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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Jan 12, 2018, 6:23 am
  #1516  
 
Join Date: Mar 2011
Location: NY, NY
Posts: 695
Originally Posted by junks2010
Thank you.
So it is better to apply now than wait until after 1/16 because $400>50k pts. Did I miss anything?
Points can be redeemed for flights at a rate of roughly 1.14cpp, making 50K points worth $570. PLus you would get miles for flights flown bought with those points.
ukinny2000 is offline  
Old Jan 12, 2018, 10:48 am
  #1517  
 
Join Date: Dec 2004
Location: SFO
Programs: BART Platinum, AA Plat Pro
Posts: 1,158
Originally Posted by ukinny2000
Points can be redeemed for flights at a rate of roughly 1.14cpp, making 50K points worth $570. PLus you would get miles for flights flown bought with those points.
You'd also get miles for flights flown with $400 in cash, and you'd get 3x points when spending cash on said flights. Technically the 50K points are worth more than $400 AF, but some people have reported difficulty in getting the bonus (though I personally didn't have a problem), and you have to meet the spend requirement (which might be difficult or crowd out spend on a higher-earning card), so I'd view it as a wash at best.
milypan is offline  
Old Jan 12, 2018, 12:35 pm
  #1518  
 
Join Date: May 2011
Location: NYC
Programs: UA 1K, AS MVP Gold, TK *Gold, HHonors Gold, SPG Plat, Marriott Plat, Hyatt Diamond
Posts: 570
still no credit on the $125 AA GC I purchased on Jan 1st. Anyone have better luck?
Duffman is offline  
Old Jan 12, 2018, 7:26 pm
  #1519  
 
Join Date: Jun 2011
Posts: 3,524
Originally Posted by Duffman
still no credit on the $125 AA GC I purchased on Jan 1st. Anyone have better luck?
No.
nall is offline  
Old Jan 12, 2018, 9:46 pm
  #1520  
 
Join Date: Mar 2005
Location: NYC
Programs: United 1P
Posts: 688
Originally Posted by Duffman
still no credit on the $125 AA GC I purchased on Jan 1st. Anyone have better luck?
No.
kgkg is offline  
Old Jan 13, 2018, 10:37 am
  #1521  
 
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,391
Didn't someone say it takes over 3 weeks when new year starts for airline credits?
MNSWEEps is offline  
Old Jan 14, 2018, 8:32 pm
  #1522  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,972
Originally Posted by MNSWEEps
Didn't someone say it takes over 3 weeks when new year starts for airline credits?
Yes, it takes longer in January, close to 4 weeks.
yugi is offline  
Old Jan 15, 2018, 10:23 pm
  #1523  
 
Join Date: Jul 2011
Location: CCR
Posts: 326
I had some B6 Fees, transaction date 1/5 Post Date 1/8, Credit Posted today 1/15.
slack455 is offline  
Old Jan 16, 2018, 12:52 am
  #1524  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,972
Originally Posted by slack455
I had some B6 Fees, transaction date 1/5 Post Date 1/8, Credit Posted today 1/15.
Mine also posted today. This year was faster.
yugi is offline  
Old Jan 16, 2018, 1:04 am
  #1525  
 
Join Date: Jun 2011
Posts: 3,524
Originally Posted by yugi
Mine also posted today. This year was faster.
What were yours for?
nall is offline  
Old Jan 16, 2018, 6:04 am
  #1526  
 
Join Date: Mar 2011
Location: NY, NY
Posts: 695
Mine posted too for B6 PGGM - a lot faster than in prior years
ukinny2000 is offline  
Old Jan 16, 2018, 7:09 am
  #1527  
 
Join Date: May 2010
Posts: 190
Originally Posted by ukinny2000
Mine posted too for B6 PGGM - a lot faster than in prior years
What does B6 stands for?

I did Southwest award ticket on 1/2 and it posted yesterday as well...
jackiesyu is offline  
Old Jan 16, 2018, 7:41 am
  #1528  
 
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,391
Originally Posted by ukinny2000
Mine posted too for B6 PGGM - a lot faster than in prior years
what is B6?
MNSWEEps is offline  
Old Jan 16, 2018, 7:59 am
  #1529  
 
Join Date: May 2011
Location: NYC
Programs: UA 1K, AS MVP Gold, TK *Gold, HHonors Gold, SPG Plat, Marriott Plat, Hyatt Diamond
Posts: 570
Credit for my Jan 1st $125 AA GC purchase finally posted on Jan 15th
Duffman is offline  
Old Jan 16, 2018, 8:25 am
  #1530  
 
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,391
Originally Posted by Duffman
Credit for my Jan 1st $125 AA GC purchase finally posted on Jan 15th
good to hear that..
MNSWEEps is offline  


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