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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA and now MA DC MN

City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA and now MA DC MN

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Old Aug 9, 19, 1:07 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: jcatman
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Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (Cnb.com/creditcardonline).
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓ membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this
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Old Jun 17, 19, 3:55 pm
  #2416  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,394
Originally Posted by WantOnlinePoker View Post
Any flight you like will be redeemable at 1.3 cpp if you call the concierge to book and ask them to redeem points.
This is a good one. You get 3x 1.3 = 3.9% on all travel, gas, dine and grocery besides all the perks. It is not as good as Chase CSR or AmEx Plat. But it is a Visa Infinite.
RedSun is online now  
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Old Jun 19, 19, 8:04 am
  #2417  
 
Join Date: Oct 2011
Posts: 41
Thank You.
rzamora is offline  
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Old Jun 21, 19, 12:52 am
  #2418  
 
Join Date: Jun 2019
Posts: 5
DP on AA gift cards.
Bought on 6/14/19, travel rebate posted 6/20/19
thegreatdonut is offline  
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Old Jun 22, 19, 11:47 pm
  #2419  
 
Join Date: Jun 2019
Location: Florida
Programs: AA
Posts: 21
Terrified of the stories about no mobile app, multiple systems to login to to use the full features... can anyone confirm it's still a website circa 15 years ago?
waterskifly is offline  
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Old Jun 23, 19, 8:17 am
  #2420  
FlyerTalk Evangelist
 
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA Plat & 1MM, Marriott LT Gold, HHonors Gold, Hyatt Explorist & IHG Plat Amb
Posts: 11,852
Originally Posted by waterskifly View Post
Terrified of the stories about no mobile app, multiple systems to login to to use the full features... can anyone confirm it's still a website circa 15 years ago?
correct but not sure why this would terrify you. You can easily review posted transactions online and make payment arrangements. As indicated above autopay setup requires a banner but can be arranged over the phone.
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Old Jun 24, 19, 5:39 pm
  #2421  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 709
Originally Posted by waterskifly View Post
Terrified of the stories about no mobile app, multiple systems to login to to use the full features... can anyone confirm it's still a website circa 15 years ago?
The website is like something out of an old school credit union, but it works properly, and loads quickly.

I actually prefer it to all overly slicked up ones the mega banks have.

Someone who might really prefer a fancy mobile app probably should not use CNB though.

I doubt they will ever be 'awesome' in that dimension.
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Old Jun 24, 19, 5:47 pm
  #2422  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,394
Feel free to cut the cards (if you can) if you do not like the site. Or it bothers you....
RedSun is online now  
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Old Jun 25, 19, 7:31 pm
  #2423  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH & HY
Posts: 2,983
Originally Posted by RedSun View Post
Feel free to cut the cards (if you can) if you do not like the site. Or it bothers you....
Agreed, no one is forcing you.
EasternTraveler is offline  
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Old Jun 25, 19, 9:34 pm
  #2424  
 
Join Date: Apr 2019
Posts: 1
Originally Posted by RedSun View Post
This is a good one. You get 3x 1.3 = 3.9% on all travel, gas, dine and grocery besides all the perks. It is not as good as Chase CSR or AmEx Plat. But it is a Visa Infinite.
I've learned that 3x on travel is very tricky. You have to book directly with the airline/hotel, etc. Going through sites like Expedia/Orbitz/Booking categorize as travel agency, and earn 1x. Sucks when those sites have lower prices and sales. The dining/grocery/gas categories are still good, but not giving 3x points for 3rd party travel sites diminishes this card a bit.
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Old Jun 26, 19, 7:45 am
  #2425  
 
Join Date: Dec 2017
Posts: 7
Originally Posted by thegreatdonut View Post
DP on AA gift cards.
Bought on 6/14/19, travel rebate posted 6/20/19
Can you confirm the purchase process? Is there any specific way we need to purchase the GC's to get the credit? I purchased on 6/14 ($250 eGC from AA.com using a laptop computer) and still don't see the reimbursement in online banking... I'm not freaking out yet and will continue to wait, but just want to make sure there isn't a specific process that I overlooked.

Thanks.
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Old Jun 27, 19, 12:04 pm
  #2426  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH & HY
Posts: 2,983
You have not waited long enough. As has been discussed in this thread ad-nauseum, it takes over a week at minimum and sometimes a billing cycle. Please read to avoid repeating questions that have been answered so many times before.
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Old Jun 27, 19, 8:44 pm
  #2427  
 
Join Date: Oct 2017
Posts: 42
Purchased $250 AA egc on AU card on 6/20 and received credit on 6/27.
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Old Jun 28, 19, 9:41 am
  #2428  
 
Join Date: Apr 2002
Posts: 2,107
Has anyone used this card overseas in terms of unmanned parking garages and gas stations that require chip and pin? Will this card work like a Barclays in terms of the chip and signature being primary, but the chip and pin being secondary?
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Old Jun 28, 19, 9:45 am
  #2429  
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Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Gold
Posts: 13,023
Originally Posted by TTT103 View Post
Has anyone used this card overseas in terms of unmanned parking garages and gas stations that require chip and pin? Will this card work like a Barclays in terms of the chip and signature being primary, but the chip and pin being secondary?
No PIN support per this. That said, it's still supposed to work in theory (YMMV, though).
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Old Jun 28, 19, 2:06 pm
  #2430  
 
Join Date: Apr 2002
Posts: 2,107
Originally Posted by tmiw View Post
No PIN support per this. That said, it's still supposed to work in theory (YMMV, though).
thank you so much for your reply, as well as the link. I appreciate the time you took to post.
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