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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Jan 31, 2018, 9:29 pm
  #1561  
 
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,391
Originally Posted by MNSWEEps
Bought a $195 AA GC on 1/18, reimbursed on 1/24
Bought a $250 AA GC on 1/24 (using AU card) but still no reimbursement yet.
Got the AU credit posted today.
01/27/2018 01/31/2018 . TRAVEL FEE REBATE $250.00
fedechat likes this.
MNSWEEps is offline  
Old Feb 2, 2018, 9:45 am
  #1562  
 
Join Date: Aug 2011
Programs: Marriott Gold, Hilton Diamond, Radisson Rewards Gold, Best Western Diamond Select
Posts: 1,856
I'm seeing a redemption of 1.2 cents per point on flights. I've heard it's more for hotels but haven't looked.
slickvik is offline  
Old Feb 2, 2018, 11:20 am
  #1563  
 
Join Date: May 2012
Posts: 48
Any other DPs on flight redemptions?

Originally Posted by slickvik
I'm seeing a redemption of 1.2 cents per point on flights. I've heard it's more for hotels but haven't looked.
I've noticed that the redemption on international flights seems better than 1c, and I was able to use 9k points to book a compact car rental for 4 days over a weekend in Las Vegas. Any other DPs?
mocarey is offline  
Old Feb 2, 2018, 2:44 pm
  #1564  
 
Join Date: Jul 2011
Location: CCR
Posts: 326
Originally Posted by slickvik
I'm seeing a redemption of 1.2 cents per point on flights. I've heard it's more for hotels but haven't looked.
I've found airfare is generally in the 1.1-1.25 range and hotels varying wildly, especially for the smaller independent hotels, from less than a cent to ~1.5. I booked 4 nights in Panama at ~1.4cpp when compared to the SPG member rate.
slack455 is offline  
Old Feb 3, 2018, 12:53 pm
  #1565  
 
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 706
Originally Posted by concordian
I bought 250$ AA eGC on 27 and charge posted on 29. Will confirm once I get the reimbursement.
Reimbursed on 2/2/18 for 250.
concordian is offline  
Old Feb 8, 2018, 7:00 am
  #1566  
 
Join Date: Apr 2017
Posts: 470
Boufh AA GF on the 29 and still not reimbursed...I am concerned now!
Edit: just got the rebate!

Last edited by good_boy_1234; Feb 8, 2018 at 7:59 am
good_boy_1234 is offline  
Old Feb 8, 2018, 7:19 am
  #1567  
 
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,391
All 4 AA gift cards worth $250 each (total $1000) have been reimbursed (1 primary + 3 AU).
Used primary + 1 AU card for GE for 2 relatives and they both got reimbursed.

So far very happy with the card..
MNSWEEps is offline  
Old Feb 8, 2018, 6:56 pm
  #1568  
 
Join Date: Dec 2005
Location: South Florida
Programs: AA EXP, HH Diamond, Marriott Platinium
Posts: 1,334
Thank you MNSWEEps for the info, I was finally able to get this card and is a keeper for sure, with their benefits it pay by it self and if you spend 55k in a year, they will paid a membership lounge access (like Admiral Clubs).
fedechat is offline  
Old Feb 8, 2018, 8:09 pm
  #1569  
 
Join Date: Feb 2007
Location: NJ/NYC
Programs: UA and HH
Posts: 4,346
Originally Posted by slickvik
I'm seeing a redemption of 1.2 cents per point on flights. I've heard it's more for hotels but haven't looked.
I just redeemed at 1.45 cents for Hyatt Zilaria in Cancun.
gbryan84 is offline  
Old Feb 9, 2018, 12:08 pm
  #1570  
 
Join Date: Sep 2012
Posts: 4,431
Originally Posted by gbryan84


I just redeemed at 1.45 cents for Hyatt Zilaria in Cancun.
How do you redeem these points for hotels?
DaveInLA is offline  
Old Feb 10, 2018, 12:38 pm
  #1571  
 
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 706
Originally Posted by concordian
Reimbursed on 2/2/18 for 250.
Bought 250 AA eGC on 2/2, reimbursed today(2/10)
concordian is offline  
Old Feb 10, 2018, 9:14 pm
  #1572  
 
Join Date: Jun 2011
Posts: 3,523
In case anyone is curious, these new cards are apparently hard plastic like the Citi Executive card, rather than real metal like the Ritz.
nall is offline  
Old Feb 11, 2018, 3:33 pm
  #1573  
 
Join Date: Apr 2017
Posts: 470
Originally Posted by nall
In case anyone is curious, these new cards are apparently hard plastic like the Citi Executive card, rather than real metal like the Ritz.
So same as Chase preferred and reserve? Both of them are metal wrapped with plastic. I have seen Ritz card before and it was heavy metal.
good_boy_1234 is offline  
Old Feb 12, 2018, 9:24 am
  #1574  
 
Join Date: Dec 2005
Location: South Florida
Programs: AA EXP, HH Diamond, Marriott Platinium
Posts: 1,334
Yes, same as CSP, nobody beats the Ritz CC.
fedechat is offline  
Old Feb 13, 2018, 3:31 pm
  #1575  
 
Join Date: Jul 2003
Location: CA
Programs: AA PLT / MR LTPP 1/1/19 / Hilton Diamond
Posts: 540
Metal cards are getting mailed out. Mine came as a fedex delivery.
araknis is offline  


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