Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
May 14, 2020, 8:26 pm
#1606
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
New day dawning? Approval for current card holder!!
Looking at future flts on alaskaair.com and decided to click on the 40K, $100 stmt. credit, offer. My DW has had the personal card since Dec. 2017. Thought I'd apply for her on a whim. Lo and behold she was instantly approved. Pretty surprised. 
May 15, 2020, 1:25 pm
#1607
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
BofA's anti-churning policies: 2/3/4 (BofA cards), 3/12 or 7/12 (all banks)
May 15, 2020, 3:52 pm
#1608
Join Date: Jul 2011
Posts: 162
BofA's 7/12 has nothing do with inquires. Just like Chase's 5/24, BofA's 7/12 counts credit card accounts showing on your credit report, with an "opened on" date in the past 12 months, whether currently open or currently closedl. See here for more:
BofA's anti-churning policies: 2/3/4 (BofA cards), 3/12 or 7/12 (all banks)
BofA's anti-churning policies: 2/3/4 (BofA cards), 3/12 or 7/12 (all banks)
Which do you think is a better offer: A preselected 50k offer with a $75 annual fee or the standard 40k with $75 fee and $100 statement credit?
Edit:
a dummy booking gave a different offer:
$200 STATEMENT CREDIT + 30,000 BONUS MILES
decisions, decisions ...
Last edited by flew-d-coop; May 15, 2020 at 4:03 pm Reason: dummy booking gave diff offer
May 15, 2020, 5:08 pm
#1609
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
May 15, 2020, 8:14 pm
#1610
Join Date: Jul 2011
Posts: 162
Business denial consequences
My amex business Delta card doesn't show on my Experian credit report as an inquiry or open accounts (haven't checked Equifax & TU yet). So, for worst-case scenario, if I apply as a sole proprietor for a Alaska business and get denied would this only count against the boa 2/3/4 rule or am I missing some other consequence?
Last edited by flew-d-coop; May 17, 2020 at 6:40 pm
May 15, 2020, 8:18 pm
#1611
Join Date: Jul 2011
Posts: 162
May 16, 2020, 7:01 am
#1612
Join Date: May 2020
Location: NY
Posts: 18
May 19, 2020, 10:18 am
#1613
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Any color on retention offers on the BOA Alaska personal cards? not much spend beyond MSR and fee hits next month. sadly AS cancelled a couple of our trips so not really inclined to keep it. They have sent two letters in the last two months noting all the benefits, and that fee posts in June.
May 19, 2020, 12:00 pm
#1614
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Which do you think is a better offer: A preselected 50k offer with a $75 annual fee or the standard 40k with $75 fee and $100 statement credit?
Edit:
a dummy booking gave a different offer:
$200 STATEMENT CREDIT + 30,000 BONUS MILES
decisions, decisions ...
Edit:
a dummy booking gave a different offer:
$200 STATEMENT CREDIT + 30,000 BONUS MILES
decisions, decisions ...
What if there was an offer for $300 statement credit and 20k miles, or $400 statement credit and 10k miles, or $500 statement credit and zero miles? That makes it obvious that the question is:
Do you value $500 more than 50000 miles?
Most people who use miles for longhaul travel (especially in classes above coach) would never be able to pay just $500 for what they can book with 50000 miles. On other the other hand, people who use miles for cheap domestic economy travel might pay less than $500 for what 50000 miles would get them in that case.
So the answer depends on how you plan to use your miles. In one case, the value of 50k miles is many thousands of dollars, and so any substitution of it with cash is presumably silly, but in the other case, cash may better, but in that case, why apply for an Alaska Airlines miles card instead of a cashback card?
May 20, 2020, 10:20 am
#1615
Join Date: Jul 2011
Posts: 162
If that's a question you have to ask, just extrapolate and you'll get your answer:
What if there was an offer for $300 statement credit and 20k miles, or $400 statement credit and 10k miles, or $500 statement credit and zero miles? That makes it obvious that the question is:
Do you value $500 more than 50000 miles?
Most people who use miles for longhaul travel (especially in classes above coach) would never be able to pay just $500 for what they can book with 50000 miles. On other the other hand, people who use miles for cheap domestic economy travel might pay less than $500 for what 50000 miles would get them in that case.
So the answer depends on how you plan to use your miles. In one case, the value of 50k miles is many thousands of dollars, and so any substitution of it with cash is presumably silly, but in the other case, cash may better, but in that case, why apply for an Alaska Airlines miles card instead of a cashback card?
What if there was an offer for $300 statement credit and 20k miles, or $400 statement credit and 10k miles, or $500 statement credit and zero miles? That makes it obvious that the question is:
Do you value $500 more than 50000 miles?
Most people who use miles for longhaul travel (especially in classes above coach) would never be able to pay just $500 for what they can book with 50000 miles. On other the other hand, people who use miles for cheap domestic economy travel might pay less than $500 for what 50000 miles would get them in that case.
So the answer depends on how you plan to use your miles. In one case, the value of 50k miles is many thousands of dollars, and so any substitution of it with cash is presumably silly, but in the other case, cash may better, but in that case, why apply for an Alaska Airlines miles card instead of a cashback card?
In the end, the lack of anything negative helped me choose. That is why I picked to use the 50k offer my wife got and let her refer me to get another 5k (try as I might - I don't receive mailers like she does).
Jun 8, 2020, 9:45 pm
#1618
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Well, since we don't know what link you get when you log in, that doesn't help. Did you print out a copy of the offer you signed up for? If not (or if you're still not confident even if you did), all you can do is wait until you've activated the card, and then contact BofA and ask them by what date you need to spend how much to get how many bonus miles. (By asking for a date and spend and bonus miles, you force them to look up your account and see if you really have that offer on it and if so which offer. If you ask the question without asking for a date/spend/bonus miles but providing it, they might answer with just a guess, rather than looking up what your account actually has on it.)
Jun 9, 2020, 11:34 am
#1619
Join Date: Apr 2009
Programs: AA, UA.
Posts: 291
I use the link from Alaska Airline website when I login to my account. It is what said
I apply the credit card on 6/1/2020 and got approval on 6/2/2020. I still waiting for my card to arrive, I see my credit card number show up at BOA online when I login....
Thanks!
Limited time offer!
Get a $100 statement credit + 40,000 bonus mile offer when you apply for the Alaska Airlines Visa SignatureŽ card.I apply the credit card on 6/1/2020 and got approval on 6/2/2020. I still waiting for my card to arrive, I see my credit card number show up at BOA online when I login....
The reason I am concern for the bonus is back to the old date, in order to get the bonus the credit limit need to be $5000. Not sure it has been change, I am not able to find this anywhere.
Thanks!
Jun 9, 2020, 9:58 pm
#1620
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
I use the link from Alaska Airline website when I login to my account. It is what saidI apply the credit card on 6/1/2020 and got approval on 6/2/2020. I still waiting for my card to arrive, I see my credit card number show up at BOA online when I login....
Thanks!
Limited time offer!
Get a $100 statement credit + 40,000 bonus mile offer when you apply for the Alaska Airlines Visa SignatureŽ card.I apply the credit card on 6/1/2020 and got approval on 6/2/2020. I still waiting for my card to arrive, I see my credit card number show up at BOA online when I login....
The reason I am concern for the bonus is back to the old date, in order to get the bonus the credit limit need to be $5000. Not sure it has been change, I am not able to find this anywhere.
Thanks!"BofA no longer gives you a lower bonus if you're approved for Platinum instead of Signature (December 2018)."