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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Dec 31, 2018, 12:35 pm
  #1996  
 
Join Date: Dec 2018
Posts: 2
Originally Posted by qqbb
I called crystal concierge and was told (after she confirmed and called me back) Visa allows 7 business day after the 1st of the year for posting to receive credits for the current year. So my guess is you will still get credits for this year if you make a purchase today. I made one on 12/29 and still waiting for it to post too.
thanks a lot!!!
changtmz is offline  
Old Dec 31, 2018, 7:14 pm
  #1997  
 
Join Date: Aug 2011
Posts: 15
Originally Posted by qqbb
I called crystal concierge and was told (after she confirmed and called me back) Visa allows 7 business day after the 1st of the year for posting to receive credits for the current year. So my guess is you will still get credits for this year if you make a purchase today. I made one on 12/29 and still waiting for it to post too.

this could also explain why posting at the beginning of the year is slow for purchases made after 1/1.
Thanks for DP! I had charged AA egc on 12/24 and 12/26 on AUs. Waiting for credit to post. My statement ended 12/28 so a little nervous. Anyone know if that should affect posting of credits or not?
CrimsonMoose is offline  
Old Jan 1, 2019, 1:19 am
  #1998  
 
Join Date: Aug 2011
Posts: 15
Never mind. Just saw my two AUs credit posted! Here are some DPs for AA egc for you guys:

Primary card
12/10 post date
12/13 rebate

1st AU
12/10 post date
12/14 rebate

2nd AU
12/24 post date
12/31 rebate

3rd AU
12/26 post date
12/31 rebate

Hopefully will be able to get the same credits for 2019
CrimsonMoose is offline  
Old Jan 1, 2019, 11:35 am
  #1999  
 
Join Date: Dec 2018
Posts: 75
After scrolling through 20 pages of DPs it looks like the AA egc takes ~2 days to post after the initial transaction date.
The credit takes ~4 days to post after the initial transaction date.

You cannot see the pending credit transaction on the creditcare OR CNO websites until they actually post.

From the posting of the egc purchase to the posting of the credit the average time is around ~6 days.
Sometimes due to unknown delays it can take a couple of weeks


AA egc

Primary
purchase transaction date 12/16 post date 12/18
credit transaction 12/20 post date 12/24

AU
purchase transaction date 12/24 post date 12/26
credit transaction 12/27 post date 12/31
soartoday likes this.
dreamspeed is offline  
Old Jan 1, 2019, 5:21 pm
  #2000  
inY
 
Join Date: Jan 2011
Posts: 368
Reminder that credits have historically taken time to post in early January, so don't freak out.
centrifuge41 likes this.
inY is offline  
Old Jan 1, 2019, 6:53 pm
  #2001  
FlyerTalk Evangelist
 
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,720
Updating...

Primary - $250 AA EGC
purchase transaction date 12/23 post date 12/26
credit transaction 12/27 post date 12/31

AU - same
purchase transaction date 12/24 post date 12/26
credit transaction 12/27 post date 12/31[/QUOTE]

Normally prefer UA and WN, but might have to find a way to fly AA this year...
Boraxo is offline  
Old Jan 2, 2019, 7:03 am
  #2002  
 
Join Date: Apr 2015
Posts: 21
Bought 4 x $250 AA virtual GCs on my and 3 AUs spread out from 12/18 through 12/27. Three of them have posted credits, about 8 days after purchase. Waiting on the last one still, which was 7 days ago now.
terps_fan is offline  
Old Jan 2, 2019, 11:17 am
  #2003  
 
Join Date: Apr 2016
Posts: 705
Transaction date: 12/27/2018
Posted date: 12/31/2018

Credit date: waiting
Soccerjoshj07 is offline  
Old Jan 2, 2019, 11:45 am
  #2004  
 
Join Date: Feb 2007
Location: NJ/NYC
Programs: UA and HH
Posts: 4,346
Anyone notice the CNB rewards site is only offering basic economy and no way to pay more for regular economy? Any work around? I'm specifically referring to United flights. If they don't fix this, the points just became a little less valuable.
gbryan84 is offline  
Old Jan 2, 2019, 12:14 pm
  #2005  
 
Join Date: Apr 2018
Posts: 262
Originally Posted by dreamspeed
After scrolling through 20 pages of DPs it looks like the AA egc takes ~2 days to post after the initial transaction date...
It appears that AA is much loved. I would like to see data points for other airlines such as Alaska, Southwest and United not just gift cards but maybe low cost airfare that got credited.

Last edited by robchow; Jan 2, 2019 at 4:11 pm
robchow is offline  
Old Jan 2, 2019, 9:35 pm
  #2006  
 
Join Date: Apr 2009
Posts: 73
Originally Posted by robchow
It appears that AA is much loved. I would like to see data points for other airlines such as Alaska, Southwest and United not just gift cards but maybe low cost airfare that got credited.
check DoC payments workshop or FM Lab.
robchow likes this.
makelab is offline  
Old Jan 3, 2019, 8:35 am
  #2007  
 
Join Date: Jul 2004
Location: PDX
Programs: DL DM, AS MVP 100K, Amtrak peon, Colbert Lifetime Platinum
Posts: 4,534
Originally Posted by allanfan
Anyone know the timeline for signup bonus posting? I've met the spending for a couple weeks now, haven't got the signup bonus.
Bumping this post from 12/2017 as I couldn't find any replies. I exceeded the minimum spend with my statement that closed 12/24. Any DPs on how quickly the signup bonus might post? Terms say 4-6 weeks but hopefully it's faster in practice?
GoAmtrak is offline  
Old Jan 3, 2019, 8:41 am
  #2008  
 
Join Date: Feb 2018
Posts: 168
Originally Posted by GoAmtrak
Bumping this post from 12/2017 as I couldn't find any replies. I exceeded the minimum spend with my statement that closed 12/24. Any DPs on how quickly the signup bonus might post? Terms say 4-6 weeks but hopefully it's faster in practice?
I just got my bonus last month, the 4-6 weeks was pretty accurate. I hit the min spend early in a cycle though so maybe it's less for others if it's tied to a statement close.
GoAmtrak likes this.
WantOnlinePoker is offline  
Old Jan 3, 2019, 8:58 am
  #2009  
 
Join Date: Jul 2004
Location: PDX
Programs: DL DM, AS MVP 100K, Amtrak peon, Colbert Lifetime Platinum
Posts: 4,534
Very helpful, thank you!
GoAmtrak is offline  
Old Jan 3, 2019, 6:38 pm
  #2010  
 
Join Date: Jan 2019
Posts: 10
Originally Posted by gbryan84
Anyone notice the CNB rewards site is only offering basic economy and no way to pay more for regular economy? Any work around? I'm specifically referring to United flights. If they don't fix this, the points just became a little less valuable.
I ran into that too. Ended up using the $100 discount on RT domestic airfare instead. Would be nice if there was a workaround.
apdale is offline  


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