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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA and now MA DC MN

City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA and now MA DC MN

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Old Apr 30, 19, 11:13 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: RedSun
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Current welcome offer is 50,000 Crystal points with $5,000 spending in the first 90 days. First annual fee not waived. (as of 4/1/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (Cnb.com/creditcardonline).
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this
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Old Apr 22, 19, 4:48 pm
  #2356  
 
Join Date: Oct 2007
Posts: 20
Originally Posted by desikid View Post
Any recent DP on EGC being reimbursed for AU?
yes.
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Old Apr 22, 19, 10:10 pm
  #2357  
 
Join Date: Apr 2017
Posts: 95
Originally Posted by good_boy_1234 View Post


Any update on this? I tried contacting my relationship banker but she is useless as usual. My first relationship banker was so great but since he left and assigned to me a new one a year ago...she barely responds after 5 or 6 emails. So sick of her
?
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Old Apr 26, 19, 9:32 am
  #2358  
 
Join Date: Nov 2015
Posts: 21
$250 AA eGC posted 4/22, credit posted 4/25
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Old Apr 28, 19, 7:18 am
  #2359  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 1,871
Adding Authorized User

To add an AU, do you have to call in? or you can add online?
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Old Apr 30, 19, 7:07 am
  #2360  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH & HY
Posts: 2,945
Originally Posted by Sting.Ray View Post
Has anyone had any experience in opening this credit card at the DC branch? I will be visiting as well and will want to know this. Also, I have like 10 inquires in the past 1 year, how tough of a card is this to get?
You cannot open accounts at the DC office.
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Old Apr 30, 19, 11:17 am
  #2361  
 
Join Date: Mar 2017
Programs: Delta Platinum, United Platinum
Posts: 34
I don't fly AA very often. Are there any credible websites I can trade in my AA egift for another gift card (either Amazon or Delta, etc)
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Old Apr 30, 19, 1:31 pm
  #2362  
 
Join Date: Mar 2017
Programs: Delta Platinum, United Platinum
Posts: 34
Couple of questions:

1. Do incidentals cover AA status challenge fees?
2. After you redeem AA eGC, can you use these to buy AA points? i.e. when they have their promotions?

Thanks!

Last edited by somewhat traveling actuary; Apr 30, 19 at 1:59 pm
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Old Apr 30, 19, 2:03 pm
  #2363  
mia
FlyerTalk Evangelist, Moderator: American Express, Citi, Diners Club, Signatures
 
Join Date: Jun 2003
Location: Miami & London
Programs: AA & Marriott Perpetual Platinum; HH Gold
Posts: 37,451
AA gift cards can be used to purchase AA tickets, nothing else. Read the terms here: https://giftcards.aa.com/terms.jsp
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Old Apr 30, 19, 3:44 pm
  #2364  
 
Join Date: Aug 2018
Posts: 17
Originally Posted by EasternTraveler View Post
You cannot open accounts at the DC office.
I did -- late last year. The D.C. location opened a regular branch -- well, as regular as CNB can get -- there early last year.
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Old Apr 30, 19, 11:00 pm
  #2365  
 
Join Date: Nov 2013
Programs: AS Gold, Hyatt Diamond, Starriott LTPP
Posts: 213
There is some unofficial word that online applications are now available. Looking to find out more about this...
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Old May 1, 19, 4:07 am
  #2366  
 
Join Date: Jan 2013
Posts: 396
Originally Posted by soartoday View Post
There is some unofficial word that online applications are now available. Looking to find out more about this...
would be very interested in this. Though I’m wondering if this is the online application only available to existing clients. From their site:

”Contact your local City National banker, or call us at (800) 773-7100. Already a City National client? Click here to log in to City National Online and apply.”
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Old May 1, 19, 9:18 am
  #2367  
 
Join Date: Sep 2018
Posts: 40
If I remember correctly, that has always been there.
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Old May 2, 19, 7:14 am
  #2368  
 
Join Date: Mar 2017
Programs: Delta Platinum, United Platinum
Posts: 34
Originally Posted by somewhat traveling actuary View Post
Couple of questions:

1. Do incidentals cover AA status challenge fees?
2. After you redeem AA eGC, can you use these to buy AA points? i.e. when they have their promotions?

Thanks!
Anyone have thoughts about #1 ? Is this a question safe enough to ask my banker?
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Old May 2, 19, 7:20 pm
  #2369  
 
Join Date: Apr 2015
Programs: Marriott Platinum, IHG Spire, Hilton Diamond
Posts: 202
Originally Posted by somewhat traveling actuary View Post
Anyone have thoughts about #1 ? Is this a question safe enough to ask my banker?
I will be surprised if he/she knows what you are asking about.
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Old May 3, 19, 8:38 am
  #2370  
 
Join Date: Aug 2018
Posts: 17
Originally Posted by somewhat traveling actuary View Post
I don't fly AA very often. Are there any credible websites I can trade in my AA egift for another gift card (either Amazon or Delta, etc)
I think you would find plenty of takers among Amex cardholders that are now limited to Delta or Southwest gift cards for their airline travel credits. Since AA stopped working on Amex earlier this year I and countless others have switched to the other two airlines on Amex cards. I have a ton of $50 Delta e-gift cards now that I'm not sure when I'll use since I live in an AA hub. This forum isn't the place, but I'm sure there's a market to be made between CNB card holders who don't fly American and Amex card holders who don't fly Delta or Southwest.
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