Nov 6, 2015, 11:03 pm
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)
Past bonuses were:
***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******
100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED
A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
Sources:
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
Past bonuses were:
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
$350 airline incidental credit per account (was $250 per AU)$95 Annual Fee per AU$32 per guest using PriorityPass (used to be free & unlimited)Elimination of $100 Visa Air Discount BenefitGroceries and Gas only earn 1x (used to be 3x)
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN
Jan 10, 2018, 6:10 pm
#1501
Join Date: May 2008
Programs: AA PLT 2MM
Posts: 2,026
It's all YMMV. When I added the AU's 2 years ago, two of them were aged 6 and 8 at the time. My banker had no issue with their ages, and in fact help me set a $500 spending limit on their cards (not like they've ever physically possessed them anyway). However, a colleague of mine went to do the same thing and add his kids, and was told 18 by his banker (and the other banker he tried on another day) -- go figure.
Jan 10, 2018, 7:19 pm
#1502
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,391
Folks hold on applying for a new CC. There is a promotion coming on Jan 16, 2018 per my sources.
Crystal Visa Infinite Card accounts opened on and after January 16, 2018. With this offer, qualifying clients can earn 50,000 Bonus Points when they spend $5,000 or more within 90 days after account opening.
1 See below for the important disclosure for this offer.
Crystal Visa Infinite Bonus Points Offer Disclosure
Crystal Visa Infinite Card accounts opened on and after January 16, 2018. With this offer, qualifying clients can earn 50,000 Bonus Points when they spend $5,000 or more within 90 days after account opening.
1 See below for the important disclosure for this offer.
Crystal Visa Infinite Bonus Points Offer Disclosure
- 1 The 50,000 Bonus Points offer is available to clients who do not currently have, and have not had within the 24 months prior to the date of application, a City National Bank Visa personal credit card account. The Bonus Points will be awarded subject to the conditions below. The Crystal Visa Infinite Credit Card is subject to credit approval. If you apply and are approved for a Crystal Visa Infinite Credit Card account, to qualify and receive 50,000 Bonus Points, you must make net new purchases (purchases less returns & credits) totaling $5,000 or more, which are posted to your Crystal Visa Infinite Credit Card account, as applicable, during the first 90 days following the date of account opening. Please allow at least seven (7) days for processing your application request. If additional information is needed, the processing of your application may take longer and delay the opening of your account. The posting date for a purchase may be later than the transaction date, depending on the date merchant information is received by City National Bank. Therefore, if a purchase takes place near the end of the 90-day period, the posting date may not occur until after the expiration date of the 90-day period, in which case the purchase will not be counted toward the $5,000 or more spending requirement. Bonus Points are earned on a per account basis and not on each card issued under an account. PIN-based and ATM transactions do not earn Points. Taxes on the Bonus Points, if any, are the responsibility of the Crystal Visa Infinite Cardholder. After qualifying, please allow 4 to 6 weeks for the Bonus Points to be credited to your City National Rewards account. To be eligible for this Bonus Points offer, the Crystal Visa Infinite Card account must be open and in good standing (such as, not delinquent or otherwise in default) at the time the Bonus Points are posted to your City National Rewards account. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for further information about earning Points. Program Rules are subject to change at any time without
Jan 10, 2018, 9:54 pm
#1504
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,391
Jan 11, 2018, 1:14 am
#1505
Join Date: Sep 2012
Posts: 4,431
Jan 11, 2018, 8:53 am
#1507
Join Date: Aug 2012
Posts: 779
Folks hold on applying for a new CC. There is a promotion coming on Jan 16, 2018 per my sources.
Crystal Visa Infinite Card accounts opened on and after January 16, 2018. With this offer, qualifying clients can earn 50,000 Bonus Points when they spend $5,000 or more within 90 days after account opening.
1 See below for the important disclosure for this offer.
Crystal Visa Infinite Bonus Points Offer Disclosure
Crystal Visa Infinite Card accounts opened on and after January 16, 2018. With this offer, qualifying clients can earn 50,000 Bonus Points when they spend $5,000 or more within 90 days after account opening.
1 See below for the important disclosure for this offer.
Crystal Visa Infinite Bonus Points Offer Disclosure
- 1 The 50,000 Bonus Points offer is available to clients who do not currently have, and have not had within the 24 months prior to the date of application, a City National Bank Visa personal credit card account. The Bonus Points will be awarded subject to the conditions below. The Crystal Visa Infinite Credit Card is subject to credit approval. If you apply and are approved for a Crystal Visa Infinite Credit Card account, to qualify and receive 50,000 Bonus Points, you must make net new purchases (purchases less returns & credits) totaling $5,000 or more, which are posted to your Crystal Visa Infinite Credit Card account, as applicable, during the first 90 days following the date of account opening. Please allow at least seven (7) days for processing your application request. If additional information is needed, the processing of your application may take longer and delay the opening of your account. The posting date for a purchase may be later than the transaction date, depending on the date merchant information is received by City National Bank. Therefore, if a purchase takes place near the end of the 90-day period, the posting date may not occur until after the expiration date of the 90-day period, in which case the purchase will not be counted toward the $5,000 or more spending requirement. Bonus Points are earned on a per account basis and not on each card issued under an account. PIN-based and ATM transactions do not earn Points. Taxes on the Bonus Points, if any, are the responsibility of the Crystal Visa Infinite Cardholder. After qualifying, please allow 4 to 6 weeks for the Bonus Points to be credited to your City National Rewards account. To be eligible for this Bonus Points offer, the Crystal Visa Infinite Card account must be open and in good standing (such as, not delinquent or otherwise in default) at the time the Bonus Points are posted to your City National Rewards account. See the City National Rewards Program Terms, Conditions and Program Rules and FAQs for further information about earning Points. Program Rules are subject to change at any time without
Jan 11, 2018, 10:20 am
#1508
Join Date: Jul 2003
Location: CA
Programs: AA PLT / MR LTPP 1/1/19 / Hilton Diamond
Posts: 540
It just means that individual reservations need to be booked instead one a single reservation with multiple passengers. I had to cancel my original reservation and rebook to get it under the dollar threshold. Let's hope it comes through in a few weeks.
Jan 11, 2018, 1:08 pm
#1511
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,391
I talked to the VP and she said there is no end date. However it seems like the first year annual fee won't be waived with the promotion. PM me if you want to directly talk to the VP.
Jan 11, 2018, 5:23 pm
#1513
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,391
Jan 11, 2018, 9:48 pm
#1514
Join Date: Aug 2012
Posts: 779
So it is better to apply now than wait until after 1/16 because $400>50k pts. Did I miss anything?
Jan 11, 2018, 10:22 pm
#1515
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,391