Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Feb 13, 2017, 6:01 pm
#91
Join Date: Aug 2016
Location: SF Bay Area
Posts: 665
After I reapplied, with the same info, it went to pending instead of instant approval.
So I called, and was denied for the biz AS card. They want me to do a 12 month, $1500 CD with them in order to approve the card.
Should I do it?
Feb 13, 2017, 7:26 pm
#92
FlyerTalk Evangelist
Join Date: Dec 2003
Location: LAX
Posts: 10,908
They are not asking to confirm identity but only state the fact... i assume they did a hard pull too. Seriously annoyed...
Feb 13, 2017, 7:56 pm
#93
Join Date: Aug 2016
Location: SF Bay Area
Posts: 665
Feb 14, 2017, 12:36 pm
#95
Join Date: Sep 2002
Location: Thousand Oaks, Ca., USA
Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver
Posts: 8,314
Feb 14, 2017, 2:43 pm
#96
Join Date: Mar 2011
Programs: AA, SPG, Hyatt
Posts: 92
Hmm, I was about to apply for a biz card (sole prop/SSN), now I'm unsure about it since the reports of business being too new. I wonder if just putting an older business age if it'll make it through. I've been getting biz cards on SSN/sole prop for about 5-6 years anyway...
Feb 15, 2017, 3:53 am
#99
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Got a pending for a second personal card on Friday (10th). Called recon to see if they can move credit around, but the only way to get the second card approved as a signature is to take a few thousand from the first, which will kick that one down to non-sig. Rep told me to call in today at latest to move credit around. Just finished spending on the first card where the second statement will close today. Is it safe to let the first drop to a non-sig before the miles post to get the second approved as a signature?
Lowering the credit limit on an exiting Signuature card leaves it a Signature card.
It's only at approval time that it matters what your credit limit is as to whether you can get a Signature card or just a Platinum card.
However, once the card is approved as Signature card, lowering the credit limit on it does not make non-Signature.
Of course, by now it made it too late, so I hope you figured this out on your own the day you needed to know that.
(Of course, if you had been reading this thread, and noticed how people m mentioned lowering their credit limits well below $5k, and no one ever mentioned that turning their card into a non-Sig, then you would have already known the answer, and no need to ask. Which is probably why no one else replied to your question the day you posted it.)
Feb 15, 2017, 6:48 am
#100
Join Date: Mar 2007
Location: SJC/SFO
Programs: WN A+ CP, UA 1MM/*A Gold, Mar LT Tit, IHG Plat, HH Dia
Posts: 6,284
I'd do it, provided the offer is is firm. Meaning, opening the CD = credit card approval. Be sure it's not just a slick sales job where they say something like, "Opening a CD with us for as little as $1500 will improve your chances."
Feb 15, 2017, 10:01 am
#101
Join Date: Aug 2016
Programs: UA
Posts: 67
Data point on Biz card
So I applied this afternoon for the Biz card:
-This is my first biz card, no pulls yet this year on my credit
-sole proprietor
-almost 6 figure income
-legit consulting business
-720+ credit
However, I didn't report business income as I was hoping not to have to prove it (it's only like 15k).
Got pending, not instant. I guess I will call recon later and see what's the problem. I had a bad feeling about it given the recent fraud denials, but figured I would try.
-This is my first biz card, no pulls yet this year on my credit
-sole proprietor
-almost 6 figure income
-legit consulting business
-720+ credit
However, I didn't report business income as I was hoping not to have to prove it (it's only like 15k).
Got pending, not instant. I guess I will call recon later and see what's the problem. I had a bad feeling about it given the recent fraud denials, but figured I would try.
Last edited by Jkrun03; Feb 15, 2017 at 10:26 am
Feb 15, 2017, 12:01 pm
#102
Join Date: Aug 2016
Location: SF Bay Area
Posts: 665
It definitely would be an approval if I did the CD.
Feb 15, 2017, 1:01 pm
#103
Join Date: Jun 2015
Location: JFK
Programs: AA Platinum
Posts: 325
Applied for the Biz card with an older (2015) date for business age. Pending. Haven't decided whether to call.
edit: I have 4 personal BOA cards (including 1 Alaska), no biz cards with them. All have well-trimmed CLs, far below what they're willing to offer me.
edit: I have 4 personal BOA cards (including 1 Alaska), no biz cards with them. All have well-trimmed CLs, far below what they're willing to offer me.
Feb 15, 2017, 1:45 pm
#104
Join Date: Aug 2016
Programs: UA
Posts: 67
Biz card
I also used 2015 for my application today and am pending as I wrote above.. Deciding whether to call as well.
Feb 15, 2017, 3:07 pm
#105
Join Date: Jan 2015
Posts: 60
So I applied this afternoon for the Biz card:
-This is my first biz card, no pulls yet this year on my credit
-sole proprietor
-almost 6 figure income
-legit consulting business
-720+ credit
However, I didn't report business income as I was hoping not to have to prove it (it's only like 15k).
Got pending, not instant. I guess I will call recon later and see what's the problem. I had a bad feeling about it given the recent fraud denials, but figured I would try.
-This is my first biz card, no pulls yet this year on my credit
-sole proprietor
-almost 6 figure income
-legit consulting business
-720+ credit
However, I didn't report business income as I was hoping not to have to prove it (it's only like 15k).
Got pending, not instant. I guess I will call recon later and see what's the problem. I had a bad feeling about it given the recent fraud denials, but figured I would try.
Call them - very easy process over the phone.
DP to flyertalk - applied 2nd personal card which went into pending. Had to call to confirm a few data and approved over the phone. Also applied the business card that went to pending. Just had to confirm few question with fraud and was approved over the phone.
Both questions were
What's your credit limit with other banks?
Do you have any loans?
Pretty much it.