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Alaska Airlines card offers, Personal & Business, 40K for each

Alaska Airlines card offers, Personal & Business, 40K for each

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Old May 21, 19, 7:15 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: philemer
Wiki Link
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html

Before applying, please note
B of A's restrictions (2-3-4 rule) on approving applications:

https://www.flyertalk.com/forum/cred...24-months.html

Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers: "This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."

This thread is a continuation from THIS discussion (2012-2016)
As additional resources for these cards, see the following threads in the Alaska Airlines forum
PERSONAL CARDS
40K miles offer + $100 statement credit. $75 AF, $2k spend. Companion Fare from $121 ($99 fare plus taxes and fees from just $22). At least one blogger has this, perhaps earning a commission on it. Try US Credit Card Guide or your favorite blogger.

40K miles offer, $75 AF, $2k spend. Companion Fare from $121 ($99 fare plus taxes and fees from just $22)

30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application

32.5K mile offer $75 AF, $1k spend, currently includes initial Companion Fare for just taxes & fees, (9/4/2018): http://alaskaoffer.com]

30k mile offer with $100 credit and "Companion Fare™ Buy one ticket, get one for just the taxes and fees" , $75 AF, $1k spend. The link is dead, but you can find this by making a dummy cash booking on domestic Alaska metal. It appears on the last page before you actually have to pay for the flight. Do not log in during the process. And, of course, do not actually pay for the flight.


BofA no longer gives you a lower bonus if you're approved for Platinum instead of Signature (December 3018).

A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer when they opt-in to "Partner Offers" in their Mileage Plan account preferences.


================================================== ========================

BUSINESS CARDS
Read post 844 for tips on being approved for the business card. It may be easier to get approved for a new business with 0 years and $0 gross income.

30k mile offer, $75 AF, $1k spend, no foreign transaction fees
https://www.bankofamerica.com/smallb...s-credit-card/

Note: There are two different earning formats for the business card, which you choose when you apply:
  • $50 per company, $25 per card (Business Level Earning Plan)
    • $0 per company, $75 per card (Individual Level Earning Plan)

To avoid billing confusion later, make sure you choose the Individual Level Earning Plan
if you are not going to have employee cards under the same account as your account.


Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.

------------------------------------------------------------------------------------
Personal card Recon Line:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"


Business card Recon Line:
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022


Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go

------------------------------------------------------------------------------------

Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA. Credit bureaus usually merge inquiries from the same requester made on the same day. Inquiries from BofA and FIA will not be merged.

Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.

When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.

If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.

Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.

Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!

.................................................. .................

Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
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Old May 11, 19, 6:28 am
  #1381  
 
Join Date: May 2014
Location: SoCal
Posts: 2,033
Originally Posted by g8trgr8t View Post
23/24 personal cards 12/24 business cards
boa biz approved 3 months back
last BOA personal card May 22 2017
denied personal November 2018
denied personal today
800+ Fico
150k+ income
should I just give up on another personal Alaska card?
suggestions?
Originally Posted by philemer View Post
I think you know the answer to your question. They don't care what your score is or your income. 35 new cards in 24 months? That's the reason. My suggestion? Forget about another BofA AS card.
I thought the rule now is 1/24 for Alaska personal; if this is the case ( not taking into account the 35/24 apps) you still violated the first rule.
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Old May 11, 19, 7:13 am
  #1382  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 1,878
It is clear that BA is catching up with the churners....
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Old May 11, 19, 1:54 pm
  #1383  
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Join Date: May 1998
Posts: 2,398
40K miles offer + $100 statement credit. $75 AF, $2k spend. Companion Fare from $121 ($99 fare plus taxes and fees from just $22). At least one blogger has this, perhaps earning a commission on it. Try US Credit Card Guide or your favorite blogger. I post this here and in the wiki at the risk of suffering the rath of the mods for posting a link to an offer that may or may not earn a commission, because it is the only place I can find it. If you can do better, please post here and fix the wiki.
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Old May 11, 19, 7:02 pm
  #1384  
 
Join Date: May 2014
Location: SoCal
Posts: 2,033
The offer only shows up for me in incognito mode.

Last edited by ninim2200; May 11, 19 at 7:15 pm
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Old May 11, 19, 9:03 pm
  #1385  
 
Join Date: May 2009
Location: South Park, CO
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Originally Posted by sdsearch View Post
Here's one I don't remember reading about here before:

I recently tried applying for an Alaska Business card (I had once before, and cancelled it about a year ago). First they asked me for 2 years of my taxes (they actually asked for more but then told me that the rest didn't need to be sent because of the nature of my business, and that it's just a stock list of requests ). But after I sent that, they notified me that I was declined due to insufficient business credit history! They said on the phone that they only saw 2 business cards from his year and 2 from ast year. Well, I had a Citi business card and an Amex business card opened circa 2015 (closed a year or two later), and currently have 2 business cards open from Chase, 1 from US Bank, and 1 from Amex, so this business credit bureau they used must only monitor certain banks and not others? Anyway, I've never heard of someone being denied at BofA (or anywhere else) for "too thin" a business credit history.

This just proves that they're constantly changing business card procedures at BofA, because they approved me without questions two or so years ago when I had much less business credit history.
I haven't heard of that yet either. Disappointing to hear.
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Old May 11, 19, 9:18 pm
  #1386  
 
Join Date: Jul 2018
Posts: 93
Originally Posted by sdsearch View Post
Here's one I don't remember reading about here before:

I recently tried applying for an Alaska Business card (I had once before, and cancelled it about a year ago). First they asked me for 2 years of my taxes (they actually asked for more but then told me that the rest didn't need to be sent because of the nature of my business, and that it's just a stock list of requests ). But after I sent that, they notified me that I was declined due to insufficient business credit history! They said on the phone that they only saw 2 business cards from his year and 2 from ast year. Well, I had a Citi business card and an Amex business card opened circa 2015 (closed a year or two later), and currently have 2 business cards open from Chase, 1 from US Bank, and 1 from Amex, so this business credit bureau they used must only monitor certain banks and not others? Anyway, I've never heard of someone being denied at BofA (or anywhere else) for "too thin" a business credit history.

This just proves that they're constantly changing business card procedures at BofA, because they approved me without questions two or so years ago when I had much less business credit history.
I'm sorry to hear that, but thanks for sharing. From my own experience, BofA and Barclay's have been getting much more strict lately on the second application for previously held biz cards. Citibank, on the third application. Biz card churning is just plain old getting tougher.

Have you tried calling recon (again)? HUCA sometimes works w/ recon. I'd especially do that in your case because their denial reason makes no sense whatsoever.
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Old May 13, 19, 1:46 pm
  #1387  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 629
I got declined for the BOA/Alaska personal card - 800+ FICO, solid income. They stated 4 cards opened in last 12 mos was too many, and none were even BOA. I spent 20min on the recon line trying to convince them otherwise, and although polite, they were firm in denying me. My stats were 4/12 and 5/24 so I don't think I'm particularly an outlier by some standards. BOA has been sending me mailers every month as well, so I assumed whatever filter they use to target customers must have pre cleared me. Nope!

I would fly Alaska more if I had that card.
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Old May 13, 19, 2:37 pm
  #1388  
 
Join Date: May 2014
Location: LAX
Programs: AA, UA, DL, NSA, CIA, MIB
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Originally Posted by pgary View Post
40K miles offer + $100 statement credit. $75 AF, $2k spend. Companion Fare from $121 ($99 fare plus taxes and fees from just $22). At least one blogger has this, perhaps earning a commission on it. Try US Credit Card Guide or your favorite blogger. I post this here and in the wiki at the risk of suffering the rath of the mods for posting a link to an offer that may or may not earn a commission, because it is the only place I can find it. If you can do better, please post here and fix the wiki.
Just used the incognito approach and was auto approved for this one. Hopefully it sticks.
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Old May 13, 19, 3:26 pm
  #1389  
 
Join Date: Jul 2018
Posts: 93
Originally Posted by akr1970akr View Post
I got declined for the BOA/Alaska personal card - 800+ FICO, solid income. They stated 4 cards opened in last 12 mos was too many, and none were even BOA. I spent 20min on the recon line trying to convince them otherwise, and although polite, they were firm in denying me. My stats were 4/12 and 5/24 so I don't think I'm particularly an outlier by some standards. BOA has been sending me mailers every month as well, so I assumed whatever filter they use to target customers must have pre cleared me. Nope!

I would fly Alaska more if I had that card.
Yikes BoA is getting tough. You've never previously held an Alaska card?
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Old May 13, 19, 4:48 pm
  #1390  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 629
Originally Posted by 808traveler View Post
Yikes BoA is getting tough. You've never previously held an Alaska card?
Nope never had one. BOA recon person claimed they had no history of me as a customer. I pointed out that I had a previous Schwab 2% card maybe a decade ago, issued from BOA white label subsidiary FIA. I always paid on time/in full on that. He claimed it wasn't part of their system, which could be true - sort of like how Citi Cards and Citi Retail Services are pretty much separate organizations.
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Old May 15, 19, 11:54 am
  #1391  
 
Join Date: Apr 2018
Posts: 151
Originally Posted by philemer View Post
There are several reports of BofA declining folks for "too many apps/new cards". A year or two ago this didn't seem to be an issue. Just MHO.
I missed this DP; I got to do more reading.
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Old May 15, 19, 10:03 pm
  #1392  
 
Join Date: Feb 2010
Location: Los Angeles
Programs: Hilton Diamond, IHG Spire/Ambassador, Marriott/Starwood Gold, BA Bronze, Alaska MVP
Posts: 1,205
Does anyone know if this card does not show up on Bank of America's pre approved/ pre-qualified tool does that mean you will almost definitely not be approved?

When I put in my details on Bank of America's website (soft pull), I am pre qualified for some of their cards, but not this card. Does this mean my chances of getting this card are very slim to none or do they just not necessarily list certain cards as pre qualified because they want to push other cards they offer?
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Old May 15, 19, 10:06 pm
  #1393  
 
Join Date: Oct 2014
Posts: 3,912
Being borderline might be a good thing.

I know someone who applied, and got the non-Signature version.

A few phone calls to recon got her approved for the Signature... but they did not cancel the other one. So she got both cards. Both are eligible for 40k bonus.

80k miles...
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Old May 15, 19, 10:06 pm
  #1394  
 
Join Date: Jul 2018
Posts: 93
Originally Posted by Enigma368 View Post
Does anyone know if this card does not show up on Bank of America's pre approved/ pre-qualified tool does that mean you will almost definitely not be approved?

When I put in my details on Bank of America's website (soft pull), I am pre qualified for some of their cards, but not this card. Does this mean my chances of getting this card are very slim to none or do they just not necessarily list certain cards as pre qualified because they want to push other cards they offer?
i wouldn't worry too much. I didn't have anything pop up for me on that tool, and i got approved for both 2 BoA cards in the same day a month later. What matters is whether or not you meet their reqs: decent credit, 2/3/4, etc.
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Old May 21, 19, 12:31 pm
  #1395  
formerly known as daveland
 
Join Date: Oct 2003
Location: NY, NY, USA
Programs: DL Gold, Alaska MVP, AA LT Gold, SPG Gold, Marriott Gold, Hilton Honors Gold
Posts: 2,832
Cannot seem to find a clear answer... I have a 13 month old Alaska Business card. Would like some more AS miles so,

1) Can I open a new Alaska Biz card for the 40k bonus while holding the existing card? Or does convention wisdom say I must close the first card first? (I got a 5k retention offer so already paid the AF for year 2). Was planning to apply with it open just in case of denial since I spend on it.

2) I haven't had a personal Alaska card. Is it "still a thing" that I can hit the AS Biz and Personal the same day and combine inquiries?
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