Originally Posted by NYCFlyer10001
(Post 25570428)
Statement credits don't appear to be an option. Best you can get is the $1,000 prepaid visa for 105K pts. The $500 one is 55K pts, or a 10% upcharge compared to 1cpp.
The travel rewards are only through their captive portal. |
Originally Posted by geclub1
(Post 25570567)
What kind of valuation do they offer through the travel portal?
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Anyone know what credit bureau was pulled when they applied for this card? Thanks!
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Originally Posted by esw30
(Post 25580224)
Anyone know what credit bureau was pulled when they applied for this card? Thanks!
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I'm in a City National state but not near a branch. Has anyone had success applying via phone or email in state but not in branch?
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Originally Posted by Stgermainparis
(Post 25590842)
I'm in a City National state but not near a branch. Has anyone had success applying via phone or email in state but not in branch?
I'd like to apply for this card but with an income between 60-70k, I don't think I'd have much of a chance. Hopefully its still around in 5 years :D |
I applied at a branch yesterday. I asked what is considered high income and the banker told me that "applicants with over $70k income" have a higher chance of being accepted. I gave her my last years W2 as proof of income and she scanned it. Still waiting on the decision. If the alleged benefits of this card pan out this might be the single most rewarding CC ever.
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i applied in branch today as well. i was told i had to have a city national account first, although i had planned to open one anyway, since they waive ATM fees charged by other banks' ATMs.
i also had to provide a W2, two recent pay stubs, and two recent bank statements from my existing bank (chase). we'll see if i get approved, and i'll make sure to report back on how the airline fee credits work. one other interesting thing - the banker i talked to was perfectly nice, but he said (not in so many words) that city national isn't really a bank for hoi polloi. it's a "premium" bank, meaning i guess i should have been dressed nicer? |
Looks like an interesting card. Does anyone know if the car rental insurance it provides is primary or secondary ?
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Originally Posted by jordan_h
(Post 25603023)
one other interesting thing - the banker i talked to was perfectly nice, but he said (not in so many words) that city national isn't really a bank for hoi polloi. it's a "premium" bank, meaning i guess i should have been dressed nicer?
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Originally Posted by steve4
(Post 25603389)
Looks like an interesting card. Does anyone know if the car rental insurance it provides is primary or secondary ?
here's the guide to benefits. |
Originally Posted by jordan_h
(Post 25604121)
i think it's primary, although the guide to benefits doesn't say "primary" or "secondary." however, based on how they describe the process of filing a claim, it sure sounds like it's primary.
here's the guide to benefits. |
Originally Posted by drekin
(Post 25594271)
I applied at a branch yesterday. I asked what is considered high income and the banker told me that "applicants with over $70k income" have a higher chance of being accepted. I gave her my last years W2 as proof of income and she scanned it. Still waiting on the decision. If the alleged benefits of this card pan out this might be the single most rewarding CC ever.
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You are now required to have a checking account with them in order to get this card, or so I was told when I called a branch.
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Originally Posted by UserMark
(Post 25607507)
You are now required to have a checking account with them in order to get this card, or so I was told when I called a branch.
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