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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Sep 27, 2019, 11:33 am
  #2626  
 
Join Date: Sep 2018
Posts: 80
Originally Posted by susieling
Global Entry reimbursements up to 4: Just want to confirm this as I am about to apply GE for the family, is this "reimbursement" an additional credit instead of counting into the $250 per person airline incidental, right? already used the incidental budget so need to be sure, thanks!
it's additional to the incidental. I have used the GE credit after my incidental in the past. The GE credit is per card
jrc87 is offline  
Old Sep 27, 2019, 12:15 pm
  #2627  
FlyerTalk Evangelist
 
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,720
Originally Posted by jrc87
it's additional to the incidental. I have used the GE credit after my incidental in the past. The GE credit is per card
100% correct.
Boraxo is offline  
Old Sep 27, 2019, 4:18 pm
  #2628  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Originally Posted by WantOnlinePoker
It really isn't. The last successful post was about 2 weeks ago, without any counterpoints in the time since. You would be the first since then, but you didn't provide any specifics as to your situation.
There are dp's on other sites saying its working normally. Saw one last night of a recent credit.

If people are worried there is some kind of glitch, please post the specifics of a recent transaction.

Historically there have been slowdowns in January of each year.

Personally I suspect the benefit will be adjusted so enjoy it while it exists.
akr1970akr is offline  
Old Sep 28, 2019, 7:52 am
  #2629  
 
Join Date: Oct 2010
Posts: 99
2 of my AU cards had the aa egc credit posted in the last few days - aa egc purchased a little over a week ago. I was anxious as others here whether it would post with the new system migration - it's business as usual!
ymarker is offline  
Old Sep 28, 2019, 11:59 am
  #2630  
 
Join Date: Apr 2002
Posts: 2,946
Originally Posted by ymarker
I was anxious as others here whether it would post with the new system migration - it's business as usual!
Why on earth would you be anxious? Even without a reimbursement, the gift card is worth its face value.
TTT103 is offline  
Old Sep 28, 2019, 9:09 pm
  #2631  
 
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,255
Point deval reported:

https://www.doctorofcredit.com/city-...tead-of-1-35¢/
happychic likes this.
jags86 is offline  
Old Sep 29, 2019, 12:17 am
  #2632  
FlyerTalk Evangelist
 
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,720
Currently I use this card for groceries as the ROI with 3x points is close to 4%. A deval that moves the needle to 3.6% might cause me to move this card to the sock drawer and shift my spend to Citi AA Mileup or JetBlue Mileup. Not a smart move by CNB if it really wants people to use this card.
Dr_wanderlust likes this.
Boraxo is offline  
Old Sep 29, 2019, 9:40 am
  #2633  
 
Join Date: Apr 2002
Posts: 2,946
Originally Posted by Boraxo
Currently I use this card for groceries as the ROI with 3x points is close to 4%. A deval that moves the needle to 3.6% might cause me to move this card to the sock drawer and shift my spend to Citi AA Mileup or JetBlue Mileup. Not a smart move by CNB if it really wants people to use this card.
This is yet another reason why CNB may likely be making changes. Individuals who only use the card for bonus categories result in a loss for the bank.
TTT103 is offline  
Old Sep 29, 2019, 10:02 am
  #2634  
 
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,367
Originally Posted by TTT103
This is yet another reason why CNB may likely be making changes. Individuals who only use the card for bonus categories result in a loss for the bank.
I use cards to benefit me and could care less if a bank made a bad marketing decision when structuring a rewards program.
Boraxo likes this.
Dr_wanderlust is offline  
Old Sep 29, 2019, 10:12 am
  #2635  
 
Join Date: Oct 2010
Posts: 99
Where are folks selling their AA egc? cardpool wants a 20% cut.
ymarker is offline  
Old Sep 29, 2019, 6:23 pm
  #2636  
 
Join Date: Apr 2002
Posts: 2,946
Originally Posted by Dr_wanderlust
I use cards to benefit me and could care less if a bank made a bad marketing decision when structuring a rewards program.
There ya have it.
TTT103 is offline  
Old Sep 29, 2019, 6:24 pm
  #2637  
 
Join Date: Apr 2002
Posts: 2,946
Originally Posted by ymarker
Where are folks selling their AA egc? cardpool wants a 20% cut.
Why did you purchase it if you can’t use it?
TTT103 is offline  
Old Oct 1, 2019, 7:15 am
  #2638  
 
Join Date: May 2005
Location: SEA
Programs: AS; Hyatt Globalist; Hilton Gold; NEXUS
Posts: 978
New data point: $48 and change HA interisland flight was reimbursed as a travel charge.

Has there been any confirmation on current point value when redeemed via the concierge?
sullim4 is offline  
Old Oct 1, 2019, 8:28 am
  #2639  
 
Join Date: Jan 2018
Location: BGI | MIA
Programs: AA Platinum Pro | Hyatt Globalist | HH Diamond | SPG Gold
Posts: 316
DEAL DEAD - Redeeming CNB pts at 1.3c - Miles per Day
Shadowfactor is offline  
Old Oct 1, 2019, 9:28 am
  #2640  
 
Join Date: Apr 2002
Posts: 2,946
Originally Posted by Shadowfactor
The Miles per Day post was a bit convoluted, but if I understand correctly, the value is now 1.2 cents on the portal versus 1.1 cents via the concierge.
Boraxo likes this.
TTT103 is offline  


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