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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Dec 17, 2015, 9:18 pm
  #346  
 
Join Date: Dec 2009
Posts: 337
Delta GC data point

Purchased test GC from DL site with primary card to account (not AU) showed up as this, but as of today (17 Dec) not received any of the $250 credit. Seems I won't get it for this type of transaction.


Transaction Details
Merchant Information DELTA AIR GIFT CARD
DELTA.COM ,CA 303540000
Country Code US -UNITED STATES
Transaction Date 11/27/2015
Posted On 11/30/2015
Transaction Type Purchase
Amount $50.00
Currency US Dollar (USD)
Reference Number 24717055332873320200006
Original Account Number XXXX-XXXX-XXXX-x222
MCC Description DELTA
rizrizriz is offline  
Old Dec 17, 2015, 9:51 pm
  #347  
 
Join Date: Apr 2015
Location: San Diego
Posts: 229
Originally Posted by rizrizriz
Purchased test GC from DL site with primary card to account (not AU) showed up as this, but as of today (17 Dec) not received any of the $250 credit. Seems I won't get it for this type of transaction.


Transaction Details
Merchant Information DELTA AIR GIFT CARD
DELTA.COM ,CA 303540000
Country Code US -UNITED STATES
Transaction Date 11/27/2015
Posted On 11/30/2015
Transaction Type Purchase
Amount $50.00
Currency US Dollar (USD)
Reference Number 24717055332873320200006
Original Account Number XXXX-XXXX-XXXX-x222
MCC Description DELTA
you are probably right. I only see PGGM working for DL, as that is the only thing listed in the wiki for that particular airline. As you can see from Wiki, AA has a ton of things that are credited back, including gift card purchase
memphian901 is offline  
Old Dec 17, 2015, 11:16 pm
  #348  
 
Join Date: Sep 2012
Posts: 4,431
The wiki says that Southwest award fees can be used so I just did the Southwest version of PGGM, meeting I booked an award ticket to the Caribbean and used this card to pay the fees. I then canceled the ticket. This was a couple days ago, waiting to see if it works.
DaveInLA is offline  
Old Dec 18, 2015, 6:10 am
  #349  
Suspended
 
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
Originally Posted by memphian901
you are probably right. I only see PGGM working for DL, as that is the only thing listed in the wiki for that particular airline. As you can see from Wiki, AA has a ton of things that are credited back, including gift card purchase
I give up. PGGM means....

http://www.flyertalk.com/forum/gloss...tterSelected=P

Yes I did look there 1st @:-)
Renes Points is offline  
Old Dec 18, 2015, 6:23 am
  #350  
 
Join Date: Feb 2015
Posts: 109
Does anyone know if this works with the citigold offer? Does it show as a purchase or as a cash advance?


@Renes

Check your PMs sending you an explanation now.
paladin732 is offline  
Old Dec 18, 2015, 8:04 am
  #351  
 
Join Date: May 2014
Posts: 39
Originally Posted by Renes Points
I give up. PGGM means....

http://www.flyertalk.com/forum/gloss...tterSelected=P

Yes I did look there 1st @:-)
PGGM = PlatinumGuy Grand Mehalach

Basically it's a user from dansdeals forum that's credited for it. Grand Mehalach means grand plan/idea.
aerialfish is offline  
Old Dec 18, 2015, 11:23 am
  #352  
Suspended
 
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
Originally Posted by aerialfish
PGGM = PlatinumGuy Grand Mehalach

Basically it's a user from dansdeals forum that's credited for it. Grand Mehalach means grand plan/idea.
Got it and had the "secret hand shake" DMed to me from @paladin732 (txs).

For all else it seems seat upgrades IS being credited on Delta including to 1st?
Renes Points is offline  
Old Dec 18, 2015, 1:51 pm
  #353  
 
Join Date: Dec 2015
Programs: AA EXP, UA Silver, Marriott Plat, SPG Plat, IHG Plat, Hilton Gold, Hyatt Discoverist
Posts: 81
Just got my card today, never got my Priority Pass. Anyone know what the deal is with this?
gizayabasu is offline  
Old Dec 18, 2015, 1:58 pm
  #354  
 
Join Date: Aug 2015
Posts: 80
Got my card yesterday but no priority pass yet.

Anyone planning on keeping this after the first year? I don't think I can justify it. Have all the 3x categories better covered with other cards. I guess $150 after the $250 reimbursement isn't too bad though.
ifish110 is offline  
Old Dec 18, 2015, 2:01 pm
  #355  
Community Director Emerita
 
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,741
Originally Posted by gizayabasu
Just got my card today, never got my Priority Pass. Anyone know what the deal is with this?
It comes separately a couple weeks later.
SanDiego1K is offline  
Old Dec 18, 2015, 2:11 pm
  #356  
 
Join Date: Dec 2015
Programs: AA EXP, UA Silver, Marriott Plat, SPG Plat, IHG Plat, Hilton Gold, Hyatt Discoverist
Posts: 81
Originally Posted by SanDiego1K
It comes separately a couple weeks later.
Darn, I was hoping to get it before I go on my holiday travels. Oh well.

On an unrelated note, for all of those who have managed to get the $250 AA GC credit, has it all been in smaller sizes than $250, or has anyone successfully managed to get reimbursed $250?
gizayabasu is offline  
Old Dec 18, 2015, 2:30 pm
  #357  
 
Join Date: Oct 2009
Location: SFO
Posts: 515
I actually received the priority pass cards before the credit card by a week
adlibitum is offline  
Old Dec 18, 2015, 3:29 pm
  #358  
 
Join Date: Jul 2013
Programs: AA Executive Platinum, IHG Spire, Marriott Silver, Hyatt Platinum, HHonors Diamond
Posts: 308
Originally Posted by gizayabasu
Just got my card today, never got my Priority Pass. Anyone know what the deal is with this?
Originally Posted by ifish110
Got my card yesterday but no priority pass yet.

Anyone planning on keeping this after the first year? I don't think I can justify it. Have all the 3x categories better covered with other cards. I guess $150 after the $250 reimbursement isn't too bad though.
How long between application/approval/receipt?
anime333 is offline  
Old Dec 18, 2015, 4:30 pm
  #359  
 
Join Date: Dec 2015
Programs: AA EXP, UA Silver, Marriott Plat, SPG Plat, IHG Plat, Hilton Gold, Hyatt Discoverist
Posts: 81
Originally Posted by anime333
How long between application/approval/receipt?
Application: 12/2
Approval: 12/4
Receipt: 12/18
gizayabasu is offline  
Old Dec 18, 2015, 5:10 pm
  #360  
 
Join Date: Jul 2013
Programs: AA Executive Platinum, IHG Spire, Marriott Silver, Hyatt Platinum, HHonors Diamond
Posts: 308
Originally Posted by gizayabasu
Application: 12/2
Approval: 12/4
Receipt: 12/18
Good to know!
anime333 is offline  


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