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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA and now MA DC MN

City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA and now MA DC MN

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Old Apr 18, 19, 8:35 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: RedSun
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Current welcome offer is 50,000 Crystal points with $5,000 spending in the first 90 days. First annual fee (not?) waived. (as of 4/1/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (Cnb.com/creditcardonline).
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓ģ membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this
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Old Dec 12, 18, 1:55 pm
  #1921  
 
Join Date: Nov 2018
Programs: American Express
Posts: 5
Originally Posted by therookie View Post
Can someone tell me how long it takes to receive the card after approval? My banker is adamant the card cannot be expedited and will take 10 business days. However, I live in LA where I believe they are headquartered.

I have to submit my AUs upon approval, anyone have any datapoints on how long it takes for AU cards to be mailed?

Thank you.
Mine (primary card) was arrived the next day after it's approved and production... FedEx next day.
AU cards will take longer but typically within a week.
Good luck.
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Old Dec 12, 18, 2:11 pm
  #1922  
 
Join Date: Apr 2018
Posts: 2
Thanks simonlhf - did you request expedited shipping? or it was just default shipped Fedex overnight?
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Old Dec 12, 18, 2:14 pm
  #1923  
 
Join Date: Nov 2018
Programs: American Express
Posts: 5
I don't remember but i did have a few conversations (emails) with my banker asking for the approval status etc. Maybe he expedited but not sure.
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Old Dec 12, 18, 7:42 pm
  #1924  
 
Join Date: Nov 2018
Posts: 2
Originally Posted by iNFEKT View Post
Nope per the wiki they may not post til next year
Is this common knowledge? Maybe I'm dumb but I don't see it in the wiki.

Got my first travel rebate on 12/4 for a $250 gc that posted on 11/28. Waiting for the rebate to post on my second gc that posted on 12/7.
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Old Dec 12, 18, 11:14 pm
  #1925  
 
Join Date: Dec 2018
Posts: 70
Is it Global Entry credit AND 250 airline incidental credit per AU? Some of the literature is a little confusing making it sound like Global Entry credit is part of the 250 airline credit. Thanks
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Old Dec 12, 18, 11:33 pm
  #1926  
 
Join Date: Dec 2018
Posts: 70
Applied in person at a branch. Was approved after 2-3 days, waiting for cards to arrive.

The application asked for income, amount in savings/checking accounts, and amount in any additional "liquid" non retire accounts such as Equity investments.
No idea what the "min requirements" are for each of those and whether or not you actually have to put anything down for savings/investments.

Was also asked to submit either recent paystub or W2 and what bank I normally use. Did not need to provide any actual bank info besides the name of the bank. No idea if/how they verified anything else besides my credit with a credit check and my income with the paystub.

You can sign up for AUs at the same time. Need a copy of the AUs driver license, their social, and mother's maiden name. Was told this info was just for identification purposes if the AUs call in or show up at a branch. No credit pull for AUs. Was able to assign both Priority lounge passes to 2 AUs as part of the application since i already have a Priority lounge pass.
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Old Dec 13, 18, 3:34 pm
  #1927  
 
Join Date: Dec 2018
Posts: 1
I was approved and got my card soon after on 11/30. I purchased $250 in AA eGift card on 12/6 and posted 12/10. Rebate posted 12/13

Last edited by drewculp; Dec 14, 18 at 8:51 am
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Old Dec 13, 18, 3:58 pm
  #1928  
 
Join Date: Sep 2018
Location: PNW
Programs: B6, DL, IHG, Hyatt
Posts: 3
I don't want to post the details but can someone please confirm through DM how they purchased their GCs? I need to buy them really soon...
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Old Dec 13, 18, 5:43 pm
  #1929  
 
Join Date: Mar 2008
Posts: 9
Originally Posted by bigballer View Post
Is this common knowledge? Maybe I'm dumb but I don't see it in the wiki.

Got my first travel rebate on 12/4 for a $250 gc that posted on 11/28. Waiting for the rebate to post on my second gc that posted on 12/7.

Wiki is elsewhere, free feel to look at the comments around this time last year. There is a huge delay in processing rebates as there is a ton more purchase activity and this is done by hand @CNB.

To everyone else here that is clearly late to the game, do people seriously think they're going to take accounts that are a matter of months old, and they're gonna hit 3 or 4 GCs in a one or two month period? I mean go for it, so long as you go in with the expectation that you probably aren't going to get reimbursed for all of them, these rebates are processed manually they're not going to approve 4 similar/exact amounts all on one or two purchase cycles, this is typical behavior banks look out for fraud. Seems like the end is gonna be near on this one. I mean whether people here are greedy or not isn't my problem, but if you're about to drop $1000 on GCs in a cycle or two take a look at the DPs in this thread, don't expect to get it all if any back, thats just not how things go here, just know what you're getting yourself into.
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Old Dec 13, 18, 9:35 pm
  #1930  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH & HY
Posts: 2,934
Originally Posted by Noahf989 View Post
DP on Primary card:

$250 AA eGC purchased on Nov 30, Posted on Dec 03
$250 Rebate processed on Dec 04, Posted on Dec 06

Just purchased 3 x $250 for AA eGC for AU, will update once the credit posted.
Exactly the kind of a cardholder no body wants. Banks love shutting abusers and benefits down, you are the reason why they end programs.

I agree with banks that shut down the abusers and not the program, why should we all pay for the few that cannot use any restraint or common sense?
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Last edited by EasternTraveler; Dec 14, 18 at 5:36 am
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Old Dec 14, 18, 3:01 pm
  #1931  
 
Join Date: Apr 2009
Posts: 68
Originally Posted by dreamspeed View Post
Is it Global Entry credit AND 250 airline incidental credit per AU? Some of the literature is a little confusing making it sound like Global Entry credit is part of the 250 airline credit. Thanks
If you look at the main application page, it clearly states GE is in addition to airline credit, but is probably for only main card holder. What you might be confusing is TSA PreCheck. It *appears* to include precheck (only) as part of the airline credit, so you could do that for each AU. In addition, the footnote specifies 1-$100 credit for GE every four years.
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Old Dec 14, 18, 5:08 pm
  #1932  
 
Join Date: Aug 2017
Posts: 97
What does PGGM stand for? I googled a lot, seems the origin of this term is Dan's deals. Got a general idea of what it is but still don't know what do the letters stand for...
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Old Dec 14, 18, 6:13 pm
  #1933  
Community Director
 
Join Date: Oct 2000
Location: Anywhere warm
Posts: 29,146
Originally Posted by rct12345 View Post
What does PGGM stand for?
https://www.flyertalk.com/forum/30517817-post1914.html
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Old Dec 15, 18, 1:15 am
  #1934  
 
Join Date: Aug 2017
Posts: 97
Thanks
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Old Dec 15, 18, 9:24 pm
  #1935  
 
Join Date: Dec 2018
Posts: 3
Applied

I have a question.. I applied on Thursday and the banker told me Iíd find out on Friday. My credit was pulled Friday morning (got an alert from Experian), but the banker told me Friday near close of business that itís still processing and Iíll probably find out on Monday. If they pulled my credit Friday morning (around 9 am) and by Friday evening around 5 pm it was still processing, is that a good sign? Would they have declined it by then if it wasnít going to be approved? Or, am I still in the 50/50 boat?

Thanks.
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