Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Sep 10, 2017, 4:47 pm
#586
Join Date: Mar 2017
Posts: 14
I do not have a legit business, but I have some income that looks like it could be business. It sounded like the guy tried to input it into the system but it still rejected the application. So he just split my personal credit in half.
They only asked the most general questions, but nothing that took more than 20 seconds to make something up about.
Sep 10, 2017, 8:39 pm
#587
Join Date: Dec 2016
Programs: UA 1K
Posts: 132
Looking to apply for either a personal / business AS card. I've never had an Alaska card before, but do have a 5 year old BofA Travel Rewards card.
I would prefer for the card not to count towards 5/24...so would like to go business. What are changes of approval considering this is very much a side "business" with only $1k revenue per year?
Or should I bite the bullet and go for the personal version with hopes of getting a $5K limit?
Any recent DPs?
I would prefer for the card not to count towards 5/24...so would like to go business. What are changes of approval considering this is very much a side "business" with only $1k revenue per year?
Or should I bite the bullet and go for the personal version with hopes of getting a $5K limit?
Any recent DPs?
Sep 11, 2017, 8:20 am
#589
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
If you claim anything else, they may hold up the approval by sending you letters asking you to first prove that your business exists with copies of bills, prove your business revenue via tax returns, etc!
Ironically, people with real businesses (who apply explaining their business) get more hassles from BofA that people with no real business at all who give the answers I mentioned above.
Sep 11, 2017, 8:32 am
#590
Join Date: May 2016
Location: Bellingham, Wa
Programs: AA, Alaska, Hilton, Marriott
Posts: 73
The chances of approval on a business card are greater if you pretend you don't have any revenue yet, etc. Say 0 years in business, 0$ business revenue, your name as the business name, you address as the business address, your phone as the business phone, sole proprietorship, etc.
If you claim anything else, they may hold up the approval by sending you letters asking you to first prove that your business exists with copies of bills, prove your business revenue via tax returns, etc!
Ironically, people with real businesses (who apply explaining their business) get more hassles from BofA that people with no real business at all who give the answers I mentioned above.
If you claim anything else, they may hold up the approval by sending you letters asking you to first prove that your business exists with copies of bills, prove your business revenue via tax returns, etc!
Ironically, people with real businesses (who apply explaining their business) get more hassles from BofA that people with no real business at all who give the answers I mentioned above.
Sep 11, 2017, 9:59 am
#591
Join Date: Dec 2016
Programs: UA 1K
Posts: 132
Thanks very much for the feedback. Looks like I'll go for the business card. I've read mixed results about applying for two cards with BofA on one hard pull.
Would love to get the Merrlll+ card since it will be gone soon. Any reason not to do these two cards together?
I do need the 30K Alaska miles by December for a redemption on CX. M+ points would just be icing on the cake.
Would love to get the Merrlll+ card since it will be gone soon. Any reason not to do these two cards together?
I do need the 30K Alaska miles by December for a redemption on CX. M+ points would just be icing on the cake.
Sep 12, 2017, 2:59 pm
#592
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
Anyone apply through one of the wiki links lately that include the $100? I used the first one listed (that has the $100) and we just received the cards today but there is no mention of it in the paperwork...only the 30K miles and the taxes only companion fare. Should I contact BoA and ask?
Sep 14, 2017, 11:59 am
#594
Join Date: Mar 2011
Location: NY, NY
Posts: 695
The chances of approval on a business card are greater if you pretend you don't have any revenue yet, etc. Say 0 years in business, 0$ business revenue, your name as the business name, you address as the business address, your phone as the business phone, sole proprietorship, etc.
If you claim anything else, they may hold up the approval by sending you letters asking you to first prove that your business exists with copies of bills, prove your business revenue via tax returns, etc!
Ironically, people with real businesses (who apply explaining their business) get more hassles from BofA that people with no real business at all who give the answers I mentioned above.
If you claim anything else, they may hold up the approval by sending you letters asking you to first prove that your business exists with copies of bills, prove your business revenue via tax returns, etc!
Ironically, people with real businesses (who apply explaining their business) get more hassles from BofA that people with no real business at all who give the answers I mentioned above.
I applied for an AS biz card for each, and got them approved at the same time. Agent asked me the usual questions about purpose of cards, revenues, expenses, etc... Declared income and profit on both based on property rather than new Corp.
I have two other BoA AS business cards open for my main Corporation that I opened in the first half of this year.
I have had BoA AS 18 business and personal cards opened and closed in the last just-under 4 years.
Sep 14, 2017, 1:55 pm
#595
Join Date: Jun 2016
Posts: 2,257
I just opened up a checking account at BoA for each of two new corporations last week. Zero revenue thus far within the Corp, but the Corps own rental properties that have earned money in the last few years.
I applied for an AS biz card for each, and got them approved at the same time. Agent asked me the usual questions about purpose of cards, revenues, expenses, etc... Declared income and profit on both based on property rather than new Corp.
I have two other BoA AS business cards open for my main Corporation that I opened in the first half of this year.
I have had BoA AS 18 business and personal cards opened and closed in the last just-under 4 years.
I applied for an AS biz card for each, and got them approved at the same time. Agent asked me the usual questions about purpose of cards, revenues, expenses, etc... Declared income and profit on both based on property rather than new Corp.
I have two other BoA AS business cards open for my main Corporation that I opened in the first half of this year.
I have had BoA AS 18 business and personal cards opened and closed in the last just-under 4 years.
So you managed to get a second (or is it third) AS Biz card, while still having previous ones opened? Sounds good if that's the case
Sep 14, 2017, 2:42 pm
#596
Join Date: Mar 2011
Location: NY, NY
Posts: 695
Sep 14, 2017, 6:49 pm
#598
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
But does it prove much other than that it's YMMV? Because other people have not even been able to have 2 at the same time. (I'm not sure though if those were for truly different businesses or not. Most people don't have as many separate businesses as ukinny2000 does. )
Sep 14, 2017, 9:13 pm
#600
Join Date: Jul 2009
Location: SEA
Posts: 2,556
It is possible to have both, personal and business, open at the same time. Your getting approved will depend on your particular situation, for example your credit history.