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Alaska Airlines card offers, Personal (40,000 miles) & Business (70,000).

Alaska Airlines card offers, Personal (40,000 miles) & Business (70,000).

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Old Jul 11, 22, 7:47 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: mia
Wiki Link
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:

https://www.flyertalk.com/forum/cred...24-months.html

Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."

More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html

This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html


As additional resources for these cards, see the following threads in the Alaska Airlines forum


PERSONAL CARDS

Current offers:
Now 40K miles and a $200 stmt. credit:
https://www.alaskaair.com/Shopping/Cart


Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend

As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.

Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.

----------------------------------------------------------------------------------------------------------


Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go

Personal card Recon Line:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"


================================================== =======================



BUSINESS CARDS

Current offers:
Now 40K miles + companion fare, $3K spend.
https://www.alaskaair.com/content/credit-card/visa-small-busines

40k miles + $200 statement credit + companion fare, $75 AF, $2k spend
http://bankofamerica.com/akbizcardpromo

Prior offers:
40k miles, $75 AF, $2k spend
42k miles + companion fare, $75 AF, $2k spend (Live Sep 2019 to Sep 2020)



Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.


Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.


Business card Recon Line:
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717


------------------------------------------------------------------------------------

Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.

Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.

When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.

If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.

Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.

Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!

.................................................. .................

Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview


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Old Jun 8, 17, 5:32 am
  #406  
 
Join Date: Nov 2010
Programs: IHG Platinum
Posts: 933
Originally Posted by amexha View Post
Is there any way to guarantee that I get the signature card and not the other one?
I guess not, but when in doubt, go for the business version.

The reason I went for biz app after my first personal is because of fear that my next card would not be the signature card.
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Old Jun 8, 17, 1:09 pm
  #407  
 
Join Date: Jan 2011
Location: NY
Programs: SPG preferred, AA, United
Posts: 290
Originally Posted by sdsearch View Post
Do you have any need 4 for MLB cards? There are hints that BofA may also count total cards, but it's not clear. But on that possibility, assuming you don't really need 4 MLB cards, then closing at least some of them might make sense. Except:

Don't close BofA cards without lowering credit limit first. Credit limit that's lowered (at least a day or two) before you close the card becomes available to new applications within a few months. Credit limit that remains on BofA cards at the time they're closed stays unavailable to new applications for a year or more!

(So hopefully you already reduced the credit limit on some or all of those cards, because otherwise just having too high a combined credit limit, or having lowered it too recently, could also be grounds for denial.)
That was my next question when to lower the limit and how long it takes for it "appear". Thanks for the heads up!

Originally Posted by newdaybegin View Post
Oh damn I had not lower the credit for those card yet, it been sock drawn for almost 1 year, look like will lower the credit then will stay out to apply the card for another 6 month
The CS Rep said I have too many cards opened with them. I have a VA and AS card and she didn't say that it was specifically AS. I would recommend to close them all out if you don't need them.
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Old Jun 8, 17, 1:19 pm
  #408  
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Join Date: Jan 2005
Location: home = LAX
Posts: 25,560
Originally Posted by amexha View Post
Is there any way to guarantee that I get the signature card and not the other one?
Apply for the business card. The business card does not have a Platinum version (that's the "other one" you're referring to), so you either get approved for business Signature (with the full 30k signup bonus) or denied, no yucky in-between possibilities like with the personal card.

Other than that, no, in that many people who rarely get the Platinum card on personal card applications have gotten it at least once. (With the personal card, you may be able to improve your chances, but you can't guarantee, simply because sometimes you may given a Platinum card just because BofA makes a mistake [that they later admit, but that's too late].)

So the only way to guarantee it is never again to apply for the personal Alaska card.
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Old Jun 11, 17, 9:07 pm
  #409  
 
Join Date: Sep 2015
Posts: 199
I received a pre selected mailer for Alaska card 30k points and companion pass offer. I've never had one, personal or biz. How can I ensure I'll get the personal platnium with the bonus, I see people referring to the other inferior card with no companion pass. Is this only applicable if you have multiple AS cards?
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Old Jun 11, 17, 10:06 pm
  #410  
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Join Date: Jan 2005
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Originally Posted by silver02accord View Post
I received a pre selected mailer for Alaska card 30k points and companion pass offer. I've never had one, personal or biz. How can I ensure I'll get the personal platnium with the bonus, I see people referring to the other inferior card with no companion pass. Is this only applicable if you have multiple AS cards?
You can't ensure it, except by applying for the business card instead. The business card doesn't have a platinum version.

You can have world best credit score and still get a platinum version, because BofA makes those kinds of mistakes sometimes. Then they may come back to apologize the next day, but it's too late (their system doesn't let them correct it the next day).

You can lower the chances by having an excellent credit score, by having an existing BofA account perhaps (I had a hard which used to the Choice Hotels card back when BofA had the Choice Hotels account, and I never cancelled it, just used it for something small once a year to keep it alive; don't know if it helps or not), and by not having applied for much in the way of BofA cards in recent years.

You have to get $5000 credit limit or more to be able to get the Signature card. You get Platinum if they can't approve you for even $5000 credit limit.

I got about $17k in CL, then on another card I got about $17k in CL, and then another card I got about $17k in CL, and then suddenly on another card they gave me $1.5k in CL, gave me Platinum, and then called me the next to say they'd mistake (but that it would take over 2 months of multiple steps to correct it). Then soon after that I shifted to business cards, and have gotten about $10k in CLs on those to date.
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Old Jun 12, 17, 3:03 pm
  #411  
 
Join Date: Sep 2015
Posts: 199
Thank you for the response, I appreciate the advice.
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Old Jun 13, 17, 10:39 am
  #412  
 
Join Date: Oct 2012
Programs: AS MVP, BA
Posts: 287
Does BofA ask why you are reducing your credit limit [prior to closure]?

If so what is a good reason to give them?
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Old Jun 13, 17, 10:46 am
  #413  
 
Join Date: Apr 2015
Posts: 289
Originally Posted by bta15 View Post
Does BofA ask why you are reducing your credit limit [prior to closure]?

If so what is a good reason to give them?
Never had to answer that
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Old Jun 14, 17, 2:53 pm
  #414  
 
Join Date: Jun 2017
Posts: 3
I just applied for AS personal and biz. I was automatically approved for the biz, but automatically declined for the personal. I closed all my cards about 60 days ago. Still waiting on the decline letter for the official reason.
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Old Jun 14, 17, 3:44 pm
  #415  
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Join Date: Dec 2013
Posts: 632
so after a week they will not open this card claiming i have sufficient credit outstanding even though i only have a $1000 limit on the old travel rewards card. the guy on the phone today tried to get me to go to the khan academy website so that i can learn about credit and its effects...
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Old Jun 14, 17, 9:27 pm
  #416  
 
Join Date: Oct 2011
Posts: 4,163
Originally Posted by RamboAroundTheWorld View Post
so after a week they will not open this card claiming i have sufficient credit outstanding even though i only have a $1000 limit on the old travel rewards card. the guy on the phone today tried to get me to go to the khan academy website so that i can learn about credit and its effects...
Did you recently close a BOA card without first lowering the limit?
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Old Jun 14, 17, 10:38 pm
  #417  
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Originally Posted by Superorb View Post
Did you recently close a BOA card without first lowering the limit?
i closed my personal a few months ago before lowering the limit. this was before, it seems, that limit lowering was now a must do.
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Old Jun 15, 17, 8:42 am
  #418  
 
Join Date: Sep 2015
Posts: 199
Originally Posted by sdsearch View Post
You can't ensure it, except by applying for the business card instead. The business card doesn't have a platinum version.

You can have world best credit score and still get a platinum version, because BofA makes those kinds of mistakes sometimes. Then they may come back to apologize the next day, but it's too late (their system doesn't let them correct it the next day).

You can lower the chances by having an excellent credit score, by having an existing BofA account perhaps (I had a hard which used to the Choice Hotels card back when BofA had the Choice Hotels account, and I never cancelled it, just used it for something small once a year to keep it alive; don't know if it helps or not), and by not having applied for much in the way of BofA cards in recent years.

You have to get $5000 credit limit or more to be able to get the Signature card. You get Platinum if they can't approve you for even $5000 credit limit.

I got about $17k in CL, then on another card I got about $17k in CL, and then another card I got about $17k in CL, and then suddenly on another card they gave me $1.5k in CL, gave me Platinum, and then called me the next to say they'd mistake (but that it would take over 2 months of multiple steps to correct it). Then soon after that I shifted to business cards, and have gotten about $10k in CLs on those to date.
Applied and got instant approval for Signature with $18k credit line. Hawaii here I come.
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Old Jun 15, 17, 8:51 am
  #419  
 
Join Date: Oct 2011
Posts: 4,163
Originally Posted by RamboAroundTheWorld View Post
i closed my personal a few months ago before lowering the limit. this was before, it seems, that limit lowering was now a must do.
Lowering limits has been a thing for a long while now, certainly longer than a few months. Did you have a high limit on the closed BOA card, what did you enter for income on the app (ballpark fine) and what's your current credit limit across all cards?
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Old Jun 15, 17, 9:42 am
  #420  
 
Join Date: May 2014
Location: LAX
Programs: AA, UA, DL, NSA, CIA, MIB
Posts: 516
Originally Posted by sdsearch View Post

You have to get $5000 credit limit or more to be able to get the Signature card. You get Platinum if they can't approve you for even $5000 credit limit.
I once was able to get 2 cards at once but that seems to be no longer. I also had 3 cards opened at one time with a total credit limit of nearly $20k across them. I closed out 2 of the 3 cards a few months ago with the expectation of opening another card this month. I lowered the credit limit down to the lowest possible, $5k. I learned this from a phone call with BofA. Last week I applied for a card and was denied, letter said I had maxed out my available credit. hmmmm.

This morning I closed my last card. Set a reminder to apply again next month. Waiting is nail bitter!
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