Nov 6, 2015, 11:03 pm
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)
Past bonuses were:
***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******
100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED
A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
Sources:
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
Past bonuses were:
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
$350 airline incidental credit per account (was $250 per AU)$95 Annual Fee per AU$32 per guest using PriorityPass (used to be free & unlimited)Elimination of $100 Visa Air Discount BenefitGroceries and Gas only earn 1x (used to be 3x)
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN
Sep 11, 2018, 6:26 pm
#1681
Join Date: Mar 2014
Location: Florida
Posts: 274
Hi all!
Does this card come in a fancy package like the Ritz Visa Infinite used to or does CNB uses a simple white envelope? There's not a lot of information about this card online (especially when compared to other big names like CSR, Citi Prestige, Amex Plat, Ritz, USB AR, etc)
Does this card come in a fancy package like the Ritz Visa Infinite used to or does CNB uses a simple white envelope? There's not a lot of information about this card online (especially when compared to other big names like CSR, Citi Prestige, Amex Plat, Ritz, USB AR, etc)
Sep 11, 2018, 7:51 pm
#1682
Join Date: Sep 2018
Posts: 80
Also, can you provide any insights on the quality of customer service you get from this card? I have USB AR and I think it has pretty bad CS and concierge service. Citi prestige is not bad but I feel it's hard to get claims paid (it almost feels like a cheap insurance company finding the littlest hole to just deny your claim). Funny enough I feel I get the best customer service from the Amex blue cash i got 8 years ago which has no annual fee
Have you filed a coverage claim using this card (rental CDW, baggage/trip delay, etc)?
What's the quality of the concierge?
What's the quality of the CS?
I see some people valuating points at really wide ranges (I've seen 0.8 ~ 1.4x for flights alone) If you had the chance, would you take 0 points + NO AF or would you take the 50k points?
Looking around I see some pretty bad comments about the app and website so I lost my hope there.
Have you filed a coverage claim using this card (rental CDW, baggage/trip delay, etc)?
What's the quality of the concierge?
What's the quality of the CS?
I see some people valuating points at really wide ranges (I've seen 0.8 ~ 1.4x for flights alone) If you had the chance, would you take 0 points + NO AF or would you take the 50k points?
Looking around I see some pretty bad comments about the app and website so I lost my hope there.
Sep 12, 2018, 11:16 am
#1683
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
I see some people valuating points at really wide ranges (I've seen 0.8 ~ 1.4x for flights alone) If you had the chance, would you take 0 points + NO AF or would you take the 50k points?
Looking around I see some pretty bad comments about the app and website so I lost my hope there.
Looking around I see some pretty bad comments about the app and website so I lost my hope there.
Yes, the website is bad, and the app is non-existent (doesn't support credit card only customers).
Sep 12, 2018, 6:14 pm
#1685
Join Date: Sep 2018
Posts: 80
They seem to use Experian to pull your credit. Many issuers use equifax and/or Transunion. You may want to check if you have less pulls on experian (at least that was my case).
The newest card on my credit report opened 1yr ago.
4 out of the 6 credit inquiries were for mortgage shopping + other 2 for CC applications
Application process is rigorous. You have to fill in balance of accounts, broker accounts balances, verify your income (W2, Taxes or pay stub). I don't know if this is an indicator of approval rigorousness or simply that they are a small bank or that they have an ancient/non-streamlined underwriting process.
Last edited by jrc87; Sep 12, 2018 at 6:16 pm Reason: added quote
Sep 12, 2018, 7:51 pm
#1686
Join Date: Aug 2012
Posts: 779
I just got approved with 6 credit inquiries.
They seem to use Experian to pull your credit. Many issuers use equifax and/or Transunion. You may want to check if you have less pulls on experian (at least that was my case).
The newest card on my credit report opened 1yr ago.
4 out of the 6 credit inquiries were for mortgage shopping + other 2 for CC applications
Application process is rigorous. You have to fill in balance of accounts, broker accounts balances, verify your income (W2, Taxes or pay stub). I don't know if this is an indicator of approval rigorousness or simply that they are a small bank or that they have an ancient/non-streamlined underwriting process.
They seem to use Experian to pull your credit. Many issuers use equifax and/or Transunion. You may want to check if you have less pulls on experian (at least that was my case).
The newest card on my credit report opened 1yr ago.
4 out of the 6 credit inquiries were for mortgage shopping + other 2 for CC applications
Application process is rigorous. You have to fill in balance of accounts, broker accounts balances, verify your income (W2, Taxes or pay stub). I don't know if this is an indicator of approval rigorousness or simply that they are a small bank or that they have an ancient/non-streamlined underwriting process.
Sep 12, 2018, 11:00 pm
#1687
Join Date: Sep 2018
Posts: 80
I am looking for some DP regarding AUs:
Can you add people who do not live at your same address + different last name (example: in laws). This is so that they have access to the $250 incidental credit, gogo internet, visa infinite travel portal, $100 global entry, etc.
Can you add people who do not live at your same address + different last name (example: in laws). This is so that they have access to the $250 incidental credit, gogo internet, visa infinite travel portal, $100 global entry, etc.
Sep 13, 2018, 12:06 am
#1688
Join Date: Jul 2011
Location: SFO/SMF
Programs: Hertz PC
Posts: 173
I've added my father who lives in another city than me.
Sep 17, 2018, 5:33 pm
#1691
Join Date: Jul 2011
Location: SFO/SMF
Programs: Hertz PC
Posts: 173
Also, for anyone on the fence on this card... do apply soon! The bonus has been increased to 75k points
Sep 17, 2018, 5:40 pm
#1692
Join Date: Sep 2018
Posts: 80
yes... I applied Tuesday last week. Received the card TODAY.. I tried to contact my banker the entire day with no success. I will try her tomorrow again. I haven't even activated the card with hopes they can add me to the 75k offer... It's kind of ridiculous that I missed this by like 3 days.
Sep 17, 2018, 5:44 pm
#1693
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
yes... I applied Tuesday last week. Received the card TODAY.. I tried to contact my banker the entire day with no success. I will try her tomorrow again. I haven't even activated the card with hopes they can add me to the 75k offer... It's kind of ridiculous that I missed this by like 3 days.
Sep 18, 2018, 7:51 am
#1695
Join Date: Apr 2017
Posts: 599
I am curious too. In order to apply a checking account, the website asks you to choose a state and it needs to be one of those states that CNB is located. But is that a really requirement? what happens if you apply their checking account while you are not living in one of those states?
