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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Feb 19, 2019, 4:49 pm
  #2206  
 
Join Date: Oct 2009
Location: SFO
Posts: 515
good result

Purchased 4x$250 AA GC February 10, all travel fee rebates posted February 18
adlibitum is offline  
Old Feb 20, 2019, 12:50 am
  #2207  
 
Join Date: Jun 2011
Posts: 3,523
Originally Posted by compddd
So looks like it was Amex after-all that requested AA change the coding for GC purchases specifically for them. Jerks
Source?

Originally Posted by jrc87
Logically, we should expect visa doing the same. Brace for impact.
Eh, they've had "GFT" in the info for a while now.
nall is offline  
Old Feb 20, 2019, 1:54 am
  #2208  
pjs
 
Join Date: Mar 1999
Location: Alpharetta, GA, USA
Posts: 946
Another DP. $250 AA gift card. Bought 2/11, posted 2/13, reimbursed 2/19.
pjs is offline  
Old Feb 20, 2019, 12:56 pm
  #2209  
 
Join Date: Jun 2011
Posts: 692
Originally Posted by nall
Source?


Eh, they've had "GFT" in the info for a while now.
No source, just seems the logical conclusion. CNB and BofA Prem card are still posting the AA credits normally after 2/8. Therefore it seems Amex requested that the updated coding take place for their card network.
compddd is offline  
Old Feb 20, 2019, 1:05 pm
  #2210  
 
Join Date: Apr 2015
Location: IAD
Posts: 735
Originally Posted by compddd
No source, just seems the logical conclusion. CNB and BofA Prem card are still posting the AA credits normally after 2/8. Therefore it seems Amex requested that the updated coding take place for their card network.
Also, the change might have been done completely within the AMEX network. For example, maybe IT staff (or RAT team) found something unique about AAGC transactions such as a terminal ID, level three data, etc. and set a rule to recode.
IAD_flyer is offline  
Old Feb 20, 2019, 1:30 pm
  #2211  
 
Join Date: Aug 2003
Location: CHS
Posts: 142
How are the Visa Infinite car rental discounts and benefits compared to other sources? Also- we just purchased through the Visa Infinite travel portal for the $100 off R/T - does this earn 3x as travel if purchased this way?
WAStraveller is offline  
Old Feb 20, 2019, 5:35 pm
  #2212  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Originally Posted by WAStraveller
How are the Visa Infinite car rental discounts and benefits compared to other sources? Also- we just purchased through the Visa Infinite travel portal for the $100 off R/T - does this earn 3x as travel if purchased this way?
I did not earn 3x purchasing AS tickets through Visa Infinite. I’d assume the carrier doesn’t matter, but I haven’t checked.
milypan is offline  
Old Feb 20, 2019, 5:40 pm
  #2213  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Originally Posted by milypan


I did not earn 3x purchasing AS tickets through Visa Infinite. I’d assume the carrier doesn’t matter, but I haven’t checked.
Same circumstances and carrier, same result for me.

Came through as a Travel Agency - with no identifying airline flt details - and that only gets 1x on CNB.
akr1970akr is offline  
Old Feb 20, 2019, 8:31 pm
  #2214  
 
Join Date: Jun 2007
Posts: 137
Originally Posted by iNFEKT
Still nothing from the 8th for me.
Did you eventually get the credit? I noticed someone got the credit for the purchase made later than yours.
popomama is offline  
Old Feb 20, 2019, 8:53 pm
  #2215  
 
Join Date: Nov 2018
Programs: American Express
Posts: 6
DP: Purchased $250 AA GC on 2/14, post on 2/18. Rebate on 2/20.
simonlhf is offline  
Old Feb 21, 2019, 4:07 am
  #2216  
 
Join Date: Mar 2008
Posts: 13
Originally Posted by popomama
Did you eventually get the credit? I noticed someone got the credit for the purchase made later than yours.
Yep, received today, just took a bit longer I guess
iNFEKT is offline  
Old Feb 21, 2019, 5:53 am
  #2217  
 
Join Date: Aug 2003
Location: CHS
Posts: 142
Originally Posted by simonlhf
DP: Purchased $250 AA GC on 2/14, post on 2/18. Rebate on 2/20.
Same DP here - exact same dates except I saw it posted on 2/20 today (2/21) - wasn't there when I checked yesterday evening.
WAStraveller is offline  
Old Feb 21, 2019, 5:55 am
  #2218  
 
Join Date: Aug 2003
Location: CHS
Posts: 142
Originally Posted by akr1970akr
Same circumstances and carrier, same result for me.

Came through as a Travel Agency - with no identifying airline flt details - and that only gets 1x on CNB.
Wasn't there something on doctor of credit where the concierge could help reclassify this? Also- isn't this kind of against the whole 3x travel reward? Use the VISA Infinite benefits but lose the CNB travel points.
WAStraveller is offline  
Old Feb 21, 2019, 12:10 pm
  #2219  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Originally Posted by WAStraveller
Wasn't there something on doctor of credit where the concierge could help reclassify this? Also- isn't this kind of against the whole 3x travel reward? Use the VISA Infinite benefits but lose the CNB travel points.
I already get a lot of value out of this card. I'm happy to let them keep the extra 2% in this case.
milypan is offline  
Old Feb 21, 2019, 2:52 pm
  #2220  
 
Join Date: Jul 2015
Posts: 287
another dp. bough 2x250 on 2/13 and refunded 2x250 on 2/20
isriam is offline  


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