Nov 6, 2015, 11:03 pm
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)
Past bonuses were:
***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******
100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED
A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
Sources:
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
Past bonuses were:
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
$350 airline incidental credit per account (was $250 per AU)$95 Annual Fee per AU$32 per guest using PriorityPass (used to be free & unlimited)Elimination of $100 Visa Air Discount BenefitGroceries and Gas only earn 1x (used to be 3x)
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN
Jan 8, 2019, 4:33 pm
#2026
Join Date: Jan 2019
Posts: 4
Jan 8, 2019, 5:11 pm
#2027
Join Date: Aug 2003
Location: CHS
Posts: 142
Question about Airline incidentals- it does state that it covers fees and TSA Pre - my husband and I are planning on getting global entry- can we get global entry for our 2 kids that would be covered under the $250 airline incidental?
Jan 8, 2019, 9:21 pm
#2028
Suspended
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
Testing AA 4x$250 today
Testing 4x$250 AA e-Gifts today. Should work fine as has for years. Will report back when credit hits.
Also working on MS via grocery for net 2.9 cents per dollar spent for cruise ships i.e. each point 3x and yields 1.3 cents for sailings when you spend them.
Also working on MS via grocery for net 2.9 cents per dollar spent for cruise ships i.e. each point 3x and yields 1.3 cents for sailings when you spend them.
Jan 9, 2019, 12:07 pm
#2029
Join Date: Feb 2012
Posts: 197
Random ........ discovered today. City National Bank has a partnership with Shell, BP, and a few other gas companies to offer discounts per gallon at the fuel pump, using City National Rewards. If an option, the fuel pump will ask you if you want to redeem points to get 50 cents off per gallon. It won't say anything about City National Rewards, nor how many points it will take to redeem them. I said yes to this offer last month because I thought I was redeeming my SHELL FUEL REWARDS. Apparently I wasn't. I was redeeming 2,000 City National Rewards. News to me. I just spoke with a rep at City National Rewards who says she can't reverse the redemption and she can't turn it off to prevent it in the future. This is an absolutely offensive and ........ partnership. Nobody should accidentally redeem credit card points at a fuel pump. Completely ridiculous. I'm not using this card at gas stations ever again and I no longer feel bad about the amount of travel reimbursements I've gotten.
Jan 9, 2019, 1:01 pm
#2030
Join Date: Feb 2007
Location: NJ/NYC
Programs: UA and HH
Posts: 4,346
Jan 9, 2019, 1:04 pm
#2031
Join Date: Feb 2007
Location: NJ/NYC
Programs: UA and HH
Posts: 4,346
My suggestion would be to use the $250 incidentals first then use the card for the global entry payment. Remember to use a different AU card for each GE payment. I know they'll use your incidental credit for airline lounge membership first before reimbursing you up to $550 for those that put more than $50k spend, not sure if it works the same with GE payments.
Jan 9, 2019, 2:53 pm
#2033
Join Date: May 2015
Posts: 140
Delta GC's still do not work
I tried three different times buying Delta GC's, b/c i'm an idiot and didn't think to check here first. They all posted as DELTA AIR GIFT CARD, even though i bought them through the FlyerTalk approved link in the Delta Amex reimbursement thread. Using the same link for my AmEx cards gave me DELTA AIR ATLANTA and i was reimbursed. So continue to stay away from Delta GC's for this card.
Jan 9, 2019, 9:36 pm
#2035
Join Date: Mar 2009
Location: NYC
Posts: 419
Random ........ discovered today. City National Bank has a partnership with Shell, BP, and a few other gas companies to offer discounts per gallon at the fuel pump, using City National Rewards. If an option, the fuel pump will ask you if you want to redeem points to get 50 cents off per gallon. It won't say anything about City National Rewards, nor how many points it will take to redeem them. I said yes to this offer last month because I thought I was redeeming my SHELL FUEL REWARDS. Apparently I wasn't. I was redeeming 2,000 City National Rewards. News to me. I just spoke with a rep at City National Rewards who says she can't reverse the redemption and she can't turn it off to prevent it in the future.
Seth
Jan 9, 2019, 9:52 pm
#2036
Join Date: Oct 2006
Posts: 191
Shell Fuel Rewards
I experienced the same scenario of accepting 50 cents off per gallon with no idea this was 2,000 CNB points. You can avoid this by disabling Shell's new "redeem rewards & pay for fuel in a single step" feature. You will have to revert back to either swiping your fuel rewards card or entering your alternate telephone ID, but you will avoid the link to CNB rewards redemption.
Jan 10, 2019, 8:01 am
#2037
Join Date: Feb 2012
Posts: 197
I experienced the same scenario of accepting 50 cents off per gallon with no idea this was 2,000 CNB points. You can avoid this by disabling Shell's new "redeem rewards & pay for fuel in a single step" feature. You will have to revert back to either swiping your fuel rewards card or entering your alternate telephone ID, but you will avoid the link to CNB rewards redemption.
Jan 10, 2019, 9:16 am
#2038
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
btw, at my local Costco gas, my Crystal codes up properly as gas for 3x.
Some other cards with gas bonuses don't code up properly on the Costco ones.
If you are a Costco member, it's worth testing out at your local pump.
Normally we always used our Citi Costco card - since its just one swipe - but I'd rather have the spend/interchange go to CNB rather Citi.
Some other cards with gas bonuses don't code up properly on the Costco ones.
If you are a Costco member, it's worth testing out at your local pump.
Normally we always used our Citi Costco card - since its just one swipe - but I'd rather have the spend/interchange go to CNB rather Citi.
Jan 10, 2019, 9:55 am
#2039
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Jan 10, 2019, 1:09 pm
#2040
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
You can redeem the CNB points all year round, while the Costco rebate only comes once a year, and basically has to be used in store.
Plus if you want to hit the 50k CNB lounge benefit, every little bit helps, assuming one is only using organic spending.
But that double swipe - one for the membership and the second for the payment card - will probably deter my SO from doing this.
Plus if you want to hit the 50k CNB lounge benefit, every little bit helps, assuming one is only using organic spending.
But that double swipe - one for the membership and the second for the payment card - will probably deter my SO from doing this.