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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Aug 9, 19, 1:07 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: jcatman
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Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (Cnb.com/creditcardonline).
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓ membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this
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Old Apr 10, 19, 9:28 am
  #2326  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 743
Originally Posted by italdesign View Post
Apologies if this hath been asked - 2 Priority Pass questions:

1. Is it 2 PPs in addition to the primary cardholder, or is it 2 PPs including the primary?
2. My banker says I can only change which AUs get PP once a year. Is that really a rule?
A lot of things with the card are YMMV depending on whether you have a real relationship (revenue!) with your banker.

2 PP for the account, but there are datapoints that those can be assigned to AU cardholder names.

I can't remember where but I've also heard of people switching them.

(I should probably do that, although I'm not really convinced that the people I might give a PP would really harness it)
akr1970akr is offline  
Old Apr 10, 19, 3:14 pm
  #2327  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH & HY
Posts: 2,984
You are right it is very YMMV. They do not really want non-banking credit card customers.
EasternTraveler is offline  
Old Apr 11, 19, 11:03 am
  #2328  
 
Join Date: Apr 2018
Posts: 159
Originally Posted by RedSun View Post
Just wonder if anyone has the business version of this card.

https://www.cnb.com/business/lending...cial-card.html

It is not Infinite card, but it does have the $250 travel credit. Probably no AF either....
Interesting. I wonder what the requirements are to get card.
robchow is offline  
Old Apr 12, 19, 12:11 am
  #2329  
 
Join Date: Jul 2003
Location: los angeles,ca
Posts: 279
Does anyone earn the extra Rewards Plus points with gc purchase at CVS, Chevron and Bed Bath Beyond?

Last edited by yyyccclll; Apr 12, 19 at 12:18 am
yyyccclll is offline  
Old Apr 12, 19, 5:34 am
  #2330  
Hyatt Contributor BadgeMarriott 5+ Badge
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,540
Originally Posted by yyyccclll View Post
Does anyone earn the extra Rewards Plus points with gc purchase at CVS, Chevron and Bed Bath Beyond?
Yes. But with 500 points max, I do not bother. You can if you get the time.
RedSun is online now  
Old Apr 12, 19, 7:52 am
  #2331  
 
Join Date: Jan 2019
Posts: 6
There's no branch bank in my state. I'm travelling to DC and would be interested in visiting the branch to submit application. Does anyone know if later I want to close the cc account in any circumstances, do I need to go to the branch or you can close account by phone? Thank you.
blueberryhaha is offline  
Old Apr 12, 19, 8:38 am
  #2332  
Hyatt Contributor BadgeMarriott 5+ Badge
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 2,540
Originally Posted by blueberryhaha View Post
There's no branch bank in my state. I'm travelling to DC and would be interested in visiting the branch to submit application. Does anyone know if later I want to close the cc account in any circumstances, do I need to go to the branch or you can close account by phone? Thank you.
I do not think you ever have to go to local branch to close account.
blueberryhaha likes this.
RedSun is online now  
Old Apr 12, 19, 9:47 am
  #2333  
 
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 743
Originally Posted by yyyccclll View Post
Does anyone earn the extra Rewards Plus points with gc purchase at CVS, Chevron and Bed Bath Beyond?
I went looking for gc at BBBY and all they had there were their own cards, not even affiliates like world market or christmas tree shop.

And all their stuff is overpriced junk anyways, so there was nothing worth buying....waste of a trip. At least it was next to a Trader Joes which I had to visit anyways.

The problem with all the rewards plus stuff is that they are heavily constrained (min 25 max 100 and 1x time only and not at all locations around me....) so I view them like Chase Offers - basically worthless and not changing your behavior for. The typical chase offer i get shown on my CF is something like $2 off at Wienerschnitzer or something.
akr1970akr is offline  
Old Apr 13, 19, 1:11 pm
  #2334  
 
Join Date: Jan 2019
Posts: 10
Disregard, found my answer in the header for the thread.
apdale is offline  
Old Apr 13, 19, 6:03 pm
  #2335  
 
Join Date: Apr 2007
Location: DFW
Posts: 34
Originally Posted by RedSun View Post
Yes. But with 500 points max, I do not bother. You can if you get the time.
Is there a 500 points max? I hadn't heard that.
natieya is offline  
Old Apr 14, 19, 6:36 am
  #2336  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH & HY
Posts: 2,984
One of my AU's purchased a $50 AA EGC on 3/4/19. No reimbursement as of yet.
EasternTraveler is offline  
Old Apr 15, 19, 7:36 pm
  #2337  
 
Join Date: Feb 2012
Programs: HH Diamond, IHG Plat, Marriot Gold, Hertz PC
Posts: 68
Does the buying of gift cards for the reimbursement count towards the min spend for the bonus?
gold644 is offline  
Old Apr 16, 19, 5:57 am
  #2338  
 
Join Date: Sep 2015
Posts: 9
Originally Posted by blueberryhaha View Post
There's no branch bank in my state. I'm travelling to DC and would be interested in visiting the branch to submit application. Does anyone know if later I want to close the cc account in any circumstances, do I need to go to the branch or you can close account by phone? Thank you.
Has anyone had any experience in opening this credit card at the DC branch? I will be visiting as well and will want to know this. Also, I have like 10 inquires in the past 1 year, how tough of a card is this to get?
Sting.Ray is offline  
Old Apr 16, 19, 6:50 am
  #2339  
 
Join Date: Sep 2015
Posts: 9
Originally Posted by yao View Post
Applied at City National branch in SF (150 California St) on Friday. They validated my parking which was nice ($7 for every 30 minutes, it took me an hour to apply). Received a call saying I was approved today (Tuesday). The banker said it would take 2~3 weeks for me to get the card in the mail, which seems oddly slow, especially if I have to spend $5k in 90 days.

Application itself took about 45 minutes and did not require nearly as much information/documentation as others have reported. They asked me:
  • SSN (obvi)
  • Married/single
  • Own/rent
  • Monthly rent/mortgage payment
  • Liquid assets
    • Cash
    • Brokerage/investments
    • Retirement accounts without withdrawal penalties
  • Non-salary forms of income (alimony, etc...)
  • Employer
  • Length of time at employer
  • ID (drivers license)
Oddly enough, they did not ask for my annual income, W2, pay stubs, or anything related how much I make. Maybe they are loosening their requirements? Or I just look rich? (jk, I do not). Prior to coming in, they did ask if I knew my credit score and I responded that I did not know exactly, but that it was 800+.

Hope this helps anyone who plans on applying!

Are they OK with a 750+ score?
Sting.Ray is offline  
Old Apr 16, 19, 1:46 pm
  #2340  
 
Join Date: Jan 2012
Posts: 38
JetBlue food purchase

Purchased a $9 food on a domestic JetBlue flight on April 8th, today is already one week after the fact, and no reimbursement posted. Any experience with that? From my experience, it means it will no longer be reimbursed, unless I contact them, which I don't plan to (more work than it's really worth). In fact, it was 2 purchases of $9, in each way (going to FLL and returning to EWR).
igorjrr is offline  

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