Nov 6, 2015, 11:03 pm
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)
Past bonuses were:
***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******
100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED
A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
Sources:
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
Past bonuses were:
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
$350 airline incidental credit per account (was $250 per AU)$95 Annual Fee per AU$32 per guest using PriorityPass (used to be free & unlimited)Elimination of $100 Visa Air Discount BenefitGroceries and Gas only earn 1x (used to be 3x)
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN
Oct 23, 2015, 5:53 pm
#61
Join Date: Nov 2014
Location: NYC
Posts: 556
Ugh, this card isn't nearly impressive enough to justify another checking account. Their checking account doesn't compete with the real leaders in the space (Alliant, Ally, or Schwab). I checked into it because I wouldn't mind switching from my BOA "Preferred Rewards" relationship to an always 3% card, but the $1000 redemption break wasn't appealling to me.
Oct 23, 2015, 6:23 pm
#62
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,501
Ugh, this card isn't nearly impressive enough to justify another checking account. Their checking account doesn't compete with the real leaders in the space (Alliant, Ally, or Schwab). I checked into it because I wouldn't mind switching from my BOA "Preferred Rewards" relationship to an always 3% card, but the $1000 redemption break wasn't appealling to me.
Oct 23, 2015, 8:16 pm
#64
Join Date: Nov 2014
Location: NYC
Posts: 556
The 100K bonus application says it's good for accounts opened by Nov 30, so it should be.
And yeah, it's only 3% for travel & dining but that is almost all of my credit card spending. I currently use the AAA card for 3.75% on travel and the Travel Rewards for 2.63% on dining, but would take the small travel hit to simplify. That's worth a lot in my increasingly crotchety age
And yeah, it's only 3% for travel & dining but that is almost all of my credit card spending. I currently use the AAA card for 3.75% on travel and the Travel Rewards for 2.63% on dining, but would take the small travel hit to simplify. That's worth a lot in my increasingly crotchety age
Oct 23, 2015, 9:13 pm
#65
Join Date: Jul 2015
Location: SFO
Posts: 108
as for the checking account... i dunno, seems pretty good to me? i've only ever had a chase checking account (or wamu before that), so i guess i'm not as up on the various products like i am with CCs. just the atm fee reimbursement alone seems like a pretty great benefit.
Oct 23, 2015, 9:20 pm
#66
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,501
ahh yes - very good point. i read through the benefits a couple times but missed this both times. definitely secondary.
as for the checking account... i dunno, seems pretty good to me? i've only ever had a chase checking account (or wamu before that), so i guess i'm not as up on the various products like i am with CCs. just the atm fee reimbursement alone seems like a pretty great benefit.
as for the checking account... i dunno, seems pretty good to me? i've only ever had a chase checking account (or wamu before that), so i guess i'm not as up on the various products like i am with CCs. just the atm fee reimbursement alone seems like a pretty great benefit.
Re: checking account--when I looked into it I found out that the debit card has a 3% FTF that isn't reimbursed. For people who mostly travel domestic the ATM reimbursement is still a nice benefit but Schwab beats CNB for international use by offering 0% FTF.
Oct 24, 2015, 3:08 am
#67
Join Date: Dec 2014
Posts: 102
The 100K bonus application says it's good for accounts opened by Nov 30, so it should be.
And yeah, it's only 3% for travel & dining but that is almost all of my credit card spending. I currently use the AAA card for 3.75% on travel and the Travel Rewards for 2.63% on dining, but would take the small travel hit to simplify. That's worth a lot in my increasingly crotchety age
And yeah, it's only 3% for travel & dining but that is almost all of my credit card spending. I currently use the AAA card for 3.75% on travel and the Travel Rewards for 2.63% on dining, but would take the small travel hit to simplify. That's worth a lot in my increasingly crotchety age
Oct 24, 2015, 8:32 am
#68
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,501
Oct 24, 2015, 12:31 pm
#69
Join Date: Dec 2014
Posts: 102
Oct 24, 2015, 6:57 pm
#70
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,501
Oct 24, 2015, 7:46 pm
#71
Join Date: Jul 2015
Location: SFO
Posts: 108
the paper application i got in-branch actually has the 100k point offer at the top, and it says the offer is only good for applications submitted before 11/30.
Oct 27, 2015, 10:36 am
#72
Join Date: Oct 2015
Posts: 12
I got approved for this card, but it took a long time to get to me. I was approved on 10/7/2015, the card shipped on 10/14/2015, but I didn't receive it until 10/26/2015. I assume based on other credit cards that I have to finish my $5k by 1/7/2016 to get the bonus.
Oct 28, 2015, 8:38 am
#73
Join Date: Mar 2015
Posts: 283
I got approved for this card, but it took a long time to get to me. I was approved on 10/7/2015, the card shipped on 10/14/2015, but I didn't receive it until 10/26/2015. I assume based on other credit cards that I have to finish my $5k by 1/7/2016 to get the bonus.
Oct 28, 2015, 6:13 pm
#74
Community Director Emerita
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,735
My husband learned he had been approved today so I went into the branch and applied. I had to open a separate (fee free) savings account for $500. We'll consolidate once I have my card.
Has anyone who has received their card figured out how to use the airline credit?
Has anyone who has received their card figured out how to use the airline credit?
Oct 28, 2015, 6:39 pm
#75
Join Date: May 2010
Posts: 190
I have an upcoming jetblue flight across the continent and I am upgrading to more leg room with this card. As to other ways to get the credit, am thinking of buying some airline giftcard and see if it works but haven't gotten to it yet...
