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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Dec 18, 2019, 8:51 pm
  #3061  
Suspended
Hyatt 10+ BadgeMarriott 10+ Badge
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Originally Posted by good_boy_1234
Seems everyone is canceling their AUs before the end of the year
Our AF comes in April, so we still have a couple of months of free AUs?
RedSun is offline  
Old Dec 19, 2019, 10:12 am
  #3062  
 
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 706
I heard confusing data points for AU fees - some said January 1st 2020 and other said anniversary month. I canceled my single AU card(renewal in February) and i am deciding whether to buy GC after Jan 1st 2020 or cancel my primary card too.
concordian is offline  
Old Dec 19, 2019, 12:32 pm
  #3063  
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Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,715
Originally Posted by concordian
I heard confusing data points for AU fees - some said January 1st 2020 and other said anniversary month. I canceled my single AU card(renewal in February) and i am deciding whether to buy GC after Jan 1st 2020 or cancel my primary card too.
There is no confusion the letter said it will be billed in the month the AU was issued, but in all cases after January 1.
Boraxo is offline  
Old Dec 20, 2019, 12:21 pm
  #3064  
pjs
 
Join Date: Mar 1999
Location: Alpharetta, GA, USA
Posts: 946
Originally Posted by gizayabasu
How long does it take to remove authorized users? Just trying to make sure that they can do it before the year ends in case they charge for them at the beginning of next year.
I called the number on the back of the card and had them do it. They disappeared off the account within 48 hours. Don't forget to do this by the end of the year in case the fee hits 1/1.
pjs is offline  
Old Dec 26, 2019, 8:39 am
  #3065  
 
Join Date: Jul 2019
Posts: 407
Originally Posted by Riemann
AU account, bought $250 in October, still waiting for the reimbursement...
Was it a new AU card. I added an AU card in October and bought a $250 gift card on it and never got reimbursed. I think it might have been because it wasn't loaded in the system properly yet (couldn't activate the gogo inflight benefit, didn't show up as a separate card in my account until after statement). Thinking about giving it another go today. Hopefully I don't end up with $500 not reimbursed.
parrotheadmjb is offline  
Old Dec 26, 2019, 5:36 pm
  #3066  
 
Join Date: Apr 2017
Posts: 470
Originally Posted by parrotheadmjb
Was it a new AU card. I added an AU card in October and bought a $250 gift card on it and never got reimbursed. I think it might have been because it wasn't loaded in the system properly yet (couldn't activate the gogo inflight benefit, didn't show up as a separate card in my account until after statement). Thinking about giving it another go today. Hopefully I don't end up with $500 not reimbursed.
Tough choice. Only handful of days left for Dec...historically people have had issues around end of the year and early January because your transaction might be posted after 1/1 so you lose it for this year
good_boy_1234 is offline  
Old Dec 27, 2019, 12:08 pm
  #3067  
 
Join Date: Feb 2018
Posts: 167
Somewhat fresh data point: I purchased a $250 AA GC on my main card on 12/16. Reimbursed with a posted date of 12/19. Not sure what date it actually showed in the account since I hadn't checked on it until today. If they continue to operate that quickly, anyone who puts their purchase in today should still get the credit for 2019.
natieya likes this.
WantOnlinePoker is offline  
Old Dec 29, 2019, 10:40 pm
  #3068  
 
Join Date: Apr 2017
Posts: 470
Just received a renewal priority select card for my AU that begins later January. The language in the letter still say “guests” . No number or limit mentioned next to it
good_boy_1234 is offline  
Old Dec 30, 2019, 6:03 pm
  #3069  
 
Join Date: Dec 2017
Posts: 3
I just bought $250 AA e-gift card today. I figured it will take a few days to post on the account. Will that count against the 2019 limit or 2020 limit? Thanks a lot in advance.
www3388 is offline  
Old Jan 1, 2020, 1:03 pm
  #3070  
 
Join Date: Dec 2017
Posts: 14
Be the DP you want to see in the world

Here we go. Just put in the AA eGC order for $350 this morning to use the 2020 credit. Let's see if it gets approved! I'll post back within a week or so with the update.
allenpa5 is offline  
Old Jan 1, 2020, 1:41 pm
  #3071  
 
Join Date: Jul 2019
Posts: 407
Originally Posted by allenpa5
Here we go. Just put in the AA eGC order for $350 this morning to use the 2020 credit. Let's see if it gets approved! I'll post back within a week or so with the update.
Haha it probably will but I'll wait for your update.
parrotheadmjb is offline  
Old Jan 1, 2020, 2:15 pm
  #3072  
 
Join Date: Jun 2019
Posts: 20
awesome thank you! keep us posted!
thegreatdonut is offline  
Old Jan 1, 2020, 2:23 pm
  #3073  
 
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 706
Originally Posted by parrotheadmjb
Haha it probably will but I'll wait for your update.
Are you planning on keeping the card?
concordian is offline  
Old Jan 1, 2020, 2:28 pm
  #3074  
 
Join Date: Jul 2019
Posts: 407
Originally Posted by concordian
Are you planning on keeping the card?
Not without the visa Infinite air discount. I can understand the AU incidental axing.
parrotheadmjb is offline  
Old Jan 1, 2020, 2:46 pm
  #3075  
 
Join Date: Feb 2007
Location: NJ/NYC
Programs: UA and HH
Posts: 4,346
Originally Posted by parrotheadmjb
Not without the visa Infinite air discount. I can understand the AU incidental axing.
FWIW, the visa air discount is still live, but the link as been taken off the infinite home page. I just booked 4 rounds of tickets today, 1/1.
gbryan84 is offline  

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