Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Oct 7, 2017, 3:22 pm
#646
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
I have a personal Alaska airlines card. Its the only card I have with BoA. I am thinking about going for a business version of the card. I do not know how much credit BoA will extend me. Will BoA deny me for too much credit open on my personal card even though its a business card app? With citi I was near the overall credit limit with them on my personal cards and when I apped for a biz card they gave me a 30k limit, so clearly citi viewed both differently but with Amex and Chase it feels like your credit ceiling applies to both personal and business cards combined. Just wondering where BoA falls on this and if I need to reduce my personal card limit in advance.
Oct 8, 2017, 8:49 am
#647
Join Date: Jul 2013
Posts: 1,784
I have a personal Alaska airlines card. Its the only card I have with BoA. I am thinking about going for a business version of the card. I do not know how much credit BoA will extend me. Will BoA deny me for too much credit open on my personal card even though its a business card app? With citi I was near the overall credit limit with them on my personal cards and when I apped for a biz card they gave me a 30k limit, so clearly citi viewed both differently but with Amex and Chase it feels like your credit ceiling applies to both personal and business cards combined. Just wondering where BoA falls on this and if I need to reduce my personal card limit in advance.
Oct 8, 2017, 10:17 am
#648
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,932
Damn it. As of last night online/phone status wasn't telling me the credit line, but this morning it showed up on my online account and it is a Platinum Plus with $2.5K limit. This is despite me lowering limits before closing cards, having a low limit on the Merrill+ card that is still open, etc. I took the risk not calling in when it went pending knowing that this could happen, thinking that my odds were better than having attention drawn to my 'active' account history, but here we are...
Recon is closed today so nothing I can do, though from what I remember I am kind of SOL regardless as the application has already been approved, correct?
Recon is closed today so nothing I can do, though from what I remember I am kind of SOL regardless as the application has already been approved, correct?
Oct 8, 2017, 11:05 am
#649
Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,028
I can't find it right now, but recently I read a post somewhere where someone (who didn't this timing rule) started the process only after they got the card, I think, and yet was still able to begin the 2-month-long conversion to Signature. So do call them when Recon "wakes up" and try, it can't hurt to try. But be aware that it's a many-step multi-month process and you can't shorten it.
Might as well start the process, but obviously disappointed. Thanks again to you and others for the insight.
Oct 9, 2017, 2:10 pm
#652
Join Date: Apr 2014
Location: UES/MWC
Programs: Braniff, TWA, Eastern, Midwest, AA Exec, Club Carlson Gold
Posts: 270
Oct 15, 2017, 11:28 pm
#653
Join Date: Jun 2015
Location: JFK
Programs: AA Platinum
Posts: 325
Approved for personal card #2 , finally. Bad news: despite every precaution, I got the $2.5K limit Platinum Plus again. Sigh. At least I'm familiar with the whole VS re-issuing song-n-dance from last time.
Oct 16, 2017, 3:28 pm
#654
Join Date: Nov 2014
Location: NYC
Programs: UA 1k
Posts: 144
Hi -- I applied for a business card and got the auto-decline. On reconsideration phone call, was offered the secured version. My understanding is that within 30 days they could approve the same offer, with bonus and all, once I've put $1500 minimum into a CD that is linked to the card.
They said instructions would be sent by mail withn 7-10 business days.
Because of the 30-day time frame (and I really don't want another hard pull on my report) -- do any of you who went through this still have the phone number you called that was on the decline letter -- either in your phone history or if you saved the letter?
Presumably if I call right away I could already get a head start on opening the CD. I assume that it is not a regular CD, but a specific way they set it up to be tied to the card? (and do I really need a checking account in addition? In that case I should probably go to a branch first, before calling about the CD).
Any help would be appreciated! Can't believe what a pain BoA is, compared to the other banks. I actually have a pretty good credit score and have not been going nuts with card applications. But getting a second hardpull for just 30k miles would be pretty bad...
They said instructions would be sent by mail withn 7-10 business days.
Because of the 30-day time frame (and I really don't want another hard pull on my report) -- do any of you who went through this still have the phone number you called that was on the decline letter -- either in your phone history or if you saved the letter?
Presumably if I call right away I could already get a head start on opening the CD. I assume that it is not a regular CD, but a specific way they set it up to be tied to the card? (and do I really need a checking account in addition? In that case I should probably go to a branch first, before calling about the CD).
Any help would be appreciated! Can't believe what a pain BoA is, compared to the other banks. I actually have a pretty good credit score and have not been going nuts with card applications. But getting a second hardpull for just 30k miles would be pretty bad...
Oct 17, 2017, 4:05 pm
#655
Join Date: Oct 2017
Posts: 9
Hi -- I applied for a business card and got the auto-decline. On reconsideration phone call, was offered the secured version. My understanding is that within 30 days they could approve the same offer, with bonus and all, once I've put $1500 minimum into a CD that is linked to the card.
They said instructions would be sent by mail withn 7-10 business days.
Because of the 30-day time frame (and I really don't want another hard pull on my report) -- do any of you who went through this still have the phone number you called that was on the decline letter -- either in your phone history or if you saved the letter?
Presumably if I call right away I could already get a head start on opening the CD. I assume that it is not a regular CD, but a specific way they set it up to be tied to the card? (and do I really need a checking account in addition? In that case I should probably go to a branch first, before calling about the CD).
Any help would be appreciated! Can't believe what a pain BoA is, compared to the other banks. I actually have a pretty good credit score and have not been going nuts with card applications. But getting a second hardpull for just 30k miles would be pretty bad...
They said instructions would be sent by mail withn 7-10 business days.
Because of the 30-day time frame (and I really don't want another hard pull on my report) -- do any of you who went through this still have the phone number you called that was on the decline letter -- either in your phone history or if you saved the letter?
Presumably if I call right away I could already get a head start on opening the CD. I assume that it is not a regular CD, but a specific way they set it up to be tied to the card? (and do I really need a checking account in addition? In that case I should probably go to a branch first, before calling about the CD).
Any help would be appreciated! Can't believe what a pain BoA is, compared to the other banks. I actually have a pretty good credit score and have not been going nuts with card applications. But getting a second hardpull for just 30k miles would be pretty bad...
Oct 17, 2017, 8:18 pm
#657
Join Date: Feb 2017
Posts: 271
Oct 17, 2017, 9:51 pm
#658
Join Date: Nov 2014
Location: NYC
Programs: UA 1k
Posts: 144
Oct 17, 2017, 10:03 pm
#659
Join Date: Apr 2004
Location: CA
Posts: 1,302
Oct 18, 2017, 8:22 am
#660
Join Date: Jun 2015
Location: JFK
Programs: AA Platinum
Posts: 325
Approved for personal card #2 , finally. Bad news: despite every precaution, I got the $2.5K limit Platinum Plus again. Sigh. At least I'm familiar with the whole VS re-issuing song-n-dance from last time.
