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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA and now MA DC MN

City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA and now MA DC MN

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Old Apr 18, 19, 8:35 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: RedSun
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Current welcome offer is 50,000 Crystal points with $5,000 spending in the first 90 days. First annual fee (not?) waived. (as of 4/1/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (Cnb.com/creditcardonline).
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓ membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this
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Old Dec 19, 18, 8:19 am
  #1951  
 
Join Date: Jan 2014
Posts: 231
Originally Posted by robchow View Post
Do you recall if there was a second hard-pull for second application? I am deciding whether to add wife from the get go or go it alone first.
My credit was pulled a second time for the second application. If you're weary of the hard pulls and am not certain on approval, I'd go in with a co-applicant from the start.
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Old Dec 19, 18, 12:47 pm
  #1952  
 
Join Date: May 2015
Posts: 23
Does the 1K spending on AA GCs count towards the 5K spending requirement?

any data point?
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Old Dec 19, 18, 2:59 pm
  #1953  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 601
Originally Posted by restinpower View Post
Anyone know if only amounts below a certain amount work for baggage reimbursement on Delta? I had $400 in baggage fees and, no credit has posted.
For unknown reasons, Delta has a reputation for not posting properly. However since that is a likely to be a true incidental charge under their T&C, if there is a problem getting the credit to appear, you could call in and ask them to take a look at it. Most of the time one should not call the bank when they are doing things outside the stated rules, but if its a legit bona fide airline incidental, one is in a better position to make a call.
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Old Dec 19, 18, 9:39 pm
  #1954  
 
Join Date: Dec 2018
Posts: 71
Originally Posted by g4indigo View Post
any data point?
Not if they credit you back.
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Old Dec 19, 18, 9:58 pm
  #1955  
 
Join Date: Sep 2018
Posts: 39
Originally Posted by restinpower View Post
Anyone know if only amounts below a certain amount work for baggage reimbursement on Delta? I had $400 in baggage fees and, no credit has posted.
I have gotten delta baggage fees credited back before. Granted, it was only $25 at a time so not on the same ball park as you. If I remember correctly, delta fees appear as "DELTA BAGGAGE FEE" as the merchant name so I imagine it _should_ just be a quick call to get your credit back since the merchant name makes it self explanatory.

Also note that there are some DP here in the forum saying that december/January credits tend to get delayed a lot longer than normal. Who knows if you're due for a credit without even doing a thing

Last edited by jrc87; Dec 19, 18 at 10:00 pm Reason: added more info
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Old Dec 19, 18, 11:52 pm
  #1956  
 
Join Date: Dec 2018
Posts: 2
Originally Posted by jrc87 View Post
I have gotten delta baggage fees credited back before. Granted, it was only $25 at a time so not on the same ball park as you. If I remember correctly, delta fees appear as "DELTA BAGGAGE FEE" as the merchant name so I imagine it _should_ just be a quick call to get your credit back since the merchant name makes it self explanatory.

Also note that there are some DP here in the forum saying that december/January credits tend to get delayed a lot longer than normal. Who knows if you're due for a credit without even doing a thing

They're marked as DELTA BAGGAGE FEE, but its over $150, so I'm curious as to if it will get reimbursed or not.

I want to avoid calling if at all possible for everyones sake, I can wait its been about 10 days
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Old Dec 20, 18, 5:43 am
  #1957  
 
Join Date: Mar 2015
Posts: 316
DP: $250 AA egift card purchased 12-11, posted 12-13. Travel credit issued 12-15 and posted 12-19.
Now it is time to proceed with using the AU credits.
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Old Dec 20, 18, 7:46 am
  #1958  
 
Join Date: May 2014
Posts: 35
Originally Posted by restinpower View Post
They're marked as DELTA BAGGAGE FEE, but its over $150, so I'm curious as to if it will get reimbursed or not.

I want to avoid calling if at all possible for everyones sake, I can wait its been about 10 days
Why would you avoid calling for a legitimate reimbursement? Baggage fees are exactly what this credit is supposed to be used for. Obviously you shouldn't call for GC or other workarounds.
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Old Dec 20, 18, 9:25 am
  #1959  
 
Join Date: Jan 2012
Posts: 37
It's really for my curiosity: how they are supposed to know when the travel reimbursement should apply? If you pay for a Delta seat upgrade for example, does it really say "seat upgrade" in the transaction description? I see above about baggage fees.
Other airlines also specify exactly what the charge is for?
I believe American Airlines gift card works because it's a charge from AA that doesn't have any description so they end up reimbursing. All other eligible airlines include "gift card" in the transaction description? What if buy a gift card at the airport (maybe at their counter/office, don't know if they offer that).
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Old Dec 20, 18, 9:27 am
  #1960  
 
Join Date: Jan 2012
Posts: 37
Originally Posted by AugustWest View Post
DP: $250 AA egift card purchased 12-11, posted 12-13. Travel credit issued 12-15 and posted 12-19.
Now it is time to proceed with using the AU credits.
You could only see the credit on the 19th, correct? I don't think there is a way to see this credit as pending between the 15th and 19th?
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Old Dec 20, 18, 9:57 am
  #1961  
 
Join Date: Mar 2015
Posts: 316
Originally Posted by igorjrr View Post
You could only see the credit on the 19th, correct? I don't think there is a way to see this credit as pending between the 15th and 19th?
That is correct. In fact, I could only see the 19th credit as of the 20th...
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Old Dec 20, 18, 10:47 am
  #1962  
 
Join Date: Jan 2009
Location: 30 minutes south of EWR
Programs: UA 1k MM;*A Gold; Marriott Platinum; HiltonHonors Gold. Hyatt Globalist; SPG Platinum
Posts: 7,801
Data point FYI

AA $250 e-gift certificate.

Transaction date: 12/10/18
Post date: 12/12/18

Rebate:
Transaction date: 12/1318
Post date: 12/17/18
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Old Dec 20, 18, 3:48 pm
  #1963  
 
Join Date: Mar 2015
Posts: 316
What are you best means of cashing out AA egift cards. Raise seems to be the best I can find.
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Old Dec 20, 18, 3:51 pm
  #1964  
 
Join Date: Mar 2015
Posts: 316
Originally Posted by dreamspeed View Post
Not if they credit you back.
Do you know this for certain? Most other cards/banks would count the spend.
I am doing the exact experiment ($4k MS, $1K AA gift cards) and will report back.
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Old Dec 20, 18, 6:07 pm
  #1965  
 
Join Date: Dec 2018
Posts: 71
Smile

Originally Posted by AugustWest View Post
Do you know this for certain? Most other cards/banks would count the spend.
I am doing the exact experiment ($4k MS, $1K AA gift cards) and will report back.
Sorry i don't know for sure, personally i've never cut it that close where the statement credit amounts would matter.
My understanding is that it is YMMV and to be safe I don't cut it that close. But please do report back as now i'm curious
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