Alaska Airlines card offers, Personal (40,000 miles) & Business (70,000).
Jul 11, 22, 7:47 am - Wikipost
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Jan 12, 17, 12:51 pm
#31
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,560
Originally Posted by Jonesdds
I may have jumped the gun before doing the research but applied for the bus and personal yesterday back to back. Got excited with the 10K bonus on my account(I assume because of Virgin account with 50K+) and want to jump start my Alaska miles due to their value.
Both pending which seems a bit crazy. I have lots of credit cards open but haven't been too active last quarter of 2016 opening more. Income should not be an issue credit rating near max. Legit business, very successful.
My last bout 6 month ago or so applying netted a card at $600 credit limit, a joke. Got real pissed as that's not what I applied for, made that known, why? What would be my best course of action at this point? Wait it out? Call reconsideration line at some point?
Both pending which seems a bit crazy. I have lots of credit cards open but haven't been too active last quarter of 2016 opening more. Income should not be an issue credit rating near max. Legit business, very successful.
My last bout 6 month ago or so applying netted a card at $600 credit limit, a joke. Got real pissed as that's not what I applied for, made that known, why? What would be my best course of action at this point? Wait it out? Call reconsideration line at some point?
On the business card, if you get approved even with a small credit limit, you'll get the full 30k if you do the $1000 spend in 3 months.
On the personal card, though, if you get approved for less than $5k CL, it's for a Plat card with only a 5k bonus, and if you want the full 30k bonus, you have to convince them to up your CL and then go through a multi-month waiting procedure.
So IMHO you should give priority to the business card application (if you're going to do anything other than just wait).
But first thing: In the wiki there's a link to check your application status online. You should do that, since just because they went pending yesterday doesn't rule out that they may have made a decision already by today (but not notified you yet, especially if you don't yet have a BofA account login where you could check to see if any new cards show up there).
Jan 12, 17, 2:46 pm
#32
Join Date: May 2014
Posts: 391
Originally Posted by Jonesdds
I may have jumped the gun before doing the research but applied for the bus and personal yesterday back to back. Got excited with the 10K bonus on my account(I assume because of Virgin account with 50K+) and want to jump start my Alaska miles due to their value.
Both pending which seems a bit crazy. I have lots of credit cards open but haven't been too active last quarter of 2016 opening more. Income should not be an issue credit rating near max. Legit business, very successful.
My last bout 6 month ago or so applying netted a card at $600 credit limit, a joke. Got real pissed as that's not what I applied for, made that known, why? What would be my best course of action at this point? Wait it out? Call reconsideration line at some point?
Both pending which seems a bit crazy. I have lots of credit cards open but haven't been too active last quarter of 2016 opening more. Income should not be an issue credit rating near max. Legit business, very successful.
My last bout 6 month ago or so applying netted a card at $600 credit limit, a joke. Got real pissed as that's not what I applied for, made that known, why? What would be my best course of action at this point? Wait it out? Call reconsideration line at some point?
I applied for the Merrill card and an Alaska business card same day in November, both went pending. Called recon on the Merrill card and was denied for too many recent inquiries. Didn't do anything regarding the business Alaska card and it showed up 2 weeks later out of the blue.
Jan 12, 17, 9:58 pm
#33
Join Date: Nov 2010
Programs: IHG Platinum
Posts: 933
Thanks for the info sdsearch and kurt 
I was able to use the virtual card online twice before it was no longer usable.
BTW: After approval of Alaska personal card (which is my first ever BofA card), how long is the recommended wait time before applying for Alaska biz card?
I was able to use the virtual card online twice before it was no longer usable.
BTW: After approval of Alaska personal card (which is my first ever BofA card), how long is the recommended wait time before applying for Alaska biz card?
Jan 14, 17, 11:50 am
#34
Join Date: Sep 2002
Location: Thousand Oaks, Ca., USA
Programs: AA Plat Pro; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver
Posts: 7,140
Have folks who have been denied either personal or business card been denied for having a card open if that card was open more than 120 days?
I churned both for me and my wife in October, no problem. Earlier in the year, I got denied, but it was 90 days between apps. I switched to 120 days and didn't have an issue.
If you were denied due to already having a card, please let us know
1) Personal or busienss
2) how long between last application and current denied application.
Thanks!
I churned both for me and my wife in October, no problem. Earlier in the year, I got denied, but it was 90 days between apps. I switched to 120 days and didn't have an issue.
If you were denied due to already having a card, please let us know
1) Personal or busienss
2) how long between last application and current denied application.
Thanks!
Jan 15, 17, 1:59 am
#36
Join Date: Oct 2006
Location: Okinawa
Posts: 2,578
Originally Posted by EkekoBWI
What are the chances of AS clawing back the Companion Pass if I cancel the card a few days after the CP is credited but before I have bought a fare with it (and well before I have flown with it)?
Jan 15, 17, 7:03 pm
#37
Join Date: Aug 2012
Location: SEA
Programs: Back to 0
Posts: 1,803
Originally Posted by The_Wrath_of_Khan
Chances are 0. They will not claw it back.
Jan 17, 17, 8:59 am
#38
Join Date: Dec 2013
Location: PDX & PHX
Programs: AA,AS,HH,HY,IB,LH,IHG,MAR,WN
Posts: 199
Originally Posted by flyer4512
Lower the credit lines as much as possible and the close the accounts a week or so later
Jan 17, 17, 9:55 pm
#39
Join Date: Feb 2009
Posts: 6,075
Originally Posted by HiYoSilver
Yes, thx. I lowered CLs for 2 personal and 2 biz cards down to $200 each. I will close each soon and start reapplying again after awhile...
How long have you had the cards open ?
Jan 18, 17, 8:35 am
#40
Join Date: Sep 2015
Posts: 7
Like many here, I've been applying for one personal and one business card every 4-6 months for several years, have never been denied, and have had as many as three of each open at a time.
Applied last night and was denied, no specific reason given. I called the reconsideration numbers listed in the wiki this morning, and neither number is working. I then called a general number and asked to be connected with the "credit department" or "someone who can handle reconsideration". The representative said they are no longer providing telephone access to that department, and provided a physical address for me to write a letter requesting reconsideration.
Hopefully just a temporary thing, but interested to hear any other very recent data points.
Applied last night and was denied, no specific reason given. I called the reconsideration numbers listed in the wiki this morning, and neither number is working. I then called a general number and asked to be connected with the "credit department" or "someone who can handle reconsideration". The representative said they are no longer providing telephone access to that department, and provided a physical address for me to write a letter requesting reconsideration.
Hopefully just a temporary thing, but interested to hear any other very recent data points.
Jan 18, 17, 5:23 pm
#41
Join Date: Dec 2011
Location: Bay area, CA
Programs: SW, AS, UA, AA, Delta, Hilton, Hyatt, Club Carlson, SPG, IHG, Choice
Posts: 183
If I have personal & business card plus gift card (thanks amex), when I book ticket, can I use the $121 companion price and pay using gift card or do I have to use one of the alaska credit card?
I am MVP Gold and I have 4 upgrade pass in my account. can I use 3 passes if there are 3 people under same booking?
What about $121 price? Can passenger #2 and #3 use it or is it applicable to passenger#2 only?
I am MVP Gold and I have 4 upgrade pass in my account. can I use 3 passes if there are 3 people under same booking?
What about $121 price? Can passenger #2 and #3 use it or is it applicable to passenger#2 only?
Jan 19, 17, 11:52 am
#42
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 3,256
How easy/tough are BoA with approving the biz card?
Asking from point of view of $0 rev start up (consultant) application.
Normally would go for personal card but wary of only getting approved on the plat card due to limited BoA history and relatively high number of recent cards open (5/6)
Asking from point of view of $0 rev start up (consultant) application.
Normally would go for personal card but wary of only getting approved on the plat card due to limited BoA history and relatively high number of recent cards open (5/6)
Jan 19, 17, 8:08 pm
#43
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,560
Originally Posted by soy
How easy/tough are BoA with approving the biz card?
Asking from point of view of $0 rev start up (consultant) application.
Normally would go for personal card but wary of only getting approved on the plat card due to limited BoA history and relatively high number of recent cards open (5/6)
Asking from point of view of $0 rev start up (consultant) application.
Normally would go for personal card but wary of only getting approved on the plat card due to limited BoA history and relatively high number of recent cards open (5/6)
But how many recent card opening you have, I don't know if that's treated differently for business card applications than personal card applications. Not everyone applies to BofA with a "relatively high number of recent cards open", and so maybe only datapoints from those people would be of value to you? (And by 5/6, did you mean 5 cards in 6 months, or what?
)
Jan 20, 17, 5:26 am
#45
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 3,256
Originally Posted by sdsearch
But how many recent card opening you have, I don't know if that's treated differently for business card applications than personal card applications. Not everyone applies to BofA with a "relatively high number of recent cards open", and so maybe only datapoints from those people would be of value to you? (And by 5/6, did you mean 5 cards in 6 months, or what?
)Sounds as though I may as well go for the biz card as it does not seem to be much more difficult to get
