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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 1, 19, 4:44 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: ukinny2000
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Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓ membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:

  • $350 airline incidental credit per account (was $250 per AU)
  • $95 Annual Fee per AU
  • $32 per guest using PriorityPass (used to be free & unlimited)
  • Elimination of $100 Visa Air Discount Benefit
  • Groceries and Gas only earn 1x (used to be 3x)
Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
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Old May 13, 19, 5:52 pm
  #2386  
 
Join Date: Mar 2017
Programs: Delta Platinum, United Platinum
Posts: 37
Anyone else with a recent eGC credit?
somewhat traveling actuary is offline  
Old May 14, 19, 10:32 am
  #2387  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,154
Originally Posted by natieya View Post
Can I ask how much the points were worth when you redeemed them? How many cents per point? I'm thinking of redeeming mine within the next 6 months or so. (I just hit the 50,000 bonus points for the SUB, but haven't received them in my account yet.)
I redeemed through the concierge for a hotel stay at 1.3cpp value. Good deal -- I'd rather have that deal with a concierge who can book any property/rate with loyalty benefits than the limited Chase UR Portal.

Separately I notice that my AU isn't getting this card reported on their credit report. Could be good, could be bad but just something to know.
natieya and milesforhire like this.
akr1970akr is offline  
Old May 15, 19, 1:40 am
  #2388  
 
Join Date: Aug 2013
Posts: 67
Originally Posted by somewhat traveling actuary View Post
Anyone else with a recent eGC credit?
Yes, got credit for $233 AA eGC last week.
SR99 is offline  
Old May 18, 19, 8:08 am
  #2389  
Hyatt 5+ BadgeMarriott 5+ Badge
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 3,427
What is the best way to add AU to the card? Calling them?
RedSun is offline  
Old May 18, 19, 2:14 pm
  #2390  
 
Join Date: Sep 2013
Posts: 757
Originally Posted by akr1970akr View Post
I redeemed through the concierge for a hotel stay at 1.3cpp value. Good deal -- I'd rather have that deal with a concierge who can book any property/rate with loyalty benefits than the limited Chase UR Portal.

Separately I notice that my AU isn't getting this card reported on their credit report. Could be good, could be bad but just something to know.
Any rate?

I am having issues with Marriott hotels where the "member rate" is MUCH lower than the advertised rates (15% lower for the property I want).

Have you been able to use AARP or any discount rates?

Thank you
coltonatx is offline  
Old May 18, 19, 4:49 pm
  #2391  
 
Join Date: Jul 2014
Location: Wisconsin
Posts: 6
Originally Posted by Sting.Ray View Post
Has anyone had any experience in opening this credit card at the DC branch? I will be visiting as well and will want to know this. Also, I have like 10 inquires in the past 1 year, how tough of a card is this to get?
Yes, it was easy - I stopped in on a biz trip about 2 weeks ago on a Thursday afternoon met a banker named Tim - process took about 20 minutes and my card came the following Tues.
MustGoFast is offline  
Old May 18, 19, 4:51 pm
  #2392  
 
Join Date: Jul 2014
Location: Wisconsin
Posts: 6
Can I really not use the airline fee credit for anything with Delta?
And do small cash charges on SW tickets (ie I paid most of it with an old GC) trigger?
MustGoFast is offline  
Old May 19, 19, 4:40 pm
  #2393  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,154
Originally Posted by coltonatx View Post
Any rate?

I am having issues with Marriott hotels where the "member rate" is MUCH lower than the advertised rates (15% lower for the property I want).

Have you been able to use AARP or any discount rates?

Thank you
Obviously I have not tested every rate under the sun, but I was able to get the CNB concierge to call a hotel and see if they would match the Costco member rate I was seeing, so I could get that rate, and use my points up. Its the same OneTen company that does concierge service for a number of flagship type cards.
akr1970akr is offline  
Old May 23, 19, 7:34 am
  #2394  
 
Join Date: Mar 2017
Programs: Delta Platinum, United Platinum
Posts: 37
Bought a $250 AA eGC on 5/17 and haven't gotten credit yet. Will update.
somewhat traveling actuary is offline  
Old May 23, 19, 11:16 am
  #2395  
 
Join Date: Jun 2018
Posts: 5
Originally Posted by somewhat traveling actuary View Post
Anyone else with a recent eGC credit?
Yes. Got 2x250 AA egift rebate last week.
hips is offline  
Old May 23, 19, 11:52 am
  #2396  
 
Join Date: Mar 2017
Programs: Delta Platinum, United Platinum
Posts: 37
Originally Posted by hips View Post
Yes. Got 2x250 AA egift rebate last week.
How many days did it take to credit?
somewhat traveling actuary is offline  
Old May 23, 19, 12:34 pm
  #2397  
 
Join Date: Jun 2018
Posts: 5
about 7 to 10 days
hips is offline  
Old May 23, 19, 2:14 pm
  #2398  
 
Join Date: Jul 2014
Location: Wisconsin
Posts: 6
Bought my AA eGC last week - will post when I see a credit.
MustGoFast is offline  
Old May 24, 19, 12:46 am
  #2399  
 
Join Date: Apr 2018
Posts: 5
purchased $250 AA e-gc with AU cards.
purchased on 5/17, rebate received 5/21
flyzeus is offline  
Old May 24, 19, 7:47 am
  #2400  
 
Join Date: Mar 2017
Programs: Delta Platinum, United Platinum
Posts: 37
Originally Posted by flyzeus View Post
purchased $250 AA e-gc with AU cards.
purchased on 5/17, rebate received 5/21
Damn that's pretty quick. I bought on same day and still haven't received credit.
somewhat traveling actuary is offline  

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