilton Diamond
Posts: 310
Mar 27, 2018, 1:38 pm
#945
Join Date: Sep 2014
Location: TYO
Programs: Hyatt Globalist
Posts: 1,744
One pull when applying (rejection), got denial letter telling me to open CD which I promptly did, then they pulled again a month later when I assume they finally got around to looking at the app. It is TU so I am not sure if I will bother fighting it as seems to be a huge hassle.
Btw I saw one report of a person successfully getting the second pull removed after fighting and escalating to CFPB
Btw I saw one report of a person successfully getting the second pull removed after fighting and escalating to CFPB