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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 18, 2015, 1:48 pm
  #151  
 
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
Originally Posted by SanDiego1K
It's so obvious once you say it, and yet I hadn't realized that. Both AMEX and UR points show up on their respective credit card log in pages. I expected the same here, but no. I've now registered and used the points for the $1K gift card. Thank you.
In the same rewards area they also have a shopping portal, some work for instore purchases that you can add to the card.
particlemn is offline  
Old Nov 18, 2015, 2:09 pm
  #152  
 
Join Date: Mar 2010
Location: Minneapolis
Programs: Delta Plat Kool-Aid Drinker, Hyatt Diamond, SPG GM, Marriott GM, Hilton GM, and Priority Club GM
Posts: 1,184
Anyone else sign up or tried to sign up for Gogo passes? I keep getting this error:

We cannot process your request at this time.
MSPDeltaDude is offline  
Old Nov 18, 2015, 2:44 pm
  #153  
Community Director Emerita
 
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,741
Originally Posted by MSPDeltaDude
Anyone else sign up or tried to sign up for Gogo passes? I keep getting this error:

We cannot process your request at this time.
I successfully enrolled my husband. I attempted to add mine to an existing account with no success.
SanDiego1K is offline  
Old Nov 18, 2015, 3:25 pm
  #154  
 
Join Date: Jun 2014
Posts: 87
Tips for anyone want this card , but the pay stubs is small . Tell someone to write a personal check 4K or more like monthly landscape services . Copy the check and bring to the bank . Tell them that this is my main job . I did and approved . Make sure application form has 100,000.00 points on it . Report back if success .
bayareas is offline  
Old Nov 18, 2015, 3:46 pm
  #155  
 
Join Date: Sep 2012
Posts: 35
Originally Posted by MSPDeltaDude
PGGM? Can't decode....what airline you referring too?
It's a trick used on another popular card for airline fee reimbursements. A google search should get you there...PM me if you don't seem to find it.

Would like to know if PGGM would work on this card as well...
bernardcyc is offline  
Old Nov 18, 2015, 5:07 pm
  #156  
 
Join Date: Sep 2012
Posts: 4,431
Or MPX gift cards.
DaveInLA is offline  
Old Nov 18, 2015, 5:48 pm
  #157  
 
Join Date: Sep 2014
Programs: AA Plat, SPG Plat, Club Carlson Gold, Marriott Silver, Hertz Five Star
Posts: 30
Originally Posted by kmhills22
I plan on applying for this card and I have two questions:

1) In NY, which credit bureau was pulled for those who applied?

2) Is it confirmed that the airline credit is per card (Main + AU) or per account? Can I get $500 in airline reimbursements per year?


Following up here to see if my fellow NYers have any answers
kmhills22 is offline  
Old Nov 19, 2015, 8:05 am
  #158  
 
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
Originally Posted by DaveInLA
Or MPX gift cards.
MPX amazon did not work for me
particlemn is offline  
Old Nov 19, 2015, 11:15 am
  #159  
 
Join Date: Sep 2012
Posts: 4,431
Can anybody confirm that ticket cancellation/redeposit fees count toward the $250 incidentals reimbursement?
DaveInLA is offline  
Old Nov 19, 2015, 11:23 am
  #160  
 
Join Date: Apr 2015
Location: San Diego
Posts: 229
Just got approved for the card with a 10k credit line. Should be in my possession in 2 weeks.

Good to hear the 1k gift card can be loaded onto Serve.

Also, what are folks plans with the card? Cancel before the AF hits?
memphian901 is offline  
Old Nov 19, 2015, 11:33 am
  #161  
Community Director Emerita
 
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,741
Originally Posted by DaveInLA
Can anybody confirm that ticket cancellation/redeposit fees count toward the $250 incidentals reimbursement?
They specifically say that they do in the Ts and Cs, copied into the wiki.
SanDiego1K is offline  
Old Nov 19, 2015, 12:38 pm
  #162  
 
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
Originally Posted by memphian901
Just got approved for the card with a 10k credit line. Should be in my possession in 2 weeks.

Good to hear the 1k gift card can be loaded onto Serve.

Also, what are folks plans with the card? Cancel before the AF hits?
The more I look into this card, the more I like it. My plan is to keep this forever. Instead, I will cancel Citi Prestige.

Last edited by geclub1; Nov 19, 2015 at 1:13 pm
geclub1 is offline  
Old Nov 19, 2015, 1:07 pm
  #163  
 
Join Date: Apr 2015
Location: San Diego
Posts: 229
Originally Posted by geclub1
The more I look into this card, the more I like it. My plan is to keep this forever.
So, the AF is $400, but you get $250 per calendar year on airline incidental fee reimbursements, plus the GoGo passes, etc. I think it has some quality perks as well.

This is my first time dabbling into the airline incidental fee reimbursements on a CC, so a noob to this, so I see in the Wiki that folks have gotten reimbursed for buying an airline GC. How did you buy the GC - on the airline website?

Also another question - I've got a flight coming up next Tuesday, then on Dec. 2nd, followed by Dec. 4th ... will I be able to submit requests to be reimbursed for the incidental fees once I get my card? What do they (City Bank) need in order to give you credit for these fees?

I'm trying to utilize my $250 credit before 12/31/15
memphian901 is offline  
Old Nov 19, 2015, 1:13 pm
  #164  
 
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
Originally Posted by memphian901
So, the AF is $400, but you get $250 per calendar year on airline incidental fee reimbursements, plus the GoGo passes, etc. I think it has some quality perks as well.

This is my first time dabbling into the airline incidental fee reimbursements on a CC, so a noob to this, so I see in the Wiki that folks have gotten reimbursed for buying an airline GC. How did you buy the GC - on the airline website?

Also another question - I've got a flight coming up next Tuesday, then on Dec. 2nd, followed by Dec. 4th ... will I be able to submit requests to be reimbursed for the incidental fees once I get my card? What do they (City Bank) need in order to give you credit for these fees?

I'm trying to utilize my $250 credit before 12/31/15
Charge the fees on the card and they will be taken care of automatically.
geclub1 is offline  
Old Nov 19, 2015, 1:19 pm
  #165  
 
Join Date: Apr 2015
Location: San Diego
Posts: 229
Originally Posted by geclub1
Charge the fees on the card and they will be taken care of automatically.
thanks. just read this on the official City Crystal Visa Infinite CC site:

6. Statement credit is provided under the Airline Incidental Fees Statement Credit benefit and is limited to Qualifying Airline Purchases made at eligible U.S.-Domestic Airline Carriers. Qualifying Airline Purchases must be charged to a Crystal Visa Infinite Credit Card to be eligible for a statement credit. Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: seat upgrade charges, ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee. Qualifying Airline Purchases may vary by airline. Merchants are responsible for correctly identifying the transactions under the appropriate codes or identifiers on Visa's proprietary network. City National Bank and Visa rely on the merchant to submit the correct information for the transaction. Additional conditions, limitations and exclusions apply. The Airline Incidental Fees Statement Credit benefit is subject to change and cancellation at any time. This benefit may be subject to taxation and/or Form 1099 reporting. Taxes, if any, are the responsibility of the Crystal Visa Infinite Credit Cardholder. For more information on Qualifying Airline Purchases and this benefit, see Crystal Visa Infinite Credit Card Guide to Benefits.
So, about the gift card for an airline, can I just attempt this via an airline? Seems SanDiego1k got reimbursed for buying an AA $50 GC - was this done via an online portal, airline website, etc.?
memphian901 is offline  


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