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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Aug 9, 19, 1:07 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: jcatman
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Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (Cnb.com/creditcardonline).
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓ membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this
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Old May 24, 19, 10:50 am
  #2401  
Hyatt Contributor BadgeMarriott 5+ Badge
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,561
It looks like CNB's travel site is the same one used by Citi TY. I tried to search for international flights and got no results from both sites.

Both Chase and BA travel sites yield good results. They look like Expedia and Google Flights....
RedSun is online now  
Old May 24, 19, 8:14 pm
  #2402  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH & HY
Posts: 2,984
My relationship banker called to check to see how I was doing and asked me to keep him in mind if I needed anything.
EasternTraveler is offline  
Old May 25, 19, 3:38 pm
  #2403  
m00
 
Join Date: May 2019
Posts: 2
$250 AA eGC
purchased 05/18, posted 05/20
rebate posted 05/24
akr1970akr likes this.
m00 is offline  
Old May 26, 19, 7:07 pm
  #2404  
 
Join Date: Mar 2017
Programs: Delta Platinum, United Platinum
Posts: 36
Purchased eGC on 5/17, credit posted 5/22
akr1970akr likes this.
somewhat traveling actuary is offline  
Old Jun 1, 19, 7:59 am
  #2405  
 
Join Date: Apr 2012
Programs: DL, AA, UA, Hilton, IHG, Radisson
Posts: 333
Seems like Global Entry posts a tad faster than airline incidental credits. Granted, this could also be because of weekend timings. Bought some cheap Southwest tix (<under $70) on 5/18, credited on 5/22, but not visible until 5/24. Paid for a $100 global entry on 5/26, credited on 5/29, visible on 5/31.
akr1970akr and jrc87 like this.
centrifuge41 is offline  
Old Jun 1, 19, 3:49 pm
  #2406  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 743
Thanks, I had not realized cheap WN flights were crediting
akr1970akr is offline  
Old Jun 8, 19, 6:59 am
  #2407  
 
Join Date: Jan 2017
Posts: 116
Bought $250 AA GC - on June 2nd, payment posted on June 4th - still no reimbursement. Should I be worried?
johndoes is offline  
Old Jun 8, 19, 12:16 pm
  #2408  
 
Join Date: Apr 2002
Posts: 2,140
Originally Posted by johndoes View Post
Bought $250 AA GC - on June 2nd, payment posted on June 4th - still no reimbursement. Should I be worried?
No need to be concerned, as it will likely post sometime early next week.
TTT103 is offline  
Old Jun 8, 19, 2:41 pm
  #2409  
m00
 
Join Date: May 2019
Posts: 2
$250 AA eGC with AU card
purchased 05/27, rebate posted 06/03
m00 is offline  
Old Jun 8, 19, 3:05 pm
  #2410  
Hyatt Contributor BadgeMarriott 5+ Badge
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,561
Used its concierge service. Very pleasant and competitive service. Get 1.3 cpps. Used it to book holiday flight.
RedSun is online now  
Old Jun 8, 19, 11:36 pm
  #2411  
 
Join Date: Jun 2019
Posts: 8
Originally Posted by Sting.Ray View Post
Are they OK with a 750+ score?
I got approved with a 696 credit score. I feel like this card is VERY YMMV.

Applied in branch on 5/22/19, didn't get approved for 10k limit only 5k, had to submit more documentation (bank accounts and such). Got approved on 6/7/19.
Income: 45k
Assets: 60k (couldn't use my brokerage accounts as they wanted to see liquid assets).
Number of Accounts: 4 credit cards.
AAOA: 4 months
Total length of Credit: 1 year and 2 months.

I was also not a CNB customer before I applied. Let me know if you have any questions i can answer.

Last edited by thegreatdonut; Jun 9, 19 at 12:01 am Reason: more info
thegreatdonut is offline  
Old Jun 9, 19, 4:55 pm
  #2412  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH & HY
Posts: 2,984
Originally Posted by thegreatdonut View Post
I got approved with a 696 credit score. I feel like this card is VERY YMMV.

Applied in branch on 5/22/19, didn't get approved for 10k limit only 5k, had to submit more documentation (bank accounts and such). Got approved on 6/7/19.
Income: 45k
Assets: 60k (couldn't use my brokerage accounts as they wanted to see liquid assets).
Number of Accounts: 4 credit cards.
AAOA: 4 months
Total length of Credit: 1 year and 2 months.

I was also not a CNB customer before I applied. Let me know if you have any questions i can answer.
You join today and make this post? Suspect!
EasternTraveler is offline  
Old Jun 9, 19, 5:22 pm
  #2413  
 
Join Date: Jun 2019
Posts: 8
Originally Posted by EasternTraveler View Post
You join today and make this post? Suspect!
hahah, Ive always lurked around here. I came from reddit r/churning, never was able to find info on the CNB card, till I found this forum.
thegreatdonut is offline  
Old Jun 16, 19, 1:20 pm
  #2414  
 
Join Date: Oct 2011
Posts: 41
Any recommendations on how to best use the points and how to use them?
rzamora is offline  
Old Jun 17, 19, 3:11 pm
  #2415  
 
Join Date: Feb 2018
Posts: 105
Originally Posted by rzamora View Post
Any recommendations on how to best use the points and how to use them?
Any flight you like will be redeemable at 1.3 cpp if you call the concierge to book and ask them to redeem points.
WantOnlinePoker is offline  

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