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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Dec 16, 2017, 9:30 am
  #1486  
 
Join Date: Apr 2009
Location: MSP
Posts: 398
A $250 AA e-gift card bought on authorized user account 12/11, credited 12/15.

Between my wife's card and my own, that more than makes up for the annual fee. Everything else is gravy. I like flying AA though - so YMMV.
shuom is offline  
Old Dec 19, 2017, 6:12 pm
  #1487  
 
Join Date: Oct 2009
Posts: 152
Because $50k spending qualifies $550 lounge fee for current year and next year. It is 2%. But how to capitalize on this as we already have priority lounge?
Originally Posted by jediwho
I got the same letter. Metal is interesting but the $550 for lounge membership is not that exciting as it's per account and not card. Essentially they are giving you 1% more as cash back if you spend $50K a year. They need to make their rewards program more interesting before I start spending on this card.
savingwizard is offline  
Old Jan 3, 2018, 10:14 am
  #1488  
 
Join Date: Sep 2012
Posts: 4,431
New year, new $250 airline credits. Last year I did PGGM for JB and SW. So far I've done 1 test charge for both using an AU card, both <$65. I'll cancel the SW flight AFTER the CNB credit posts, but I'll likely have to cancel the JB flight before the credit posts. Last year, the credits posted on 1/25 or 1/26. In 2016, credits posted around 1/21. I'll keep you guys updated.
jackiesyu and jediwho like this.
DaveInLA is offline  
Old Jan 5, 2018, 6:56 am
  #1489  
 
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,850
Any ideas when there will be a sign up bonus?
EasternTraveler is offline  
Old Jan 5, 2018, 11:21 am
  #1490  
 
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,386
I must be blind but what is the AU annual fee after the first year?
MNSWEEps is offline  
Old Jan 5, 2018, 12:08 pm
  #1491  
 
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
Originally Posted by MNSWEEps
I must be blind but what is the AU annual fee after the first year?
No AU fees.
geclub1 is offline  
Old Jan 5, 2018, 12:16 pm
  #1492  
 
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,386
Originally Posted by geclub1
No AU fees.
cool...and AU also gets separate priority pass and global entry reimbursement?
MNSWEEps is offline  
Old Jan 5, 2018, 4:47 pm
  #1493  
 
Join Date: Jan 2007
Location: NYC
Programs: UA Platinum, Alaska MVP Gold
Posts: 223
Originally Posted by aerialfish
Ugh another metal card. Who told these people that you cannot be a luxury card unless it's made out of metal?? Give us real benefits please!
I like the current benefits, but I am not happy that the card will be metal: I like the discrete, humble look of the current card.
kenadams is offline  
Old Jan 7, 2018, 7:23 am
  #1494  
 
Join Date: Feb 2015
Posts: 109
We have someone testing pggm for JetBlue and southwest. Is there anything we know for certain still works?

AA $250egift cards?
paladin732 is offline  
Old Jan 7, 2018, 10:27 am
  #1495  
 
Join Date: Sep 2013
Posts: 27
Originally Posted by paladin732
We have someone testing pggm for JetBlue and southwest. Is there anything we know for certain still works?

AA $250egift cards?
bought an AA 250 egift card yesterday. Will report back if I get the credit.
mackaikai is offline  
Old Jan 8, 2018, 8:39 am
  #1496  
 
Join Date: May 2011
Location: NYC
Programs: UA 1K, AS MVP Gold, TK *Gold, HHonors Gold, SPG Plat, Marriott Plat, Hyatt Diamond
Posts: 570
Bought a $125 AA GC on Jan 1st. No credit yet
Duffman is offline  
Old Jan 9, 2018, 12:18 pm
  #1497  
 
Join Date: Dec 2004
Location: Los Angeles California
Posts: 1,386
any update on AA egifts getting reimbursed?
MNSWEEps is offline  
Old Jan 9, 2018, 6:08 pm
  #1498  
 
Join Date: Mar 2011
Location: NY, NY
Posts: 695
Originally Posted by MNSWEEps
any update on AA egifts getting reimbursed?
As post #1488 already mentioned, in past years credits have not typically posted until about the third week starting a new year. and if you are asking if they post in general, then just eleven posts back you have an answer,
ukinny2000 is offline  
Old Jan 10, 2018, 8:35 am
  #1499  
 
Join Date: May 2014
Posts: 39
FYI I charged several SW fees on Dec 30 and got reimbursed a few days later in 2018 for all of them.
aerialfish is offline  
Old Jan 10, 2018, 9:31 am
  #1500  
 
Join Date: Sep 2012
Posts: 4,431
Originally Posted by aerialfish
FYI I charged several SW fees on Dec 30 and got reimbursed a few days later in 2018 for all of them.
Did you have any 2017 credits left over?
DaveInLA is offline  

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