Alaska Airlines card offers, Personal (40,000 miles) & Business (70,000).
Jul 11, 22, 7:47 am - Wikipost
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Jun 2, 17, 12:13 pm
#391
Join Date: Feb 2014
Location: YYC, SFO, OAK
Programs: AS MVP 75K, AA Platinum, IHG Platinum, Club Carlson Gold
Posts: 729
Originally Posted by Willbur
Just opened a BoA checking account again since they were offering $100 and I want to get back into their good graces to get me some additional BoA cards. My wife had kept her account opened and has continued to have great success while I closed mine about a year ago and started getting declines afterward. Hoping this does the trick.
Was initially declined, then called recon, who rejected me for "the way you open and close cards..." I've only churned 4 of these in the last 2 years, not more than the norm around here. Incidentally, Chase approved me today for a BA card despite being at ~16/24 and trusty Barclay gave me an Aviator Red.
Jun 3, 17, 12:39 pm
#392
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, DL Diamond, AS MVP Gold, Hilton Diamond, Marriott Gold, IHG Platinum
Posts: 1,265
---edited the question as the technical issue was resolved. Got my third AS card and plan to keep the first two as well.
Last edited by jediwho; Jun 3, 17 at 2:05 pm
Jun 3, 17, 2:30 pm
#393
Suspended
Original Poster
Join Date: Dec 2013
Posts: 632
applied for biz and personal after cancelling all my cards over a month ago. approved for biz automatically, pending on personal. had a freeze on the app in one browser so i'm hoping it might be related to that. will call on monday.
Jun 4, 17, 10:52 am
#394
Join Date: Oct 2011
Posts: 4,163
Originally Posted by jediwho
---edited the question as the technical issue was resolved. Got my third AS card and plan to keep the first two as well.
Jun 4, 17, 3:36 pm
#395
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, DL Diamond, AS MVP Gold, Hilton Diamond, Marriott Gold, IHG Platinum
Posts: 1,265
Originally Posted by Superorb
Are you a Preferred member? When were the first 2 cards opened, and are either of them business cards?
Jun 5, 17, 7:45 am
#396
Join Date: Oct 2011
Posts: 4,163
Originally Posted by jediwho
Yes, preferred member. The first card was opened 18 months ago. The second was less than four months ago and the third was yesterday or the day before. None are business, all three are personal cards. My wife also has one, so we have four between the two of us.
Jun 5, 17, 12:17 pm
#397
Suspended
Original Poster
Join Date: Dec 2013
Posts: 632
Originally Posted by RamboAroundTheWorld
applied for biz and personal after cancelling all my cards over a month ago. approved for biz automatically, pending on personal. had a freeze on the app in one browser so i'm hoping it might be related to that. will call on monday.
Jun 5, 17, 12:26 pm
#398
Join Date: Apr 2015
Posts: 289
Originally Posted by RamboAroundTheWorld
on the phone with recon. they're giving me a LOT of pushback and don't want to approve due to "previously opened and current account". i only have one account with them, not including the new biz, so it looks like they're mad about the personal accounts.
Jun 5, 17, 5:28 pm
#399
Suspended
Original Poster
Join Date: Dec 2013
Posts: 632
Originally Posted by vm81
When were previous accounts opened and closed?
Jun 6, 17, 2:16 pm
#400
Join Date: Jan 2011
Location: NY
Programs: SPG preferred, AA, United
Posts: 290
Just got denied. I have 2 AS accounts, one Virgin, and 1 AS biz. They said I had too many cards open. So I asked if I close an older account would it help. She said it won't guarantee it. So I closed one of my AS accounts on the phone (probably stupid move). Still got denied. I guess the next step would be to close all accounts or should leave one open?
Jun 6, 17, 2:23 pm
#401
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,564
Originally Posted by daprophecy
Just got denied. I have 2 AS accounts, one Virgin, and 1 AS biz. They said I had too many cards open. So I asked if I close an older account would it help. She said it won't guarantee it. So I closed one of my AS accounts on the phone (probably stupid move). Still got denied. I guess the next step would be to close all accounts or should leave one open?
So yes, you need to close all cards of the type that your are trying to apply for (AS personal or AS biz).
Jun 7, 17, 8:58 am
#402
Join Date: Jul 2015
Posts: 261
Originally Posted by sdsearch
Many people in recent months are being denied for a personal AS card if they have even just one personal AS card currently open.
So yes, you need to close all cards of the type that your are trying to apply for (AS personal or AS biz).
So yes, you need to close all cards of the type that your are trying to apply for (AS personal or AS biz).
Jun 7, 17, 4:18 pm
#403
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,564
Originally Posted by newdaybegin
I currently do not carry any Alaska personal card but I have 4 no fee MLB card, should I close them all before apply for Alaska personal? I also have 1 Alaska biz card thanks!
Don't close BofA cards without lowering credit limit first. Credit limit that's lowered (at least a day or two) before you close the card becomes available to new applications within a few months. Credit limit that remains on BofA cards at the time they're closed stays unavailable to new applications for a year or more!
(So hopefully you already reduced the credit limit on some or all of those cards, because otherwise just having too high a combined credit limit, or having lowered it too recently, could also be grounds for denial.)
Jun 7, 17, 7:10 pm
#404
Join Date: Jul 2015
Posts: 261
Originally Posted by sdsearch
Do you have any need 4 for MLB cards? There are hints that BofA may also count total cards, but it's not clear. But on that possibility, assuming you don't really need 4 MLB cards, then closing at least some of them might make sense. Except:
Don't close BofA cards without lowering credit limit first. Credit limit that's lowered (at least a day or two) before you close the card becomes available to new applications within a few months. Credit limit that remains on BofA cards at the time they're closed stays unavailable to new applications for a year or more!
(So hopefully you already reduced the credit limit on some or all of those cards, because otherwise just having too high a combined credit limit, or having lowered it too recently, could also be grounds for denial.)
Don't close BofA cards without lowering credit limit first. Credit limit that's lowered (at least a day or two) before you close the card becomes available to new applications within a few months. Credit limit that remains on BofA cards at the time they're closed stays unavailable to new applications for a year or more!
(So hopefully you already reduced the credit limit on some or all of those cards, because otherwise just having too high a combined credit limit, or having lowered it too recently, could also be grounds for denial.)
Oh damn I had not lower the credit for those card yet, it been sock drawn for almost 1 year, look like will lower the credit then will stay out to apply the card for another 6 month
